Struggling Adult

Does anyone else remember their first real paycheck? Did you ask, "who is FICA, and why are they taking my money"?! Did the closest adult to you laugh and welcome you to "the real world"? No worries, I rolled my eyes too.  Join me as I get to the bottom of the adulting tax and discuss legitimate ways to reduce the tax burden for those of us in this struggle together. My tax professional [and dad] demystifies the language of taxation and debunks all the tax advice offered by our coworkers, family members, friends, and social media.  Listen closely! Take notes! We’re all going to be good in this [adult]hood! Don’t forget to LIKE! SHARE! SUBSCRIBE! COMMENT! Let's Link! Guest: Jimmy Johnson - tax professional and my Dad Host: Dr. Jess IG: @drdaniellej SUPPORT THE POD! https://anchor.fm/struggling-adult-podcast/support Merch: https://linktr.ee/DrJessiJ DISCLAIMERS: Music by @10thlettermusic - "Honey Dutch" from Primitive Shapes added with creator's permission Struggling Adult Podcast and related entities do not make any guarantees about the financial information discussed and are not a source for financial advice or instruction. Any action you take upon the information detailed in this episode is strictly at your own risk. We will not be liable for any personal/financial impact concerning the use of discussed services. Basically, do your own research too! 

Hey Yall! I'm back, two weeks in a row!! Who am I?!  This week we're wrapping up our convo on the numerous doors MLM has and will open for us, our loved ones, and our future generations!  Did you know "your network = your net worth" is more than a cliche! It's REAL LIFE, and I'm living it! So, of course, I have to share this information with my sisters and brothers out here adulting in this economy. Join in as three generations discuss why they hopped onboard with MLM to bridge the gap between making those "ends" meet. Our goal is to spread this knowledge with all those we love and trust. Find out how we can ALL create INHERITABLE GENERATIONAL WEALTH in an industry that EVERYONE participates in, no matter the state of the economy. Listen closely! Take notes! Keep your mind open to the doors of opportunity you never knew existed! We're all going to be good in this [adult]hood, including the generations to come! Don't forget to LIKE! SHARE! SUBSCRIBE! Let's Link! - Guests: Linda F. Johnson: Lfoggiejohnson.inteletravel.com Michael Broner, Jr.: michaelbroner.inteletravel.com - Dr. Jess: IG: @drdanielleJ Travel Concierge Services: jessicadjohnson.inteletravel.com  --> Register for free! Marketing: www.plannetmarketing.com/DrDanielleJ Email: [email protected] SUPPORT! ----> https://anchor.fm/struggling-adult-podcast/support DISCLAIMERS: Music by @10thlettermusic - "Honey Dutch" from Primitive Shapes added with the creator's permission. Struggling Adult Podcast and related entities do not guarantee the accuracy and reliability of the financial information discussed and are not a source for financial advice or instruction. Any action you take upon the information detailed in this episode is strictly at your own risk, and we will not be liable for any personal/financial impact in connection with the use of discussed services.

Hey Yall! I'm back, babyyyy! Yes, I'm popping in like I didn't just ghost yall for a year. I brought guests too, so yall be nice! Feel free to side-eye me with love. Brruuhhh! Why am I just finding out about multilevel marketing (MLM) ?!?! Did you know "your network = your net worth" is more than a cliche! It's REAL LIFE, and I'm living it! So, of course, I have to share this information with my sisters and brothers out here adulting in this economy. Join in as three generations discuss why they hopped onboard with MLM to bridge the gap between making those "ends" meet. Our goal is to spread this knowledge with all those we love and trust. Find out how we can ALL create INHERITABLE GENERATIONAL WEALTH in an industry that EVERYONE participates in, no matter the state of the economy. Listen closely! Take notes! Keep your mind open to the doors of opportunity you never knew existed! We're all going to be good in this [adult]hood, including the generations to come! Don't forget to LIKE! SHARE! SUBSCRIBE! Let's Link! - Guests: Linda F. Johnson: Lfoggiejohnson.inteletravel.com Michael Broner, Jr.: michaelbroner.inteletravel.com - Dr. Jess: IG: @drdanielleJ Travel Concierge Services: jessicadjohnson.inteletravel.com  --> Register for free! Marketing: www.plannetmarketing.com/DrDanielleJ Email: [email protected] SUPPORT! ----> https://anchor.fm/struggling-adult-podcast/support DISCLAIMERS: Music by @10thlettermusic - "Honey Dutch" from Primitive Shapes added with the creator's permission. Struggling Adult Podcast and related entities do not guarantee the accuracy and reliability of the financial information discussed and are not a source for financial advice or instruction. Any action you take upon the information detailed in this episode is strictly at your own risk, and we will not be liable for any personal/financial impact in connection with the use of discussed services.

Ok Y’all! Your favorite sister in the struggle is back and we’re still rolling in the dough [or at least working our way to it]. Tune in as I discuss ways to finance this adulting thing. Let’s stop robbing Peter to pay Paul and dem! We're talking financial advising, budgeting, paying God and yourself first, credit unions [#theplug], family planning, life insurance, and more! Listen closely! Take notes! We’re all going to be good in this [adult]hood! Don’t forget to LIKE! SHARE! SUBSCRIBE! COMMENT! Let's Link! Guest: Terry Scipio, CLU, CLTC [Financial Advisor] --> let him know you heard him here! IG: @terry_scipio Webpage: scipiofinancial.com Email: [email protected] Phone/Text: 843-765-2010 Host: Dr. Jess IG/YT/FB/TikTok: @strugglingadultpodcast   @drdaniellej Email: [email protected] SUPPORT THE POD! https://anchor.fm/struggling-adult-podcast/support Merch: https://linktr.ee/DrJessiJ DISCLAIMERS: Music by @10thlettermusic - "Honey Dutch" from Primitive Shapes added w/ creator's permission Struggling Adult Podcast and related entities do not make any guarantees about the financial information discussed and is not a source for financial advice or instruction. Any action you take upon the information detailed in this episode is strictly at your own risk and we will not be liable for any personal/financial impact in connection with use of discussed services.

Dr. Jess connects with the owners and operators of Financial Therapy, LLC, Jenae Murphy and Marlon Grant to discuss money misconceptions in the black community and those living in Adulthood. Don’t forget to LIKE! SHARE! SUBSCRIBE! COMMENT! Let's Link! Socials: - Guest IG: @jenaesfinancialtherapy - IG/YT/FB/TikTok: @strugglingadultpodcast   @drdaniellej DISCLAIMERS: Music by @10thlettermusic - "Honey Dutch" from Primitive Shapes added w/ creator's permission Struggling Adult Podcast and related entities do not make any guarantees about the accuracy and reliability of the financial information discussed and is not a source for financial advice or instruction. Any action you take upon the information detailed in this episode is strictly at your own risk and we will not be liable for any personal/financial impact in connection with use of discussed services.

We previously discussed steps to purchasing our first home, but let’s talk about financing it! I sat down with Loan Officer Anastasia (Anna) McFadden-Plummer to understand the steps to securing a home loan. Open your notes app and listen to the end, Anna is truly the plug when it comes to confidently navigating this process, while also seeing how many times you ordered DoorDash in a week. Check out her website: https://people.rate.com/anastasia-mcfadden-1990489 and let her know your sister in the struggle sent you!

Dr. Jess is back with a VERY SPECIAL guest for another kickback convo! 10th Letter aka Brody aka Jeremi aka my big brother hopped on the line to discuss a few unplanned topics including the unfortunate prognosis for DMX [RIP], kittens having kittens, an old town buss down for satan, how dial-up saved a generation from the pure foolery currently corrupting Al Gore's internet, partaking in healthy escapes from adulting, and so much more! Turn off your CNN and IG alerts and tune in to get a break from your week! P.S. Do black folks and house cats really have beef? Let's Link! Socials: - Guest IG: @10thlettermusic - IG/YT/FB/TikTok: @strugglingadultpodcast   @drdaniellej - www.strugglingadultpod.com - [email protected] LIKE! SHARE! SUBSCRIBE! SUPPORT! Music by @10thlettermusic - "Honey Dutch" from Primitive Shapes added w/ creator's permission

Dr. Jess sits down with her sisters, Ashley [first-time home buyer] and Krissy [award winning realtor, Kristen Sessions] to detail their first-time home buying experiences. In part 2 of this episode, we discuss the realtor relationship, comps, contracts, negotiating with difficult sellers, and all the little costs that REALLY ADD UP [don't get caught slippin y'all!]. Helpful resources detailed in this episode and part I are listed below! Don’t forget to LIKE! SHARE! SUBSCRIBE! COMMENT! Helpful Links: https://www.annualcreditreport.com/index.action https://www.businessinsider.com/personal-finance/first-time-homebuyer-programs-by-state?utm_source=copy-link&utm_medium=referral&utm_content=topbar https://www.nerdwallet.com/article/mortgages/tips-for-first-time-home-buyers https://www.nerdwallet.com/blog/mortgages/first-time-home-buyer-programs-by-state/ Home Buying: Learn everything you need to know about buying a home. - https://www.rocketmortgage.com/learn/home-buying Earnest money: Earnest money is put down before closing on a house to show you’re serious about purchasing. It’s also known as a good faith deposit. - https://www.rocketmortgage.com/learn/earnest-money Closing cost: expenses you pay to your lender in exchange for loan services. Closing Costs: What Are They And How Much? | Rocket Mortgage Down payment: a large initial payment that you make when you buy a home. It’s usually a percentage of the purchase price and ranges from as little as 3% to as much as 20% for a primary residence. What Is A Down Payment? | Rocket Mortgage

Dr. Jess sits down with her sisters, Ashley [first-time home buyer] and Krissy [award winning realtor, Kristen Sessions] to detail their first-time home buying experiences. In part I of this episode, we discuss the initial steps taken on our journey and slowly navigate through all of the moving parts we didn’t know were coming. Helpful resources detailed in this episode and part II are listed below! Don’t forget to LIKE! SHARE! SUBSCRIBE! COMMENT! Helpful Links: https://www.annualcreditreport.com/index.action  https://www.businessinsider.com/personal-finance/first-time-homebuyer-programs-by-state?utm_source=copy-link&utm_medium=referral&utm_content=topbar https://www.nerdwallet.com/article/mortgages/tips-for-first-time-home-buyers https://www.nerdwallet.com/blog/mortgages/first-time-home-buyer-programs-by-state/ Home Buying: Learn everything you need to know about buying a home. - https://www.rocketmortgage.com/learn/home-buying Earnest money: Earnest money is put down before closing on a house to show you’re serious about purchasing. It’s also known as a good faith deposit. - https://www.rocketmortgage.com/learn/earnest-money Closing cost: expenses you pay to your lender in exchange for loan services. Closing Costs: What Are They And How Much? | Rocket Mortgage Down payment: a large initial payment that you make when you buy a home. It’s usually a percentage of the purchase price and ranges from as little as 3% to as much as 20% for a primary residence. What Is A Down Payment? | Rocket Mortgage

Hinges, bees, and white claws. Jess and Tracy continue their support group discussion for women attempting to date in the year of Blue Ivy 2021. Episode recorded 3/18/21 but I needed a lot of naps sooooo, you're basically time-traveling. YW! Let's Link! Socials: - IG/YT/FB/TikTok: @strugglingadultpodcast   @drdaniellej - www.strugglingadultpod.com - [email protected] ——— These are the convos you’re probably having in your IG DMs, group chats, or with your mama throughout the week. I’m adding y’all to the room (no invite needed) to kick back, cut up, and converse about the goings on in these streets. We’re dropping knowledge (whether useful or not) and detailing the struggles we’re thriving through. Sit on down and listen to us clown (bars babbyyyyy!!). Listen to the kickback and don't forget to LIKE! SHARE! SUBSCRIBE! WWW.STRUGGLINGADULTPOD.COM Music by @10thlettermusic - "Honey Dutch" from Primitive Shapes added w/ creator's permission