How to refinance your mortgage

How much money do you make? What assets and debts do you have? What are your spending habits? These are all questions you should ask your partner, says Vivian Tu, founder of Your Rich BFF, a financial education company. In this episode, host Marielle Segarra talks with Tu about how to get “financially naked” with your partner, whether you just started dating or have been together for years.Follow us on Instagram: @nprlifekitSign up for our newsletter here.Have an episode idea or feedback you want to share? Email us at [email protected] the show and listen to it sponsor-free by signing up for Life Kit+ at plus.npr.org/lifekitTo manage podcast ad preferences, review the links below:See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Unlike texting and email, old-fashioned letters, hand-addressed and sent in the mail, are "read intentionally," says Rachel Syme of The New Yorker. In her book, Syme's Letter Writer, Syme offers advice on what to write about, how to find the perfect stationery, and why we should communicate more through snail mail. This episode originally published April 15, 2025.Follow us on Instagram: @nprlifekitSign up for our newsletter here.Have an episode idea or feedback you want to share? Email us at [email protected] the show and listen to it sponsor-free by signing up for Life Kit+ at plus.npr.org/lifekitTo manage podcast ad preferences, review the links below:See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Having kids comes with a lot of clutter - some of it even shows up before your baby does. From toys that overflow from the toy chest, to unwanted hand-me-downs, and piles of art your kids make, you can't keep it all.   Psychotherapist Denaye Barahona offers advice for parents on the whys and hows of decluttering.  Follow us on Instagram: @nprlifekitSign up for our newsletter here.Have an episode idea or feedback you want to share? Email us at [email protected] the show and listen to it sponsor-free by signing up for Life Kit+ at plus.npr.org/lifekitTo manage podcast ad preferences, review the links below:See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Marielle joins Raj Punjabi-Johnson and Noah Michelson, hosts of the podcast Am I Doing It Wrong? about the art of giving advice. The three talk about the best advice they've been given, what they're good at giving advice about, and how they select topics for their respective shows.Follow us on Instagram: @nprlifekitSign up for our newsletter here.Have an episode idea or feedback you want to share? Email us at [email protected] the show and listen to it sponsor-free by signing up for Life Kit+ at plus.npr.org/lifekitTo manage podcast ad preferences, review the links below:See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

What is happiness? How do you define it? Maybe it's feeling good, having a sunny disposition or being fulfilled, even if you don't feel pleasant all the time. Gretchen Rubin, host of the Happier podcast and author of The Happiness Project, says happiness is less about attaining joy than it is about growing in the right direction. In this episode, she explains how to make small changes that can move you toward happiness, and why knowing yourself helps contribute to this emotion. This episode was originally published on March 6, 2025.Follow us on Instagram: @nprlifekitSign up for our newsletter here.Have an episode idea or feedback you want to share? Email us at [email protected] the show and listen to it sponsor-free by signing up for Life Kit+ at plus.npr.org/lifekitTo manage podcast ad preferences, review the links below:See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Between the start of 2022 and the start of 2025, car insurance rates jumped by more than 50%, according to the Bureau of Labor Statistics. Luckily, there are tried-and-true tactics for finding the cheapest deal you can -- from comparing rates from multiple insurance companies to not letting your teen get their license just yet. NPR's cars and energy correspondent, Camila Domonoske, breaks down the surprising factors that contribute to high rates and how to make sure you don't get taken for a ride by your car insurer.Find comparisons in your ZIP code: https://www.npr.org/2025/11/05/nx-s1-5397184/auto-insurance-credit-history-cost Follow us on Instagram: @nprlifekitSign up for our newsletter here.Have an episode idea or feedback you want to share? Email us at [email protected] the show and listen to it sponsor-free by signing up for Life Kit+ at plus.npr.org/lifekitTo manage podcast ad preferences, review the links below:See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Psychologist Deepika Chopra says that optimism isn’t about being positive all the time. It’s about staying open, curious and resilient. In her new book, The Power of Real Optimism, she explains the science behind optimism and evidence-based manifestation, and how affirmations done the right way can lead to success. Follow us on Instagram: @nprlifekitSign up for our newsletter here.Have an episode idea or feedback you want to share? Email us at [email protected] the show and listen to it sponsor-free by signing up for Life Kit+ at plus.npr.org/lifekitTo manage podcast ad preferences, review the links below:See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

It's normal to feel some pain or soreness after a workout. But how much is too much, and more importantly, how do you get relief? This episode, build out your post-workout recovery routine. A sports medicine doctor, nutritionist and professional athlete break down everything you can do from the moment your last workout finishes to right before your next one begins – to feel better in your body, minimize your injury risk and get the most out of that gym session. This episode was originally published on Jan. 30, 2025Follow us on Instagram: @nprlifekitSign up for our newsletter here.Have an episode idea or feedback you want to share? Email us at [email protected] the show and listen to it sponsor-free by signing up for Life Kit+ at plus.npr.org/lifekitTo manage podcast ad preferences, review the links below:See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

There's a lot of tax advice on social media, but not all of it is sound. This episode, certified public accountant Mark Gallegos breaks down how to identify bad tax advice and avoid this year's most common tax scams.Follow us on Instagram: @nprlifekitSign up for our newsletter here.Have an episode idea or feedback you want to share? Email us at [email protected] the show and listen to it sponsor-free by signing up for Life Kit+ at plus.npr.org/lifekitTo manage podcast ad preferences, review the links below:See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

So you want to be on your phone less? But what actually works when it's easier than ever to just keep scrolling. This episode, 5 expert-backed tips that will help you unplug and stay focused on what matters IRL.Follow us on Instagram: @nprlifekitSign up for our newsletter here.Have an episode idea or feedback you want to share? Email us at [email protected] the show and listen to it sponsor-free by signing up for Life Kit+ at plus.npr.org/lifekitTo manage podcast ad preferences, review the links below:See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy