Permission To Speak Freely

Young Sailors, listen up: working out is different as you age. Tisha’s sons are in town and making sure she’s straight. The fellas put her on game. Some Airbnb hosts are being creepy and recording their tenants in some of the most private areas of the residence. Damon details his experience checking into TPU Bangor, Washington. Damo has a question about the Navy’s parental leave policy. There was an assassination attempt on Donald Trump at a recent campaign rally in Butler, Pennsylvania. This leads to a conversation about servicemembers affiliating with political parties. Damon reads NAVADMIN 139/24 and highlights the 2023 Fleet award winners. Tisha stumbles across a photo and it sparks a bit of a debate. Is there really another update on the Chief who was selling secrets to China? Damo calls himself to the carpet about his WNBA Rookie of the Year take from the last episode. Damon has an update about Private Travis King. One-third of the Military is expected to be robotic by 2039. Damo’s been impressed by Chat GPT. Remember to follow the ‘Permission to Speak Freely’ podcast on TikTok, Facebook, Discord, Instagram, and Twitter, and subscribe on YouTube.       Keep up with the ‘Permission to Speak Freely’ podcast on our social media and YouTube - https://linktr.ee/Ptsfpodcast   Links From This Episode:   Airbnb Failing to Protect Guests from Hidden Cameras - https://www.cnn.com/2024/07/09/business/airbnb-hidden-camera-invs/index.html   Trump Shooting Updates - https://abcnews.go.com/Politics/live-updates/donald-trump-rally-shooting-assassination-attempt/?id=111916828   Military and political endorsement - https://dodsoco.ogc.osd.mil/Portals/102/Documents/Political%20Activities%20Docs/2020%20Political%20Activity%20Update%20v1.pdf?ver=2020-08-14-124805-053   NAVADMIN 139/24: Fleet Award Winners - https://www.mynavyhr.navy.mil/Portals/55/Messages/NAVADMIN/NAV2024/NAV24139.txt?ver=UTul6hH0v5CReteTHqq6-g%3d%3d   NAVADMIN 137/24 - CALL FOR FISCAL YEAR-26 COMMAND MASTER CHIEF AND COMMAND SENIOR CHIEF SCREEN BOARD MEMBERSHIP AND APPLICATIONS   One-Third of the Military Expected to be Robotic by 2039 - https://www.militarytimes.com/news/2024/07/14/one-third-of-us-military-could-be-robotic-by-2039-milley/       Damo’s Book of the Week:   Sweat The Technique (Rakim) - https://www.harpercollins.com/products/sweat-the-technique-rakim?variant=32128624689186       Additional Credits: PTSF “Theme Music” - Produced by Lim0

The whole gang is here this go-round! Why not start with a conversation about summer safety. Damon addresses his absence. This is Damon’s first official PCS since the podcast began. The Presidential debate happened but what can we say about it? Damon asks for some advice on how to manage the Instagram algorithm. He also recaps his experience watching Caitlyn Clark play live. Shout out to the people who know the Navy isn’t for them and make the right decision to move on. The guys have a debate about who they believe will be the WNBA’s “Rookie of the Year.” Damo received a phone call that inspired him. A photo of a junior Sailor with pink hair has been floating around - the cast discusses the picture. They discuss the need to uphold standards as a leader and a peer. A young Soldier made a DIY video transforming her barracks room into an aesthetically pleasing space. What’s going on in the MIltok community? We want to know. Thousands of Airmen are facing an inspection to raise standards in one of the biggest commands in the Air Force. NAVADMIN 123/24 discusses new guidelines on the documentation of failed physical fitness assessments. A Commanding Officer with too much time on his hands gets caught up posing as his ex-girlfriend on the internet. What’s a healthcare desert and how does that pertain to service members? Are Officers being treated better than junior Enlisted at military hospitals? Music Festival SXSW dropped the Army as a sponsor due to other collaborators threatening to pull out of the event. Are there still “Sundown Towns” in 2024? The cast discusses what’s better between the long commute and the short drive to work. Are Sunday duty days “clutch” for Sailors in their 20s? How do you plan to celebrate your “AAA” Sailors? Damo has a couple of updates from some of our previous episodes. Responding to a social media post, the trio discusses dealing with loneliness. Do military families need to move so much? A question from a listener is answered. Everyone shares their “Do Better.” Remember to follow the ‘Permission to Speak Freely’ podcast on TikTok, Facebook, Discord, Instagram, and Twitter, and subscribe on YouTube.     Keep up with the ‘Permission to Speak Freely’ podcast on our social media and YouTube - https://linktr.ee/Ptsfpodcast   Links From This Episode:   Air Force (Mass Inspection) https://www.airforcetimes.com/news/your-air-force/2024/06/18/thousands-of-airmen-face-inspection-as-4-star-warns-of-lax-standards/   NAVADMIN 123/24: https://www.mynavyhr.navy.mil/Portals/55/Messages/NAVADMIN/NAV2024/NAV24123.txt?ver=AOpdxhH0MhDkgBcHto3AWg%3d%3d   Navy Captain Catfishing as Ex-Girlfriend https://www.navytimes.com/news/your-navy/2024/06/21/navy-captain-convicted-for-ex-girlfriend-cyberstalking-and-id-theft/   Half of the military bases in the country are in healthcare deserts https://www.npr.org/2024/06/13/g-s1-4187/military-bases-shortage-health-care-troops-army-navy-marines#:~:text=An%20NPR%20analysis%20found%20that,called%20%E2%80%9Chealth%20care%20deserts.%E2%80%9D   The disparity of care at Military Hospitals: https://www.military.com/daily-news/2024/05/17/officers-higher-rank-get-better-care-those-lower-ranks-military-hospitals-study-finds.html   Operation Fouled Anchor https://taskandpurpose.com/news/coast-guard-official-resigns/?fbclid=IwZXh0bgNhZW0CMTEAAR1vrgptGPsDoFATDTMtoGA0RawkBZ_sN5_3HprZyq75qvV_P7OK0ukHQ7Q_aem_04pnmxCoQ_Q5WRJM-n2JSA   SXSW Booted the Army as a Sponsor because artists said they would drop out https://taskandpurpose.com/news/army-booted-festival-sponsor-protests-over-war-profiteers/?fbclid=IwZXh0bgNhZW0CMTEAAR1RfIpEJ95Ej3BbDQNodeNxfWV4vQQhUsYO4jI16covzrMCCFRxe511Or8_aem_K-40UrXOrDV-sNn3vMi0pA   Still Sundown Towns? https://www.military.com/daily-news/2024/06/21/active-duty-families-seek-transparency-hate-crimes-and-racism-military-communities.html?utm_content=buffer5b406&utm_medium=social&utm_source=facebook.com&utm_campaign=buffer&fbclid=IwZXh0bgNhZW0CMTEAAR2DGd9IjVd0URxuyvBSbUK1fBzNqbR4RCd64bPfqT8Z3TpQbFRkOB90_gk_aem_AaPHUa27anrh9fd4i4M6Kw   What it means for an Amphibious Warship to be Ready https://news.usni.org/2024/06/25/navy-marine-corps-agree-on-readiness-standards-for-amphibious-warships   Navy Chief Sentenced for Espionage https://www.navytimes.com/news/your-navy/2024/05/30/former-navy-chief-sentenced-to-18-years-on-attempted-espionage-charges/       Damo’s Book of the Week:   Supercommunicators: How to unlock the Secret Language of Connection (Charles Duhigg) https://www.charlesduhigg.com/supercommunicators       Additional Credits: PTSF “Theme Music” - Produced by Lim0  

Damo is joined by published author, business owner, podcast host, and active-duty Command Master Chief, Armon Owens. They discuss “imposter syndrome” and what would give someone the audacity to write a book. They talk about being comfortable in your skin and using your unique abilities to stand out and be remembered. What does Big Boi and Andre 3000 have to do with all of this? What motivated Armon to join the Navy back in the late 90s? They discuss Armon’s book “The Fight to Lead” and why it’s important to have military-centric books about leadership. What happens when your Executive Officer disgustedly tells you that you will not succeed at your first command? What’s the most effective way to respond to negativity? Sometimes mentors can creep up on you unexpectedly. What’s the significance of planting the right vs the wrong seed early on in a Sailor’s Career? How do you structure a book? How do you even start it? What goes into the research of writing a book? Do you choose your audiobook narrator? Armon discussed his latest venture, a podcast named “Leadership State of Mind” and what motivated him and his co-host Anthony Amato to get started. Damo discusses his issue with being an association president. He also talks about the power of having a strong support system willing to check on you when you need it. CMDCM Owens once had to replace a Chief who was fired. At this time he was a Second Class Petty Officer. Damo asks him about the experience of being placed in this role. Armon gives his quick Father’s Day thoughts and speaks on life in Japan. Remember to follow the ‘Permission to Speak Freely’ podcast on TikTok, Facebook, Discord, Instagram, and Twitter, and subscribe on YouTube.   Keep up with the ‘Permission to Speak Freely’ podcast on our social media and YouTube - https://linktr.ee/Ptsfpodcast   Keep up with Armon Owens and the Leadership State of Mind podcast:   Leadership State of Mind Podcast (YouTube): https://www.youtube.com/watch?v=DEtWBMquCyU&ab_channel=AnthonyAmato%26ArmonOwens Leadership State of Mind (Instagram): https://www.instagram.com/leadership_state_of_mind/ Armon Owen (Personal Insagram): https://www.instagram.com/aokingdom1/ The Fight to Lead (Book): https://www.amazon.com/Fight-Lead-Overcome-Battle-Highest/dp/B0BYR88V6L   This Episode contains excerpts from:   Pop The Balloon or Find Love (Hosted by Arlette Amuli - Youtube) 6:16 in L.A. (Kendrick Lamar - PG Lang) 7PM in Brooklyn (Hosted by Carmelo Anthony & the Kid Mero) Ms. Rachel (NYU Commencement Speech)   Additional Credits: PTSF “Theme Music” - Produced by Lim0

Damo is solo on this special Father’s Day bonus episode discussing some of his favorite books and how they impacted him as a father, leader, and human. *Clarification: Damo was skipped from the second to the third grade. Remember to follow the ‘Permission to Speak Freely’ podcast on TikTok, Facebook, Discord, Instagram, and Twitter, and subscribe on YouTube. Keep up with the ‘Permission to Speak Freely’ podcast on our social media and YouTube - https://linktr.ee/Ptsfpodcast Additional Credits: PTSF “Theme Music” - Produced by Lim0

No Damon, No Problem. LOL. Don’t tell him we said that. If you listened to our Women’s Panel earlier this year, we know you’re familiar with YNCS Ashley Williams. We appreciated her story so much, that we wanted to bring her on again. This time, she’s standing in for Damon as a guest host! Last week marked the 80th anniversary of D-Day and the 82nd anniversary of the Battle of Midway, two major moments in naval and American history. Happy Pride Month y’all! Have you ever checked into a command and thought, how the hell has this place survived for so long? Damo is his own “Do Better” this week with a personal conversation with Ashley and Tisha. This leads to a conversation about the “hero syndrome.” Do leaders in the Navy have a tendency to sacrifice their health for the sake of others? Ashley, Tish, and Damo discuss if Chiefs lost their impact and potential reasons why this might be the case. Tish addresses an error she made in a previous episode. Since Dr. Fauci is being honest, can we? Comments and questions from listeners are read and discussed. Should an “End-of-Tour” award take account of the Sailor’s full career or just the duties they performed at that command? Ashley shares a sea story about dealing with adversity and having the right people in your corner. Retired four-star Naval Admiral and former Vice CNO, Robert P. Burke was recently arrested and is facing 30 years due to a bribery scheme for a position at a company. Damo brings up “respectability politics” regarding military members making the wrong judgment calls. A Command Senior Enlisted leader is in the news for being relieved due to using unauthorized Wifi on her ship and covering it up to the Commanding Officer. Damo’s book review leads to a conversation about dating in the social media era. Remember to follow the ‘Permission to Speak Freely’ podcast on TikTok, Facebook, Discord, Instagram, and Twitter, and subscribe on YouTube.     Keep up with the ‘Permission to Speak Freely’ podcast on our social media and YouTube - https://linktr.ee/Ptsfpodcast     Links and more from this episode:   Pride Month Memo - https://www.mynavyhr.navy.mil/Portals/55/Messages/ALNAV/ALN2024/ALN24050.txt?ver=-YAMHSHDMajigj7WMzFB2Q%3d%3d   Battle of Midway 82nd Anniversary - https://simpleflying.com/82nd-anniversary-battle-of-midway-and-role-carrier-airpower/   D-Day 80th Anniversary - https://www.mynavyhr.navy.mil/Portals/55/Messages/NAVADMIN/NAV2024/NAV24117.txt?ver=skNUgXzcb5OpbEw2cpUKtw%3d%3d   More Money For Junior Troops - https://www.defensenews.com/congress/2024/05/23/house-advances-884-billion-defense-bill-with-enlisted-troop-pay-raise/#:~:text=The%20measure%20contains%20a%20dramatic,strain%20on%20younger%20military%20families   Dr. Fauci’s Testimony - https://www.usatoday.com/story/opinion/columnist/2024/06/05/fauci-hearing-covid-social-distancing-wrong/73962967007/   Admiral Burke: https://breakingdefense.com/2024/05/former-navy-4-star-admiral-charged-in-purported-bribery-scheme-doj/   Senior Enlisted Leader Unauthorized WiFi: https://www.navytimes.com/news/your-navy/2024/06/03/command-senior-chief-convicted-for-unauthorized-wi-fi-on-her-ship/     Damo’s Book of the Week:   The Anxious Generation: How The Great Rewiring of Childhood is causing and Epidemic of Mental Illness (Jonathan Haidt) - https://www.anxiousgeneration.com/book       Additional Credits: PTSF “Theme Music” - Produced by Lim0

*This episode includes conversations about sexual assault. Please see our ‘links’ section in this episode description for sexual assault prevention and response references.*   Damon is back! The trio is finally back in full effect and this time two Third Class Petty Officers join them; MMN3 Zander Valterra and PS3 Monique Jones-Santana. They share their opinions on “E4 and Junior” vs “E4 and Below.” The guys take the time to acknowledge everyone who advanced this NWAE cycle. Have you taken the Health of the Force Survey yet? Check out our links below to take it. MMN3 and PS3 detail why they joined the Navy and share some experiences from Boot Camp. Why do they hear information on our podcast that they don’t hear from their divisional leadership? This leads Damo to a confession of his own. How do they even want to receive this kind of information daily? The PO3s have two completely different motivations for what’s keeping them in the Navy and they detail their reasons. What have they found so far to be the most beneficial program the Navy has offered them? They both detail their most memorable moments thus far. Petty Officer Jones-Santano details a particularly traumatic experience that has happened to her during her Naval career. What makes a junior Sailor decide not to open up to Senior leadership? MMN3 and PS3 discuss their opinions on good and bad leadership. Your brand new Chief walks into the office, on the first day; how do you grade them? Wait until you hear PS3 Jones-Santana’s response. Do Chiefs go into the CPO Mess and talk trash about Sailors? Are young Sailors still looking at PODs and POWs? How do we motivate both seniors and superiors? What was our motivation to start the podcast? MMN3 and PS3 give some final thoughts. Remember to follow the ‘Permission to Speak Freely’ podcast on TikTok, Facebook, Discord, Instagram, and Twitter, and subscribe on YouTube.     Keep up with the ‘Permission to Speak Freely’ podcast on our social media and YouTube - https://linktr.ee/Ptsfpodcast     Links and more from this episode:   *MyNavyHR webpage for SAPR - https://www.mynavyhr.navy.mil/Support-Services/Culture-Resilience/Sexual-Assault/   2024 Navy Health of the Force Survey - https://usnavy.gov1.qualtrics.com/jfe/form/SV_38kK5mRgGsuARIq       Additional Credits: PTSF “Theme Music” - Produced by Lim0

*This episode contains a conversation regarding domestic violence/ intimate partner abuse. If you are currently experiencing abuse and would like to report it, please contact your local / command / FFSC Family Advocacy Program representative or law enforcement. In addition, please contact the Veteran Crisis Line (all links below).*   Damon is not around. He left Tisha and Damo on their own to hold down the fort. Damo details what he’s been up to for the last few weeks. Tisha has deleted her social media and explains why. Rest well to Senior Airman Roger Fortson who was killed in his apartment by a Florida sheriff’s deputy earlier this month. A bunch of news on advancement and selection board results were released. Let’s talk about the Senior Enlisted Marketplace: One Year (or two) later. Tish and Damo discuss potential ideas for the CPO season as it will be affected by the Senior Enlisted Marketplace. Damo’s shocked that people are still not getting “accepted” during CPO initiations. The CNO’s CCS was secretly recording crashing out about diversity. Do Better: Dear Navy, Leave Southwest Airlines alone (Damo). The classmate who wants to be the instructor (Damo). People who put too much energy into getting their supervisors fired (Tisha).  What’s the difference between a close proximity move and receiving BAH based on your dependents’ location and how do they intersect? ELD numbers are low, we need to do something. The duo answers questions from listeners. Newsflash: Military servicemembers dance. Junior Sailors are in for a nice pay bump! A young Sailor asks for some advice after being caught stealing from a self-checkout machine. The USS Carney made her triumph return from an honorable deployment. Coming off of the video CNN released showing Sean “Diddy” Combs violently attacking Cassie, we want to plug the Family Advocacy Program and discuss domestic violence. Remember to follow the ‘Permission to Speak Freely’ podcast on TikTok, Facebook, Discord, Instagram, and Twitter, and subscribe on YouTube.     Keep up with the ‘Permission to Speak Freely’ podcast on our social media and YouTube - https://linktr.ee/Ptsfpodcast     Links and more from this episode:   Rest Well Roger Fortson - https://www.fox5atlanta.com/news/roger-fortson-air-force-honors-funeral-florida   Officer Promotions - https://www.mynavyhr.navy.mil/Portals/55/Messages/NAVADMIN/NAV2024/NAV24102.txt?ver=bOFySCLeIDSG4vgHhZfNAw%3d%3d   FY-25 SEM Results - https://www.mynavyhr.navy.mil/Portals/55/Messages/NAVADMIN/NAV2024/NAV24101.txt?ver=XIFBEv1D4i48SSKoEkYUvg%3d%3d   Welcome Home to the USS Carney - https://www.navytimes.com/news/your-navy/2024/05/13/the-uss-carney-salty-and-battle-tested-is-back-in-the-united-states/   Family Advocacy Program (MyNavyHR) - https://www.mynavyhr.navy.mil/Support-Services/Culture-Resilience/Family-Advocacy/   Veteran Crisis Line - https://www.veteranscrisisline.net/get-help-now/military-crisis-line/       Damo’s Book of the Week: The Gatekeepers: How the White House Chiefs of Staff Define Every Presidency - https://www.chriswhipple.net/the_gatekeepers/       Additional Credits: PTSF “Theme Music” - Produced by Lim0

Damo and Tisha begin the episode discussing a comment they received on Instagram regarding “E4 and Junior” Sailors. A comment from a YouTube subscriber is highlighted and responded to. An Officer goes ballistic on a neighbor over trash cans. A 7th Fleet Officer was arrested for stealing sushi. A former Navy CO was killed during a child sex sting operation. A Commanding Officer was fired for making racist comments. A Chief was found guilty of espionage and is currently awaiting his sentence. Tisha and  Damo discuss adultery in the Navy, following a conversation on Facebook. Do Better: Ride share drop-offs at Naval Station Newport (Damo), Southwest Airlines seating process (Tisha). The Navy has authorized combat awards for recent Red Sea operations. Speaking of awards, would you prefer an award or a monetary reward? What does Tisha really think about Plantation Tours?  Remember to follow the ‘Permission to Speak Freely’ podcast on TikTok, Facebook, Discord, Instagram, and Twitter, and subscribe on YouTube.     Keep up with the ‘Permission to Speak Freely’ podcast on our social media and YouTube - https://linktr.ee/Ptsfpodcast     Links and more from this episode:   Officer Stealing Sushi - https://japannews.yomiuri.co.jp/society/general-news/20240420-181618/   Former CO Killed in Sex Sting - https://www.fox13seattle.com/news/seattle-child-sex-sting-meneley.amp   CO Fired for Racial Comments - https://www.navytimes.com/news/your-navy/2024/04/22/former-uss-howard-co-was-fired-after-racially-harassing-comments/?utm_source=facebook&utm_medium=social&utm_campaign=fb_nt&fbclid=IwZXh0bgNhZW0CMTEAAR1LQZJBk9IYLlvWH8wpCgZH_CM2ugTOIRF3wOI4b_TPlLRmWqFcsGQQ-Rw_aem_AX_IpjdRV0-ZM-0DaHoSXpTbf8W9XpeGdXSCsxtVmuAxfJjZONg3Nnkz6O8hYx1cG3B4Mi3atdPCS67oMJtH0_Vq   Navy Chief Found Guilty of Espionage - https://www.navytimes.com/news/your-navy/2024/04/24/navy-chief-found-guilty-of-attempted-espionage   Combat Awards for Red Sea Operations - https://www.navytimes.com/news/your-navy/2024/04/25/navy-authorizes-combat-awards-and-devices-for-red-sea-operations/       Additional Credits: PTSF “Theme Music” - Produced by Lim0  

The guys start by analyzing the latest in hip-hop beef. One of the Sailors who stormed the Captial is asking for a lighter sentence so that he can continue service in the military. Should he be awarded that opportunity? An Army Reserve Major has pleaded guilty to scamming Gold Star Families in millions of dollars. The rest of the episode is dedicated to the people, places, and things that impacted Damon and Damo throughout their lives and careers in the Navy. Remember to follow the ‘Permission to Speak Freely’ podcast on TikTok, Facebook, Discord, Instagram, and Twitter, and subscribe on YouTube.     Keep up with the ‘Permission to Speak Freely’ podcast on our social media and YouTube - https://linktr.ee/Ptsfpodcast   Additional Credits: This episode contains as snippet of "SHED TEARS (Feat. Lena Bird Myles) (Killer Mike & Mozzy)"

Damo starts this episode with a disclaimer. Let’s protect our junior Sailors and ensure they can have transparent conversations about leadership and military lifestyle. The Navy’s official Instagram account recently went viral for all the wrong reasons. The guys discuss. Damo has finally processed that he’s leaving one place and headed to another. He has some thoughts about that. Damon is also going through a transition. He’s making a cross-country transfer and has been asked to check in early for an underway. What should he do? Fair winds and following seas to Aviation Machinist’s Mate 2nd Class Oriola Michael Aregbesola, declared lost at sea on 20 March 2024. OJ Simpson has passed away at 76 due to prostate cancer. The guys give flowers to women’s basketball. Kendrick Lamar and Drake are at war. Who’s gonna come out on top? Where does J. Cole fall out after his public apology? Can you aspire to be the best at what you do without being competitive? After 100 years, the British Army’s soldiers can grow beards, however, there are some contingencies. Marines living on Camp Pendleton can now self-repair their barracks rooms utilizing a new “self-help” program. What’s happening on the USS Boxer? A former Marine Corps reservist was sentenced to prison for selling over 300 fake COVID cards. The guys try to have an objective conversation about the Chief’s Mess. They address issues pointed out by junior Sailors and highlight what they believe are ways the Navy is addressing some of those points. Damon and Damo answer a couple of listeners’ questions. #DoBetter - NFCU and the VA facing discrimination lawsuits (Damo). Companies that practice “quantity or quality” (Damon). Remember to follow the ‘Permission to Speak Freely’ podcast on TikTok, Facebook, Discord, Instagram, and Twitter, and subscribe on YouTube.     Keep up with the ‘Permission to Speak Freely’ podcast on our social media and YouTube - https://linktr.ee/Ptsfpodcast     Links and more from this episode:   Navy Backwards Scope - https://www.dailydot.com/debug/navy-backwards-scope-instagram/?amp   Sailor Lost at Sea - https://www.navytimes.com/news/your-navy/2024/03/24/navy-ids-sailor-who-died-while-underway-in-the-red-sea/   British Army Soldiers can now have beards - https://www-dailymail-co-uk.cdn.ampproject.org/c/s/www.dailymail.co.uk/news/article-13250981/amp/Army-British-soldiers-grow-beard-King-Charles-military-chiefs-permission-end-ban.html   What’s going on on the USS Boxer? - https://www.military.com/daily-news/2024/03/19/least-3-engineering-incidents-and-poor-leadership-kept-uss-boxer-deploying-investigations-reveal.html?amp and https://www.dvidshub.net/news/466708/uss-boxer-earns-combat-readiness-excellence-awards   Self-Help Program for Marines on Camp Pendleton - https://taskandpurpose.com/news/marines-self-repair-barracks/   Should they do time?  - https://americanmilitarynews.com/2024/04/300-fake-covid-vaccine-cards-were-sold-by-fmr-marine-reservist-nurse/?utm_source=amn&utm_medium=facebook&utm_campaign=alt&fbclid=IwAR2N9q4Gce3IN7ImOAR6x4IC1KnlaU61yQ7O-bvzBJUVzj84amFPtGE_6CQ_aem_ATX8kSpNb3epIIzZkmMzBqyFcAc-J5I6BLwZH9rInMvnGdrf2cXDvt34a42_3H62sjU#561pzda46qw   Navy Federal doing people bad on these mortgages - https://www.cnn.com/2023/12/18/business/class-action-lawsuit-navy-federal-invs/index.html   VA doing people bad on these disability claims  - https://www.militarytimes.com/veterans/2024/04/01/court-oks-lawsuit-accusing-va-of-discrimination-in-disability-claims/     Book of the Week   Surf When You Can (Brett Crozier) - https://www.simonandschuster.com/books/Surf-When-You-Can/Brett-Crozier/9781982191009       Additional Credits: PTSF “Theme Music” - Produced by Lim0