Open Banking, Today and Tomorrow

In the coming years, the landscape of fintech is set to undergo significant transformations. In this episode we give you the most important changes you can expect. Joining us today is Sulabh Agarwal, the Managing Director and Global Head of Payments at Accenture. This podcast was recorded live at Money 20/20 Europe in Amsterdam.

In today's episode, we have the privilege of hosting Sejal Mehta of Odger Berndston. She's an expert in the fintech industry. Sejal shared valuable insights on leadership in fintech and its significance in driving success in this ever-evolving sector. Sejal's advice for aspiring fintech leaders includes cultivating a passion for innovation, continuous learning, and staying informed about industry trends and regulatory developments. Seeking mentors and networking are also key to broadening knowledge and perspectives. This podcast was recorded live at Money 20/20 Europe in Amsterdam.

Embedded lending has emerged as a game-changer, revolutionizing how businesses provide financing options to their customers. It allows businesses to offer seamless options to their customers. By embedding lending capabilities, businesses can enhance customer experiences, drive sales, and unlock new revenue streams. Join us as we explore the benefits, challenges, and future opportunities of embedded lending with our guest Maik Taro Wehmeyer, the CEO and co-founder of Taktile. This podcast was recorded live at Money 20/20 Europe in Amsterdam.

One of the most notable advancements in open banking is the concept of instant payments. Instant payments refer to real-time transactions that occur between bank accounts, ensuring immediate availability of funds to the recipient. This has revolutionized the way we transfer money, making traditional payment methods such as checks and wire transfers seem slow and outdated. During our conversation with Nico Strauss, the Tribe Leader B2B Services at Rabobank, we will dive deep into the world of open banking. We will discussing its benefits, challenges, and the potential impact it has on customers and businesses alike. And we'll also explore the significance of instant payments and how they are reshaping the payment landscape. This podcast was recorded live at Money 20/20 Europe in Amsterdam.

In this episode, we delve into the intriguing realm of open banking from the developer's perspective. Our guest, James Lo (Feasibility Lead at Rabobank) shares his valuable insights on this transformative subject. James provides a unique perspective on how open banking impacts his work and the broader ecosystem. He emphasises that open banking has been a game-changer for developers, opening up new avenues for innovation, competition, and enhanced customer experiences. It has empowered developers to create cutting-edge solutions that deliver greater value to consumers. This podcast was recorded live at Money 20/20 Europe in Amsterdam.

Today we'll delve into these topics, exploring the transformative potential of embedded banking, the key drivers behind the Dutch fintech ecosystem's success, and the exciting future that lies ahead. Our guest is Don Ginsel, the visionary founder and CEO of Holland Fintech. Don will share insights on how the Dutch fintech landscape has evolved in the context of an embedded world. What key factors have contributed to its remarkable growth and success? This podcast was recorded live at Money 20/20 Europe in Amsterdam.

In this episode, we turn our attention to one of the most exciting developments in the industry: Open Banking. Join our guest Gertjan Rösken, a highly regarded Fintech Solutions Creator at Nieuwe Knikkers. With Gertjan's wealth of knowledge and experience, we dive deep into the impact of regulations on the development of open banking APIs and explore the far-reaching implications of the Single Euro Payments Area (SEPA). We examine the delicate balance between regulations and fostering creativity, shedding light on the vast potential and possibilities that open banking brings to the table. This podcast was recorded live at Money 20/20 Europe in Amsterdam.

Rabo Identity Services is an innovative offering by Rabobank that aims to provide secure and user-centric digital identity solutions to our customers. It's an integral part of the EU Identity Wallet initiative, which is a collaborative effort across European Union member states to establish a trusted framework for digital identity management. The goal is to empower individuals with control over their personal data while enabling seamless and secure transactions across borders. The EU Identity Wallet initiative represents a significant step towards a more connected and user-centric digital society. It will enable individuals to assert their identities seamlessly and securely, eliminating the need for repetitive identity verifications. This not only benefits consumers but also businesses by streamlining processes and reducing costs. Joining us in this episode are Reinier Smulders, representing Rabobank, and Etienne Plouvier, representing Worldline. This podcast was recorded live at Money 20/20 Europe in Amsterdam.

In this digital age, where online transactions and interactions have become the norm, ensuring secure and trustworthy digital identities has never been more crucial. Identity services play a vital role in establishing trust, preventing fraud, and enabling seamless access to digital services. Join us as we explore the significance of identity services, their impact on businesses and individuals, and the innovative solutions driving this rapidly evolving field. Our guests in this episode are Pinar Alpa, Chief Product & Marketing Officer and Thijs Vink, General Manager Central & Southern Europe, both working at Signicat and Reinier Smulders, Digital Business Development Banking at Rabobank Europe. This podcast was recorded live at Money 20/20 Europe in Amsterdam.

In recent years, we have witnessed a growing collaboration between fintech companies and traditional banks. Fintech firms have introduced innovative solutions that have disrupted the financial landscape. At the same time, established banks possess deep industry knowledge, regulatory expertise, and a vast customer base. By joining forces, these two sectors can create a synergistic relationship that benefits both parties and, more importantly, the customers they serve. In this episode of our podcast series we’ll explore the intricate dance between fintech disruptors and established banking institutions. With us are Miriam Wohlfarth, founder and CEO of leading fintech company Banxware, and Xavier MacDaniel, Innovative Strategist at Rabobank. This podcast was recorded live at Money 20/20 Europe in Amsterdam.