Natalie Pace

Join Natalie Pace (our Earth Gratitude co-creator and executive director) for an exclusive interview with Edd Moore—outdoor learning expert and author of 100 Ideas for Greener Schools (featuring a foreword by Dr. Jane Goodall).In this episode, we break down practical, everyday habits that empower children, boost self-reliance, and turn healthy living into a fun daily adventure.What you’ll learn in this episode:💡 Hands-on Science & Curiosity: How outdoor exploration naturally sparks critical thinking, creativity, and STEM skills.💧 Healthy, Clean Habits: Ditching toxic everyday plastics for healthier options like stainless steel refillable water bottles.🌱 Student Gardens: Cultivating essential team-building, leadership, and hands-on skills by teaching kids where food comes from.🚲 Active Commutes: Leaving behind the stress and idling exhaust of the school pickup queue for a fun, refreshing morning walk or bike ride.✨Subscribe to Earth Gratitude for more expert interviews on raising healthy, confident kids and building vibrant communities!Additional Resources and Links:https://www.ecoedd.com/https://www.bloomsbury.com/uk/100-ideas-for-primary-teachers-greener-school-9781801997843/Learn more sustainability successes & solutions in the 21-Day #EarthGratitude Challenge (free) and our 5-part docuseries. https://earthgratitude.org/2026Join the Earth Gratitude project for 21 days of celebration, inspiration and transformation, featuring leading organizations and extraordinary individuals from around the world. Register now at https://earthgratitude.org/2026! Contributors to the Earth Gratitude project include H.M. King Charles III (when he was The Prince of Wales), H.M. Queen Diambi, Dr. Jane Goodall, DBE, H.H. The Dalai Lama, Sia, Ed Begley Jr., ​former U.S. Dept. of Energy Secretary and Nobel Prize winning physicist Steven Chu, XPRIZE, Wangari Maathai, Elon Musk, Dr. Tony Juniper, CBE, Arianna Huffington, The Duchess of Northumberland, ​EARTHDAY.ORG, the Compton Community Garden, the NRDC, Global Green, ​Lynne Twist, Green Our Planet, Life is Good, Master Sha, Leon Krier, Kiss the Ground, Nathalie Kelley, 4p1000.org, Alice Waters, The Edible Schoolyard Project, The Pachamama Alliance, WildlifeDirect, Eco Edd Moore and more. Email [email protected]. Go to http://earthgratitude.org/ to watch our 5-episode docuseries on Eco Kids, Animals & Conservation, Everyday Sustainability, Health & Food and the Power of Gratitude. You can also download our free ebooks and signup for our challenges, interviews and events. https://www.facebook.com/EarthGratitude/https://www.instagram.com/earth_gratitude/ Get full access to Natalie Wynne Pace at nataliepace.substack.com/subscribe

By now, everyone you know has used AI. We're becoming reliant on AI fact, grammar and spell checking in the same way that we forgot all of our friends' phone numbers with our smart phone purchase. AI is as hot today as Dot Coms were in 1999 -- with a few very notable differences.By evaluating the core components of the listing—ranging from historic viral growth to systemic macroeconomic risk—Natalie Pace maps out what to expect from the biggest financial event in AI history (so far). All this and more in today's free podcast and videoconference with Natalie Pace. Email [email protected] with your money questions, opportunities and challenges. Wisdom and time-proven strategies are the cure. Let's win together. Links from Today:https://www.nataliepace.com/blog/anthropics-hyperscale-ipo-claude-vs-chatgpt#/Email [email protected] with VIDEOCON in the subject line if you'd like to join Natalie Pace live at her next conference. Be sure to subscribe to the Natalie Pace YouTube and Substack (podcast) channels, so that you are always the first to be notified when I stream my new, complimentary videoconferences & podcasts.https://youtu.be/sYQNB9BDvPc Get full access to Natalie Wynne Pace at nataliepace.substack.com/subscribe

Over the past few weeks, Natalie Pace has been highlighting risks in mortgages. While those with a very low fixed rate feel secure, we're seeing signs of shenanigans in the fine print that could strip away that ultra low interest rate (which is too low for the banks to make money).On the other side of the spectrum, some homeowners and income property investors are falling for interest-only loans and loan modifications that wipe out any opportunity for building up equity. In fact, a great number of loan mods put the homeowner severely underwater on their mortgage (where the loan is 25% or more higher than the value of their home). In these scenarios, the homeowner is taking on all of the responsibilities and expenses of ownership, with none of the equity building -- essentially being a renter, but shouldering all of the costs for the true owner -- the bank or lender.There are also hidden risks in reverse mortgages to be aware of.Homeownership is one of the most powerful ways to build wealth. Homeowners are worth up to 43 times renters. However, home ownership done wrong can be a devastating hit to our financial, emotional and physical well-being for more than a decade. (Over 20 million homes were foreclosed on over the last 26 years.)All this and more in today's free podcast and videoconference with Natalie Pace. Email [email protected] with your money questions, opportunities and challenges. Wisdom and time-proven strategies are the cure. Let's win together. Get links from today’s podcast in the description of the YouTube videoconference at YouTube.com/NataliePace. Be sure to read Natalie Pace’s blog at NataliePace.com/Blog. https://www.nataliepace.com/blog/the-mirage-of-the-interest-only-mortgage#/ Get full access to Natalie Wynne Pace at nataliepace.substack.com/subscribe

Think your fixed-rate mortgage keeps you completely safe? Think again.As banks lose money on mortgages locked in under 4 percent, they are digging into the fine print for loopholes and what they are finding could put your home at risk.In my latest interview, financial investigator Kelly McGinnis shares some of the 2,500 shocking case studies she has uncovered, including:The 10.25 percent Trap: One homeowner paid his 3.75 percent fixed-rate mortgage on time every single month. The bank found a loophole in the contract, broke the agreement, jacked his rate up to 10.25 percent, and foreclosed on his home.The 30-Day Auction: After her parents passed, a daughter tried to buy back their family reverse mortgage. Instead of working with her, the lender auctioned off the home within 30 days, wiping out over 100 years of family history without warning.The Reality Check: If there is a single unfulfilled condition or ambiguous loophole hidden in your contract, you could face an unaffordable interest rate reset or, in the worst-case scenario, foreclosure.Protect your hardest-earned asset. Tune into this critical interview to learn exactly what to look for in your paperwork and how to shield yourself from these growing financial tactics. All this and more in today's free podcast and videoconference with Natalie Pace. Email [email protected] with your money questions, opportunities and challenges. Wisdom and time-proven strategies are the cure. Let's win together. Links from Today:https://kellymcginnis.com/https://joinhomera.com/ Get full access to Natalie Wynne Pace at nataliepace.substack.com/subscribe

When Natalie Pace was in her 30s, she was a single mom, with a son in elementary school. Her income didn't cover the bills. Her credit card debt was high and the home that she got in the divorce was underwater, owing more on the mortgage than the condo was worth. It was a 2-bedroom, so renting out the 2nd bedroom wasn't an option. So, how did she escape that dead-end and build an authentic life and career? More importantly, do you know someone in your family who is stuck in the gig economy, drowning in debt (including student loan debt), perhaps forced to move back in with the parents? How can gig workers employ the same tools to build a financially, fulfilling life? Multi-Generational Homes: when gig workers have to move back in with their parents, stop thinking of it as a failure to launch and start building a foundation to launch. All this and more in today's free podcast and videoconference with Natalie Pace. Email [email protected] with your money questions, opportunities and challenges. Wisdom and time-proven strategies are the cure. Let's win together. Links from Today:https://www.nataliepace.com/blog/the-gig-workers-guide-to-financial-freedom#/ Get full access to Natalie Wynne Pace at nataliepace.substack.com/subscribe

The hidden vulnerabilities of fixed-income assets are being exposed. What many investors treat as a risk-free security blanket is actually carrying unprecedented levels of risk. If you don't know exactly what you own and why you own it, you could be exposed to quiet, compounding losses that threaten your long-term financial security. Conservative investors with little risk tolerance are in fact the most vulnerable.All this and more in today's free podcast and videoconference with Natalie Pace. Email [email protected] with any questions or comments. Email [email protected] with your money questions, opportunities and challenges. Wisdom and time-proven strategies are the cure. Let's win together. Get full access to Natalie Wynne Pace at nataliepace.substack.com/subscribe

Who Wins the Trillion-Dollar Sky?The era of sitting in 90-minute bumper-to-bumper traffic is coming to an end. Electric air taxis (eVTOLs) are officially preparing for liftoff, actively replacing noisy, expensive helicopters with zero-emission flights that can turn an hour-long gridlock commute into a stress-free, 10-minute cruise. In our latest deep dive, we break down the two market giants leading this multi-billion-dollar race: Archer Aviation and Joby Aviation. From Archer’s massive $126M infrastructure land grab at Hawthorne Airport to Joby's FAA testing milestones and plans to launch in Dubai, we explore exactly how these corporate empires are carving up the sky. See you in the clouds. All this and more in today's free podcast and videoconference with Natalie Pace. Email [email protected] with any questions or comments. Email [email protected] with your money questions, opportunities and challenges. Wisdom and time-proven strategies are the cure. Let's win together.Links from Today:https://www.nataliepace.com/blog/who-wins-the-trillion-dollar-sky-how-evtols-are-displacing-helicopters#/https://www.nataliepace.com/blog/the-jetsons-age-flying-cars-have-finally-arrived#/https://www.nataliepace.com/blog/should-chatgpt-be-my-financial-planner-investors-ask-natalie#/ Get full access to Natalie Wynne Pace at nataliepace.substack.com/subscribe

When you are driving a rideshare or working a corporate gig far outside your area of expertise and passion, life can feel bleak. The road ahead looks endless. Like many of us, Natalie Pace's own journey started with jobs she didn't care for at all—including one that directly violated my moral code. But taking a leap of faith allowed her to step into a career that brings genuine joy. Life isn't perfect, but waking up on fire with purpose is a beautiful feeling. It brings a heart-centered smile that social media filters could never replicate.We just posted a brand-new blueprint on Natalie Pace's blog breaking down the 4 distinct spark plugs to help you transition away from the daily grind and build a life on your own terms. All this and more in today's free podcast and videoconference with Natalie Pace. Email [email protected] with any questions or comments.https://www.nataliepace.com/#/ Get full access to Natalie Wynne Pace at nataliepace.substack.com/subscribe

Yesterday, the Treasury Department tried to calm interest rates by throwing money into the bond market. However, just one day later, investors of long-term Treasury bonds and notes ignored the bailout and continued to demand a higher return for their risk. Why? Investors worldwide want a real plan for lowering U.S. debt and deficits, rather than just a bailout Band-Aid.U.S. public debt topped $40 trillion on August 18, 2026. The budget deficit is on track to be $2.1 trillion this fiscal year. The amount the U.S. must pay in interest will be $1 trillion. The current debt ceiling kicks in at $41.1 trillion, which sets Congress up for another epic battle over borrowing more money, yet again, to keep operating in the red. What does this mean for Main Street investors? What should you do? All this and more in today's free podcast and videoconference with Natalie Pace. Email [email protected] with any questions or comments. Email [email protected] with your money questions, opportunities and challenges. Wisdom and time-proven strategies are the cure. Let's win together. Get full access to Natalie Wynne Pace at nataliepace.substack.com/subscribe

Designing High-Performance Wealth: The Power of Rigorous Analysis.Copper prices are an all-time high. But an investment in Peru yield the superstar returns. 169.3% gains over the 3-year period versus 53.3%.Everyone wants a little income these days. Which country offers lower risk and higher yield than the United States?There’s one country in Europe that has 3rd highest GDP per capita in the world. It’s also been a great investment. Wonder which one it is?There’s a liquidity concern in US treasury bonds. You can get the same yield (4%) with much lower risk and no paper losses using one simple strategy. What is it?Silver was the superstar 2025 and is down by 50% from its high. How do you manage that volatility?Crypto was a great performer in 2024 through Oct. 2025. We warned that the Crypto Winter could come in 2025 & 2026 when we named Bitcoin the Investment of the Year in 2024. We make high performance and essential protection easy with our video conferences & blogs (free), financial freedom retreats and masterclasses. Email [email protected] with your money questions, opportunities and challenges. Let's win together.Links from Today:https://www.nataliepace.com/blog/hot-countries#/https://old.nataliepace.com/pie/pie.phphttps://www.nataliepace.com/blog/why-i-prefer-select-corporate-bonds-to-treasuries#/https://www.nataliepace.com/blog/2024-investment-of-the-year#/https://www.nataliepace.com/blog/are-we-headed-for-another-crypto-winter#/https://www.nataliepace.com/blog/spacex-ipo-soars-should-you-take-flight-too#/https://www.nataliepace.com/blog/sp500-hits-another-high-gdp-growth-predicted-to-be-70#/ Get full access to Natalie Wynne Pace at nataliepace.substack.com/subscribe