How Mortgage Rates Work

Click Here to Get All Podcast Show Notes!Mortgage rates are the single most important financial metric you must know as an adult. Why? Because if you don’t understand them, you can’t truly forecast the overall health of the economy or how consumers feel about spending, saving, and investing.In this episode, Sharran breaks down the fundamentals of mortgage rates and why they matter far beyond real estate. He explains what a mortgage actually is, how interest rates are calculated, and the three biggest factors keeping rates higher than expected.&nbsp;He also shares practical insights for anyone looking to buy a home right now, as well as what smart buyers can do to navigate today’s tough lending environment.Whether you’re a homeowner, investor, or just trying to understand the financial landscape, this episode will help you see how mortgage rates shape everything–from housing demand to economic confidence.Tune in now to learn how mortgage rates really work and what they reveal about the future of the economy.“When things feel risky, everything gets expensive.”- Sharran SrivatsaaTimestamps:01:44 - Why mortgage rates are at their current level03:03 - What is a mortgage?03:14 - How mortgage rates are calculated05:26 - 3 Things that keep mortgage rates high09:52 - What to do if you want to buy a house nowResources:- The Next Billion by Sharran Srivatsaa - https://sharransrivatsaa.substack.com/- Acquisition.com -&nbsp; https://www.acquisition.com/- Board Member: ARC Multifamily Real Estate Investing - https://arcmf.com/- Board Member: The Real Brokerage - https://www.joinreal.com/Connect with Sharran:- Facebook - https://www.facebook.com/likesharran- Instagram - https://www.instagram.com/sharransrivatsaa/- X - https://x.com/sharran- LinkedIn - http://www.linkedin.com/in/sharran- YouTube - <a href="https://www.youtube.com/channel/UCzpl_gT1bVB1iNZl9yQbWuA?sub_confirmation=1" rel="noopener noreferrer"...

Click Here to Get All Podcast Show Notes!What happens when you give your child $50 not to spend but to invest? In this episode, Sharran shares the inspiring story of how he turned his 11-year-old son into an investor and grew a $1,000 portfolio into over $7,000 in just three years.Sharran breaks down the exact four investments they made, why one of them exploded 2,200%, and the powerful lessons he learned about risk, patience, and teaching kids the value of money early. He also explains why the best financial education isn’t about complexity but about clarity, confidence, and conversation.This episode is more than a financial story–it’s a blueprint for building generational wealth and raising financially intelligent kids.Tune in to discover how to help your child think like an investor before they even hit high school.“The sooner you can introduce your kids to money, the less they’ll be afraid of it.”- Sharran SrivatsaaTimestamps:01:08 - Why he replaced allowance with investing04:12 - Thematic investing made simple for kids06:04 - How Sharran built a $1,000 portfolio09:18 - Introducing risk with MicroStrategy and Bitcoin13:05 - The power (and fear) of volatility13:34 - Why diversification protects your portfolio14:33 - Patience as the secret to long-term growth15:54 - Why simplicity beats complexity in investing16:17 - Lessons parents can use to teach financial literacy18:13 - The key to helping kids build confidence with moneyResources:- The Next Billion by Sharran Srivatsaa - https://sharransrivatsaa.substack.com/- Acquisition.com -&nbsp; https://www.acquisition.com/- Board Member: ARC Multifamily Real Estate Investing - https://arcmf.com/- Board Member: The Real Brokerage - https://www.joinreal.com/Connect with Sharran:- Facebook - https://www.facebook.com/likesharran- Instagram - https://www.instagram.com/sharransrivatsaa/- X - https://x.com/sharran- LinkedIn - http://www.linkedin.com/in/sharran- YouTube - <a...

Click Here to Get All Podcast Show Notes!Have you ever wondered why some businesses seem to have an unfair advantage? In this episode, Sharran opens up about his interview on the Playmakers podcast hosted by Andrew Flachner, the co-founder of RealScout.Sharran and Andrew discuss critical business lessons, sales strategies, and scaling your business, with an emphasis on the importance of frameworks and systems. You'll learn how to apply actionable tactics to drive results, and why consistency in effort is key to success.&nbsp;Tune in to discover why volume negates luck, and how understanding the buyer universe can change your approach to marketing and client relationships.“Good process and good process alone drives good results.”- Sharran SrivatsaaTimestamps:02:43 - The importance of frameworks and processes in business04:31 - The "review preview" process for weekly productivity05:43 - The power of reps in business growth09:10 - What it means to be a Managing Partner at Acquisition.com11:21 - The realities of today's real estate market15:24 - How to present value without sounding desperate19:54 - Effective buyer-agent conversations and the importance of representation22:38 - The buyer universe and how it impacts your marketing29:21 - The importance of “proof of a promise” in client relationships34:01 - Top 1% lead generation strategy35:06 - How to build a real estate agent's database for success44:55 - Rapid-fire objection handling in real estateResources:- The Next Billion by Sharran Srivatsaa - https://sharransrivatsaa.substack.com/- Acquisition.com -&nbsp; https://www.acquisition.com/- Board Member: ARC Multifamily Real Estate Investing - https://arcmf.com/- Board Member: The Real Brokerage - https://www.joinreal.com/Connect with Andrew Flachner:- Instagram - https://www.instagram.com/aflachner/- LinkedIn - https://www.linkedin.com/in/andrewflachner/Connect with Sharran:- Facebook - https://www.facebook.com/likesharran- Instagram - <a href="https://www.instagram.com/sharransrivatsaa/" rel="noopener noreferrer"...

Click Here to Get All Podcast Show Notes!Have you ever felt stuck in your business, unsure of which direction to take when money starts slowing down? It’s a frustrating place to be. You chase the next big thing–new strategies, new tools–only to end up spinning your wheels, making no real progress. In this episode, Sharran reveals the secret to getting off that hamster wheel and back on track with what he calls the money highway.Sharran walks you through the four powerful "money highways" that can guarantee you success, regardless of market shifts. He explains how understanding the core path that works for your business and sticking to it will keep your income fully under your control. No more randomness. No more chasing shiny pennies.&nbsp;Feeling lost on your money journey? Listen to this episode and discover how to get back on track with confidence. You’ll never have to wonder how to make more money again because you’ll have the proven blueprint in your hands.&nbsp;“Making money should never feel random for you. It should be under your control. You should know that you can make money at any point in time, and that is the job of the money highway.”- Sharran SrivatsaaTimestamps:01:20 - Understanding the money highway and why every entrepreneur needs one03:25 - Effort Highway: A predictable path that requires consistent effort06:25 - Pattern Highway: Identifying patterns in your past successes and replicating them10:05 - Ideal Client Highway: Focusing on your best clients for a predictable flow of business13:45 - Conversion Highway: Understanding the ratio of conversations to contracts20:44 - Getting back on the money highway when you feel stuck.Resources:- The Next Billion by Sharran Srivatsaa - https://sharransrivatsaa.substack.com/- Acquisition.com -&nbsp; https://www.acquisition.com/- Board Member: ARC Multifamily Real Estate Investing - https://arcmf.com/- Board Member: The Real Brokerage - https://www.joinreal.com/Connect with Sharran:- Facebook - https://www.facebook.com/likesharran- Instagram - https://www.instagram.com/sharransrivatsaa/- X - https://x.com/sharran- LinkedIn - http://www.linkedin.com/in/sharran- <a...

Click Here to Get All Podcast Show Notes!Did you know that waking up early can transform your life and business?&nbsp;In this episode, Sharran reveals the single habit that helped him build two billion-dollar companies. He also shares the five key steps that made his morning routine successful.&nbsp;Sharran breaks down how to design your mornings for maximum impact and productivity, offering actionable insights that enable you to stop feeling like you're grinding and start making progress.“The way you own your morning is the way you own your life.”- Sharran SrivatsaaTimestamps:01:17 - The power of waking up at 4:45 a.m.02:39 - Step 1: Evening routine is more important than your morning routine03:36 - Step 2: Do something you enjoy when you wake up04:28 - Step 3: Remove all friction the night before05:19 - Step 4: Shock your system immediately06:11 - Step 5: Be part of something bigger than yourself07:56 - How waking up early led to breakthroughs in businessResources:- The Next Billion by Sharran Srivatsaa - https://sharransrivatsaa.substack.com/- Acquisition.com -&nbsp; https://www.acquisition.com/- Board Member: ARC Multifamily Real Estate Investing - https://arcmf.com/- Board Member: The Real Brokerage - https://www.joinreal.com/Connect with Sharran:- Facebook - https://www.facebook.com/likesharran- Instagram - https://www.instagram.com/sharransrivatsaa/- X - https://x.com/sharran- LinkedIn - http://www.linkedin.com/in/sharran- YouTube - https://www.youtube.com/channel/UCzpl_gT1bVB1iNZl9yQbWuA?sub_confirmation=1- Threads - https://www.threads.com/@sharransrivatsaa

Click Here to Get All Podcast Show Notes!Feeling like your effort isn’t getting you anywhere? In this episode, Sharran breaks down why hard work alone isn’t enough and how to find the game you were truly built to win.&nbsp;Using tennis, business, and life as examples, he introduces his concept of “Lego Blocks of Leverage” and reveals how identifying your unique ability can turn grind into flow. Sharran shares actionable insights to help listeners uncover where they have energy, edge, and ease so work feels like play but produces real results.Ready to stop spinning your wheels? Tune in to learn how to leverage your superpowers, build systems that scale, and finally win in the areas that matter.&nbsp;“We’re all X-Men and X-Women in some way. Each one of us has our own superpower. We all have our own gifts.”- Sharran SrivatsaaTimestamps:01:17 - Tennis analogy: playing on the wrong surface03:27 - When it’s smart to change the table you’re sitting at04:49 - Finding your level ten vehicle in life and business10:30 - Lego blocks of leverage: Sharran’s superpower14:50 - The three filters: energy, edge, ease18:10 - Playing the game you were designed to playResources:- The Next Billion by Sharran Srivatsaa - https://sharransrivatsaa.substack.com/- Acquisition.com -&nbsp; https://www.acquisition.com/- Board Member: ARC Multifamily Real Estate Investing - https://arcmf.com/- Board Member: The Real Brokerage - https://www.joinreal.com/Connect with Sharran:- Facebook - https://www.facebook.com/likesharran- Instagram - https://www.instagram.com/sharransrivatsaa/- X - https://x.com/sharran- LinkedIn - http://www.linkedin.com/in/sharran- YouTube - https://www.youtube.com/channel/UCzpl_gT1bVB1iNZl9yQbWuA?sub_confirmation=1- Threads - <a...

Click Here to Get All Podcast Show Notes!Are you curious about how ordinary people create extraordinary success? In this episode,&nbsp;Sharran breaks down the eight life-changing lessons he's learned over 25 years, revealing the crucial steps you need to take to make your own breakthroughs.He takes you through his journey of building businesses from the ground up. Sharing valuable lessons learned, Sharran reflects on pivotal moments that shaped his success and how you can apply the same mindset to your journey.&nbsp;If you’ve ever wondered if it’s possible to overcome obstacles and rise from nothing, this episode will show you how to make extraordinary commitments to get extraordinary results.“Ordinary people who make extraordinary commitments get extraordinary outcomes.”- Sharran SrivatsaaTimestamps:01:33 - Trusting the process03:32 - Timeline of Sharran's journey06:09 - The first domino and breaking through hesitation10:40 - The role of risk and failure in growth16:13 - Partnering with Alex and Leila Hormozi&nbsp;19:23 - Eight lessons learned and key takeawaysResources:- The Next Billion by Sharran Srivatsaa - https://sharransrivatsaa.substack.com/- Acquisition.com -&nbsp; https://www.acquisition.com/- Board Member: ARC Multifamily Real Estate Investing - https://arcmf.com/- Board Member: The Real Brokerage - https://www.joinreal.com/Connect with Sharran:- Facebook - https://www.facebook.com/likesharran- Instagram - https://www.instagram.com/sharransrivatsaa/- X - https://x.com/sharran- LinkedIn - http://www.linkedin.com/in/sharran- YouTube - https://www.youtube.com/channel/UCzpl_gT1bVB1iNZl9yQbWuA?sub_confirmation=1- Threads - <a href="https://www.threads.com/@sharransrivatsaa" rel="noopener noreferrer"...

Click Here to Get All Podcast Show Notes!Do you want to know the secret to making $2 million in just two weeks? In this episode, Sharran reveals how he stopped wasting time on busywork and started focusing on four simple laws that led to massive success. He explains how he wasted months building fancy funnels and dashboards, only to realize that true progress comes from focusing on what really matters.&nbsp;Sharran breaks down four simple yet powerful strategies that anyone can implement without needing more money or complicated tools. Discover how to apply these same strategies to accelerate your success and achieve lasting results.If you're ready to stop wasting time and start winning, don't miss this episode to learn how to apply these four laws and accelerate your success, creating long-term results.“Progress isn’t the ten things done halfway, it’s the one thing done all the way, knowing that you're gonna crush it.”- Sharran SrivatsaaTimestamps:01:18 - The trap of busywork and how it keeps you broke03:01 - Spotlight law: The key to focusing on what truly matters06:24 - The first domino: How to make your day easier and more productive11:07 - The promise loop: Rebuilding trust with yourself to stay consistent15:41 - The leprechaun test: How to make luck work for you&nbsp;20:09 - Recap: 4 Laws of WinningResources:- The Next Billion by Sharran Srivatsaa - https://sharransrivatsaa.substack.com/- Acquisition.com -&nbsp; https://www.acquisition.com/- Board Member: ARC Multifamily Real Estate Investing - https://arcmf.com/- Board Member: The Real Brokerage - https://www.joinreal.com/Connect with Sharran:- Facebook - https://www.facebook.com/likesharran- Instagram - https://www.instagram.com/sharransrivatsaa/- X - https://x.com/sharran- LinkedIn - http://www.linkedin.com/in/sharran- YouTube - <a href="https://www.youtube.com/channel/UCzpl_gT1bVB1iNZl9yQbWuA?sub_confirmation=1" rel="noopener noreferrer"...

Click Here to Get All Podcast Show Notes!Have you ever felt like you're doing everything right, but your finances just don't add up? In this episode, Sharran reveals the three traps that prevent even the brightest people from achieving financial success and how you can break free and start winning every week.&nbsp;He shares practical strategies, such as taking responsibility, simplifying communication, and embracing generosity, to help you achieve what you want out of life.Get ready for transformative insights that will help you break free from the cycle of financial struggle and pave the way for true success.“The only true test of intelligence is if you can get what you want out of life.”- Sharran SrivatsaaTimestamps:01:10 - Why smart, hardworking people often stay broke03:21 - The accountability trap and how to overcome it06:40 - The power of communication in achieving success09:45 - The scarcity loop and how it keeps you stuck14:08 - How to use money for generosity to break the scarcity mindset16:01 - The importance of knowing what you truly want in lifeResources:- The Next Billion by Sharran Srivatsaa - https://sharransrivatsaa.substack.com/- Acquisition.com -&nbsp; https://www.acquisition.com/- Board Member: ARC Multifamily Real Estate Investing - https://arcmf.com/- Board Member: The Real Brokerage - https://www.joinreal.com/Connect with Sharran:- Facebook - https://www.facebook.com/likesharran- Instagram - https://www.instagram.com/sharransrivatsaa/- X - https://x.com/sharran- LinkedIn - http://www.linkedin.com/in/sharran- YouTube - https://www.youtube.com/channel/UCzpl_gT1bVB1iNZl9yQbWuA?sub_confirmation=1- Threads - <a href="https://www.threads.com/@sharransrivatsaa" rel="noopener noreferrer"...

Click Here to Get All Podcast Show Notes!What if one simple habit could make you win every week, every day, forever, without spending a dime or learning a new skill?In this episode, Sharran shares the ultimate “cheat code” for winning consistently in both business and life. He breaks down the single most powerful practice that costs nothing but transforms everything, helping you accomplish your goals, keep your promises, and stack wins every week.Sharran helps you discover how to shift from reactive to intentional action through practical tactics. He also explains why accountability alone isn’t enough and how true results can be accomplished with this one powerful strategy.If you’re ready to finally take control of your time, focus, and results, this episode will equip you with the tools to start winning today.“You don't need to go pay somebody to be accountable. If you ever have to do that, that just means you don't have enough care and responsibility with yourself.”- Sharran SrivatsaaTimestamps:01:07 - Overcoming distractions and prioritizing effectively01:56 - Reporting first: running your business with the right tools04:01 - Calendar blocking: building your week around key appointments06:28 - Pre-logging meals and commitments for alignment and integrity08:23 - Writing your end-of-week report at the start of the week10:11 - Why accountability fails and how to fix the root causeResources:- The Next Billion by Sharran Srivatsaa - https://sharransrivatsaa.substack.com/- Acquisition.com -&nbsp; https://www.acquisition.com/- Join the Future Proof Community - https://futureproofsecrets.com/- The Real Brokerage - https://www.joinreal.com/- Top Agent Power Pack - https://sharran.activehosted.com/f/121- The 5am Club - https://sharran.com/5amclub/- Join the 10K Wisdom Private Partner Podcast, now available to you for free - https://www.highlandprime.com/optin-10k-wisdom- Join Sharran's VIP Community - https://sharran.com/vip/- ARC Multifamily Real Estate Investing - <a href="https://arcmf.com/" rel="noopener noreferrer"...