Higher rates, lower returns: Is Australia still investable?

As trillions of dollars begin transferring to the next generation, is it only a matter of time before Australia joins other nations to tax an inheritance? Morgan Solomon, Director at Solomon Hollett Lawyers joins Julie-anne Sprague, Wealth Editor in this episode. In today's show, we cover:  The rise of testamentary trusts The importance of having a will Estate planning and the great wealth transfer See omnystudio.com/listener for privacy information.

It's the age-old question: is an investment property or shares a better investment? The government's tax changes has blown the debate wide open. As Stockspot founder Chris Brycki explains to The Australian's wealth editor Julie-anne Sprague, the numbers are in. His analysis of a $1m property shows investment property owners need to find an extra $11,000 a year just to stay in the same position as they were before.  Read his analysis in The Australian here In today's show, we cover: Strategies in diversification Investing a lump sum or dollar-cost averaging Tech stock alternatives To sign up to The Australian's free wealth newsletter hereSee omnystudio.com/listener for privacy information.

The risks and opportunities of AI become clearer each day, but how do you - the investor - optimise AI while minimising your risks? Daniel Gara, founder of Vectatech.com.au joins Associate Editor, James Kirby in this episode. In today's show, we cover: How to best use AI as an active investor Securing your data against later use by AI companies Tackling AI questions to get the answers you need Anthropic's Claude for financial advisers explained  See omnystudio.com/listener for privacy information.

This is the year reality bites for private credit investors: Put simply, it was too good to be true for several years. More recently, just as everyday investors piled into the space, the numbers have turned against it. Charlie Viola of Viola Private Wealth joins Associate Editor, James Kirby, in this episode. In today's show, we cover: Private credit shake-up: The Metrics Credit affair Should we compare private credit to shares or bonds? Keeping an eye on the fallout from the Bathla collapse Passive investing and the problem of poor quality IPOs See omnystudio.com/listener for privacy information.

The Financial Independence Retire Early (FIRE) movement has been re-energised through an offshoot tagged as COAST. It's all about the magic number you need to save, which allows you to ahem coast through the rest of your life without money issues. Would it work for you? Lionel Lee, author of 'Into The Moneyverse' joins Associate Editor, James Kirby in this episode.In today's show, we cover: FIRE - What you need to know How the COAST principle works Adapting for the Australian super system Should you save inside or outside super?  See omnystudio.com/listener for privacy information.

The Spring season's 'stock overhang' will determine the outlook for the property market. It will also provide an early guide on where the bargains will emerge for investors. Angus Moore, senior economist at Realestate.com.au joins Associate Editor, James Kirby in this episode. In today's show, we cover: Stock overhang - The markets with the most for sale Will vacancy rates stay low if prices drop further? Is Melbourne the value hunter's opportunity? Negative gearing new homes - signs of life inside industry data See omnystudio.com/listener for privacy information.

Higher taxes, an aging population and hopeless productivity growth ...is Australia the best place to put your money?In today's show, we cover... What investors can draw from the government's inter-generational report Does the productivity gap with the US explain Wall Street's superior returns? Why rates will be higher for longer Gold takes a step backwards in its forward march Paul Bloxham, chief economist at HSBC Australia, joins Associate Editor James Kirby in this episodeSee omnystudio.com/listener for privacy information.

The removal of negative gearing from existing residential property, coupled with sliding values for investment property, has changed the game for every investor. The new dilemma is whether you invest in your CGT free family home or instead place that money in the long-running bull market for shares. Stuart Wemyss of the Prosolution Private Office joins Associate Editor, James Kirby in this episode. In today's show, we cover: Running the numbers on the family home versus a share portfolio Gearing into the share market while only paying a mortgage rate of interest The power of Exchange Traded Funds in a geared share portfolio Why foreign currency in a local bank is not guaranteed See omnystudio.com/listener for privacy information.

Managing $175 billion for UniSuper would keep anyone on their toes. It also helps to clarify a clear view on every asset class from US shares to private credit. So what does UniSuper's chief investment officer think will happen next? John Pearce, the chief investment officer at UniSuper joins Associate Editor, James Kirby in this episode. In today's show, we cover: The outlook for shares Why a 'back to normal' bond market has an upside Keeping clear of AI-linked IPOs The true definition of a 'balanced fund'   See omnystudio.com/listener for privacy information.

Big super funds hedge up to 50 per cent of their offshore investments: The textbooks say you should hedge about one third of any exposure overseas.But the hedging level of most Australian investors, including ETF investors, is generally close to zilch!In today's show, we cover... Should you be hedging that increased offshore share allocation ? Electrified economy - The long-term investment attraction of electrification Second thoughts on bonds...when the tide turns, could they save you? Why gold will pay off longer term Dr Sam Wylie of the Windlestone Education group and the University of Melbourne joins associate editor, James Kirby in this episodeSee omnystudio.com/listener for privacy information.