Pera and Purpose Podcast

Want to level up your PowerPoint game?Join us for Present Better, a free workshop designed to help you create and deliver presentations that do more than look good — they connect, engage, and leave a lasting impact.📅 August 24, 2025🕑 2PM to 4PM📍 BHub, Burjuman Mall🎟 Free Event. Limited Seats Only! Register now via this link - https://forms.gle/UE862CU3wRJkqV7Z8Learn from Dr. Rex Bacarra as he shares practical tips and techniques you can use right away, whether you’re teaching, training, or presenting to clients.===He was a teacher who had nothing.No business.No inheritance.Not even a permanent home.For 5 years, he was homeless, sleeping in parks, walking miles just to survive.But somehow, he got out.And what he did wasn’t what you’d expect.In this episode, you’ll hear how Doc Rex escaped poverty not through shortcuts, but through a mindset shift that changed everything.📍If you’ve ever felt stuck, broke, or behind in life… this story is for you.==Connect with Dr. Rex https://www.instagram.com/the_philosopher_monk/Follow PROANGAT by ProFriends FB Page https://www.facebook.com/proangatbyprofriends

📅 OFW in Dubai? Attend my first meet and greet event: https://lu.ma/f0vf3yrj 💸 Apply for Financial Coaching: https://tidycal.com/jayadriantolentino/apply-for-coaching

🎟️ Free event. Limited slots. Register now through this link - https://forms.gle/q6YWasLpLyzk8QqC6📍 Ostro Restaurant, Dusit D2 Kenz Hotel, Barsha Heights🗓️ July 25, 2025🕖 7PM to 10PM===Many OFWs think they have to choose between a stable career and their passion, pero what if you didn’t have to pick one over the other?In this episode, we explore how following your passion alongside your career can open unexpected doors.James Morales is a Cluster Assistant Marketing Manager at one of the world’s largest hotel groups—and a men’s fashion and lifestyle content creator who’s worked with brands like Nike, H&M, and Marks & Spencer.His journey shows how OFWs can build a meaningful personal brand, stay grounded in their day job, and still create space for passion, growth, and joy.This is for OFWs curious about reinvention, self-expression, and building a life you actually enjoy.Follow James Morales: https://www.instagram.com/jamesfeedstyleFollow PRO-ANGAT by Profriends FB Page: https://www.facebook.com/proangatbyprofriends/

✅ Register for Hyku's upcoming workshop: https://forms.gle/QN6DN7cti9WL4cgd9📅 Schedule Your Financial Clarity Call with Kuya Jay: https://jayadriantolentino.com/financialclaritycall?video=jUWfedLfngE============At 19, Hyku Desesto dropped out of college and gave birth to her son on the day she turned 20. Not long after, she moved to Dubai—with a plan and a deep sense of purpose. By 22, she was running Hyku D Photography and working with global brands like Netflix, Louis Vuitton, Nestlé, and MAC Cosmetics.Today, she's one of the most celebrated Filipina photographers in the UAE. She was awarded the Ten Outstanding Young Men (TOYM) honor in 2023, won Best Photographer at the Illustrado Women of Substance Awards, and received recognition in Netflix’s Girl Boss Campaign in 2022.In this episode, Hyku opens up about what it really took to succeed early—sacrifice, self-doubt, and starting before she felt ready.We talk about money, motherhood, critics, confidence, and what she hopes her son remembers about her someday.If you’ve ever felt torn between survival and chasing your craft, this one’s for you.============Connect with Hyku: https://www.instagram.com/hytotheku/Follow PRO-ANGAT by Profriends FB Page: https://www.facebook.com/proangatbyprofriends

📅 Schedule Your Financial Clarity Call: https://jayadriantolentino.com/financialclaritycall?podcast=howmuchdoyouneedtoretire⬇️ Download the Retirement Calculator here: https://jayadriantolentino.com/resources?video=wgkzK1FTHRg=========Most OFs have no idea how much they really need to retire.In this video, I’ll walk you through the exact process I use with my clients to calculate their retirement number — using real-life data, simple projections, and zero fluff.✅ No guessing✅ Just a clear, practical way to know how much you need — based on your goals, lifestyle, and future location.===CHAPTERS:Step 1: 1:10Step 2: 2:43Step 3: 4:08Step 4: 6:34

Attend the next PRO-ANGAT event happening on May 23 : https://forms.gle/twcdgnacV5gXwpKa8📅 Schedule Your FREE Financial Clarity Call with Kuya Jay: https://jayadriantolentino.com/financialclaritycall==She sells luxury for a living — but doesn’t believe in spending to impress.Meet Gweys Soriano, founder of Watch Girl Dubai, a Filipina entrepreneur in the UAE luxury watch scene.Her mindset?“Inisip ko, wala akong pera.”Even when she had money, she acted like she didn’t — and that discipline helped her succeed.In this conversation, we unpack:- How to spend on luxury without losing control of your money or values- How to dress with confidence — and which timepieces might actually grow in value- Gweys' practical philosophy on money, self-worth, and success

Book your clarity call today: https://bit.ly/3Gjhm8S====If you're earning ₱250K to ₱800K/month abroad but still feel stuck, this video is for you.You have savings, insurance, even investments—but deep down, you’re unsure where it’s all leading. You’re not alone. I call this The Clarity Gap—the space between earning well and knowing exactly what you’re building.CHAPTERS:Reason #1: 00:47Reason #2: 02:02Reason #3: 04:07Reason #4: 05:42Reason #5: 07:07

Book your free clarity call today: https://bit.ly/4jjeA1WWe’re about to lose ₱307,000… and we still don’t know if we should walk away.This isn’t a theory video. This is real.My wife and I bought a pre-selling Ayala condo in South Park District, thinking it would pay for itself over time.But now that turnover is approaching — and the numbers are in — we’re not so sure anymore.In this episode, I’ll take you inside:- The exact cash flow projections we ran (worst, average, best case)- How much we’d lose if we walked away today- What most condo investors don’t realize until it’s too late- And the psychology that keeps people stuck in bad investmentsIf you’re deciding whether to continue or cut losses, this might be the clarity you’ve been waiting for.

📢 Pro Angat Talks Free Registration: https://bit.ly/4iXa3BEREGISTER NOW!In celebration of International Women’s Month, PRO-ANGAT proudly presents its first event! Join us for an inspiring panel discussion featuring successful Filipino career women who have mastered the art of thriving in competitive careers while embracing motherhood—all while living abroad. 💪👩‍👧‍👦Wo-Moms Day: Balancing Ambition, Parenting, and SelfHosted by Mariben Tan Eustaquio, alongside three impactful Filipinas excelling in different careers in Dubai: Mary Joy Laquihon, Dr. Mary Jane Alvero - Al Mahdi, & Louie da Costa📅 March 23, 2025⏰ 2:00 PM - 4:30 PM📍 Lifestyle Area, Sari-Sari Store, Albwardy Investment BuildingGet ready for real stories, powerful insights, and practical strategies from women who have redefined success, resilience, and balance.This is a FREE event! Secure your spot now!🎁 Exciting raffle prizes & special gifts await! Limited to 50 participants—first come, first served!Stay tuned for more details! 💙========================SKIP TO THE BEST PARTS:Raising Kids VS Growing A Business 03:05Getting 3 Majors and Being a US Stock Broker 04:18Coming to Dubai 15 Years Ago 08:42Why You Must Make Time for Your Kids 10:36On Starting EZone 13:01The Hardest Part When Starting A Business 19:16The Mindset Mariben Had From Being An Admin to Becoming A Director 21:17How She Raised Her Kids While Growing Ezone 25:10Being Betrayed By Her Trusted Employees and How She Bounced Back 31:48Why She Prioritizes Education for Her Kids 43:31Her One Biggest Lesson in Business 46:40What Legacy She Wants to Leave Behind 50:58====Success isn’t just about talent.It’s about resilience, tough choices, and staying true to your purpose.Even when everything seems stacked against you.In this episode, I sit down with my friend Mariben Eustaquio, founder of EZONE Business Setup Dubai, a mother of three, and a Board Director for the Philippine Business Council Dubai and Northern Emirates.Her journey?Nothing short of extraordinary.From starting as an admin to leading a thriving company, Mariben built her success one decision at a time. But it wasn’t all smooth sailing.She opens up about:→ The defining moment that pushed her to start EZONE→ Facing betrayal from her own employees—and how she rebuilt→ Juggling motherhood and entrepreneurship without losing sight of her vision→ Hard-earned lessons every business owner and working parent should hearMariben’s story isn’t just about business..It’s about faith, resilience, and proving that women don’t have to choose between ambition and family.This episode is powered by ProFriends as part of the Pro Angat Series, a platform that uplifts and empowers Filipinos to reach new heights in career, business, and life.Listen in for a conversation packed with real talk, tough lessons, and the mindset shifts that drive lasting success!--Follow Mariben on instagram: https://www.instagram.com/maribeninthecity/

📅 Schedule Your Free Clarity Call: https://bit.ly/claritycallwithjay⬇️ Download MYNE today: joinmyne.com=========If I were to start investing again in 2025, I’d keep it simple—no individual stocks, no hype, and definitely no get-rich-quick schemes.I’ve made all the mistakes before—getting scammed, losing money in bad investments, and even falling for FOMO plays like Axie Infinity. But after years of trial and error, I’ve figured out a strategy that actually works.In this video, I’ll share:✅ How to Build a Solid Foundation Before Investing – So you can invest with confidence✅ My Simple Investment Strategy Using a Globally Diverse Ireland-Domiciled ETF – For long-term wealth building✅ The Biggest Investing Mistakes to Avoid – So you don’t reset your progress like I didThis is the investing strategy I wish I had followed earlier—no stress, no complications, just results.CHAPTERS:PART 1: Building A Solid Foundation: 02:21How to Calculate for the Future Value of Money: 02:44Risk Tolerance & Risk Capacity: 04:39Automate Tracking of Finances Using MYNE: 06:12Why You Need to Pay Off Your Credit Card First: 08:43Protect Yourself From Risks: 10:12PART 2: Simplify Your Investment Strategy: 11:23Intro to Globally Diverse Ireland-Domiciled ETF: 11:53Tax Benefits of Investing in Ireland: 14:14Intro to ETFs: 16:09Intro to Vanguard LifeStrategy Fund: 17:27Why Reinvesting of Dividends is So Powerful: 17:56Stocks and Bonds 96-Year Performance: 19:03Why Not Invest in USA Only? 22:18The Impact of Fees to Your Investment: 23:00The Risks of Investing in Pag-Ibig MP2: 26:17The Risks of Investing in Global ETF's: 29:04PART 3: Avoid Common MistakesThe Dangers of Timing the Market: 31:43Investing in Actively Managed Funds: 34:46Co-Mingling of Funds: 36:33Mismatch of Goals, Timeframe and Asset Class: 37:16Index Funds VS Active Funds: 39:25Recap: 41:17