Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Everett Swain II. Purpose of the Interview The interview aims to: Highlight alternative pathways to high-paying careers without a traditional four-year degree. Showcase how UXD Academy, founded by Everett Swain II, empowers individuals—especially from underserved communities—to leverage AI and design skills for financial and academic freedom. Inspire entrepreneurs and small business owners to embrace AI-driven opportunities. Key Takeaways AI as an Opportunity, Not a Threat AI can amplify human capabilities rather than replace them. Small businesses see 80% positive ROI from AI adoption, making it a major growth lever. Career Without a Degree Over 40% of tech companies no longer require degrees, focusing instead on certifications and portfolios. UXD Academy teaches AI experience design and automation for learners as young as 13. Everett’s Journey Started as a graphic designer, pivoted to UX after self-learning via “YouTube University.” Built UXD Academy to democratize access to tech careers and fight industry gatekeeping. Business Model UXD Academy offers free resources and paid guidance. Created Our Table, an AI experience agency employing top students for real-world projects. Impact on Underserved Communities Programs can transform lives, moving individuals from low-income jobs to salaries of $75K–$140K within 3 years. Focus on youth (starting at age 13) to break cycles of poverty and limited exposure. Future AI Trends for Small Businesses AI agents, automated workflows, and AI-powered customer experiences will dominate in the next 12–18 months. Legacy Everett aims to help 100,000 youth create their own reality through tech education. Notable Quotes On AI’s role:“Think of AI as the smartest intern you know—you can train it to work specifically for you.” On education:“You don’t need a degree for what I do. Over 40% of tech companies don’t care about degrees anymore—they care about your portfolio.” On opportunity:“If you follow what I’m telling you, you can change your life in under a year and a half.” On underserved communities:“For the first time in history, people of color can bridge the gap to academic and financial freedom without a four-year degree.” On legacy:“If I can help 100,000 kids create their own reality, that will be my legacy.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Elliot Holland. The managing partner of Guardian Due Diligence.  Here’s a breakdown of the key topics and highlights: Key Themes & Highlights Buying Small Businesses vs. Franchises Holland explains the differences between purchasing a franchise and acquiring an independent business. He highlights the risk-reward balance, noting that franchises offer a structured model, while independent businesses can be more lucrative but require deeper due diligence. Financial Strategies for Business Acquisition He discusses the SBA 7(a) loan program, which allows buyers to acquire businesses with 90-95% financing, making ownership more accessible. Holland explains how leveraging financing can turn a small investment into a million-dollar business. Due Diligence & Avoiding Bad Deals He emphasizes the importance of financial diligence to ensure buyers don’t acquire failing businesses. Holland shares red flags to watch for, such as misleading financials and sellers masking poor performance. Masterclass for First-Time Buyers Holland introduces his Business Buying Masterclass, designed to educate entrepreneurs on the acquisition process. He provides one-on-one coaching, helping buyers navigate financing, negotiations, and deal structuring. Success Stories & Case Studies He shares examples of clients who successfully acquired businesses, including a 24-year-old entrepreneur and a 60-year-old investor. Holland highlights how his expertise helped buyers secure financing, conduct due diligence, and close profitable deals. About Elliot Holland & Guardian Due Diligence Elliot Holland is a Harvard MBA, private equity investor, and business acquisition expert. He founded Guardian Due Diligence to help first-time buyers confidently purchase profitable businesses. His firm specializes in financial diligence, ensuring buyers make informed decisions and avoid costly mistakes. Through his masterclass and consulting, Holland empowers entrepreneurs to build wealth through business ownership. #BEST #STRAW #SHMS  Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

The Steve Harvey Morning Show for Tuesday December 16th, 2025: Steve Harvey's Morning Inspiration | Show Open | Nephew Tommy's Run That Prank Back - "Church Gospel Quiz" | Ask The CLO | Things Steve Hates | Would You Rather | Who Most Likely on the Show | Nephew Tommy's Prank - "Your Wife is Having a Black Baby" | Strawberry Letter - "I Can Tell by the Smell" Parts 1-2 | What Puts You in the Christmas Spirit | Social Media Advice | Did You Follow Your Childhood Dreams | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sauda Johnson McNeal. To highlight Sauda Johnson McNeal’s journey from a successful law career to filmmaking. To discuss her new film “Love the Skin You’re In”, its themes, production process, and personal significance. To inspire entrepreneurs and creatives to pursue their passions while balancing purpose and practicality. Key Takeaways Career Transition & Dual Roles Sauda started as an actor, realized the instability, and pursued law for financial security. Maintains dual careers: education attorney and filmmaker, blending purpose (helping youth) and passion (storytelling). Film Details Title: Love the Skin You’re In. Themes: Self-love, family healing, caretaking, and African-American experiences. Cast includes Wendy Raquel Robinson, Marla Gibbs, and Oba Babatundé. Release: Limited theatrical run (Dec 17–23 in North Hollywood), streaming planned for February 2026 (Black History Month). Production Challenges Unexpected permit issues caused shutdowns. Tight 4-week shooting schedule due to budget constraints. Importance of leveraging relationships and calling in favors for casting and resources. Personal Connection Story inspired by Sauda’s own struggles with self-worth during college. Emphasizes therapy, faith, and support systems in overcoming self-doubt. Entrepreneurial Insight First project was self-financed; future plans include raising private equity for films. Goal: Maintain creative control while expanding opportunities for others. Impact & Audience Takeaway Encourages self-acceptance and repairing family relationships. Resonates with men on fatherhood and emotional presence. Highlights the underappreciated role of caretakers. Notable Quotes On purpose and passion:“My purpose is to help young people. My passion is this filmmaking business.” On self-love:“Love the skin you’re in is about total self-acceptance regardless of where you are on your journey.” On overcoming fear:“Film is unpredictable… I said, okay, the other fears—do it anyway.” On family relationships:“We are not promised tomorrow… Fix these family relationships if they’re possible to be fixed.” On entrepreneurial mindset:“I absolutely would like to use other people’s money… but keep creative control.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Booker T. Washington. 🎯 Purpose of the Interview To spotlight Booker T. Washington’s innovative work in real estate development—specifically his creation of micro home communities in Atlanta—and to inspire underserved communities to pursue homeownership as a path to wealth, stability, and empowerment. 🧭 Key Takeaways 1. Vision Behind Teche Homes Teche Homes builds micro home communities (not tiny homes) ranging from 400–1000 sq ft. Focused on affordable, accessible homeownership in urban areas, especially for Black communities. Projects aim to revitalize blighted neighborhoods and promote reverse gentrification. 2. Flagship Projects South Park Cottages: 29 homes on 2.8 acres in College Park, GA. Sold out before construction. Union Park Cottages: 26 homes + coffee shop in Union City, GA. First mixed-use micro home community in the U.S. Upcoming: The Park at Brawley in partnership with Killer Mike and Shay Render. 3. Affordability & Impact Average home price: $180K–$220K. Average buyer: 40 years old, $80K+ income. Mortgage: ~$1,800/month—comparable to rent in metro areas. Emphasis on ownership over renting to build generational wealth. 4. Community Features Full-size appliances, smart home tech (e.g., palm readers, motion lights). Shared amenities: gardens, grills, walking paths. No garages—shared parking to maximize land use. 5. Social Mission Tackles systemic issues: housing inequality, food deserts, underfunded schools. Generates tax revenue to support local services (e.g., teachers, police). Promotes “pride of ownership” and community uplift. 6. National Raffle $250 entry for a chance to win a fully furnished $250K home. Proceeds support down payment assistance and homeownership education. Winner announced Christmas Eve. 💬 Notable Quotes “You’re not locked out. You’ve just been stifled with a vision of home availability that you don’t know you can get.” “We call it reverse gentrification.” “You can’t allow your dreams to just sit inside of you… they’re God dreams.” “We took a $150K piece of dirt and turned it into $6.3M of real estate value.” “Faith without works is dead. And we do a lot of non-work in some of these Black communities.” “You’ve given away $240,000 in rent by age 37. That’s your down payment.” 🔗 Call to Action Website: techie-homes.com Instagram: @techiehomes | @mrbookert #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Brittany Benson. *** ### **Purpose of the Interview** The interview on *Money Making Conversations Masterclass* aimed to: *   Showcase Brittany Benson’s journey as a **brand strategist**, **AI consultant**, and founder of **The Branding Bar**.*   Educate entrepreneurs and small business owners on **branding**, **social media strategy**, and the **impact of AI** on marketing.*   Inspire listeners to leverage technology and consistency to build authentic brands. *** ### **Key Takeaways** 1.  **Early Branding Journey**    *   Brittany unknowingly started building her brand in college through her TV show *On the Air with Brittany B*.    *   She leveraged early platforms like YouTube and Facebook before “social media” was a term. 2.  **Consistency is Key**    *   Success in branding comes from **consistent engagement**, even before monetization was possible.    *   Brittany grew her Instagram following to over 130,000 by focusing on consistency rather than chasing trends. 3.  **Influencer Myth**    *   Large follower counts don’t guarantee success; **engagement matters more than numbers**.    *   “If I have 2,500 followers who listen to me, that’s more powerful than 100,000 who don’t.” 4.  **Paid vs. Organic Growth**    *   Paid ads can help, but **organic growth builds trust**.    *   Best practice: build an organic base first, then use paid ads to amplify. 5.  **Pivot to AI**    *   Brittany pivoted from a traditional social media agency to **AI-driven branding solutions**.    *   She creates **AI twins** for business owners—digital replicas that can produce content without the owner being physically present. 6.  **Generative AI in Marketing**    *   AI tools can create graphics, videos, and even voice clones.    *   Brittany emphasizes AI as a **tool to enhance workflow**, not replace human creativity. 7.  **Consulting Approach**    *   Offers strategy calls to identify problems and recommend AI tools.    *   Services range from **strategy planning**, **consulting**, to **done-for-you solutions**. *** ### **Notable Quotes** *   **On branding:**      *“I was always building a brand, even when I didn’t realize I was building a brand.”* *   **On engagement vs. followers:**      *“If I have 2,500 followers who listen to me, that’s more powerful than 100,000 who don’t.”* *   **On AI’s role:**      *“AI is just a tool. It’s not going to replace your job—it still needs human direction.”* *   **On staying ahead:**      *“I’ve been told I have the gift of insight to see what’s coming, even if it’s not popular yet.”* *   **On her pivot:**      *“I started generating AI twins for business owners so they could show up online without showing up.”* *** #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Felecia Hatcher. Purpose of the Interview To spotlight Black Ambition, a national initiative founded by Pharrell Williams that funds and mentors Black and Brown entrepreneurs. To promote the upcoming Black Ambition Demo Day and Fundable Founders Forum in Miami. To inspire entrepreneurs by sharing insights on scaling businesses, accessing resources, and building wealth. Key Takeaways About Black Ambition Founded by Pharrell Williams to close the opportunity gap for Black and Hispanic entrepreneurs. Has invested in 131 companies over five years. Provides capital, mentorship, and holistic support (including mental health). Event Details Demo Day (Nov 14): Entrepreneurs pitch and receive funding. Fundable Founders Forum (Nov 15): Masterclasses with industry leaders like Steve Stoute, Nancy Twine, and Linda Clemens. Focus on actionable strategies, not just inspiration. Competition Structure Annual national competition with 2,500–3,000 applications. Categories include HBCU founders, national finalists, top prize winners, and people’s choice. Process: Applications → 250 semifinalists → 3-month cohort → Top 20–25 awarded funding. Challenges & Advice Many entrepreneurs fail due to rushed applications and lack of preparation. Success requires persistence: “Apply again” if you fail. Building a team is essential—Black Ambition does not invest in solopreneurs. Impact on Black Women Fastest-growing group of entrepreneurs but often limited by resources. Need to shift from solopreneurship to team-building for scalability. Pharrell’s Motivation Believes in democratizing opportunity. Inspired by those who invested in him early in his career. Goal: Close wealth and opportunity gaps quickly—“Wealth has a need for speed.” How to Get Involved Visit blackambitionprize.com and join the newsletter for alerts and resources. Past winners share insights in info sessions. Notable Quotes On closing gaps:“People are too comfortable wasting the time of Black entrepreneurs with misaligned resources and low vibrational mentorship.” On persistence:“If it doesn’t work on you in that moment, it works for you in that moment. Either way, it works.” On Pharrell’s vision:“Talent is not equally distributed by zip code, but opportunity can be.” On entrepreneurship mindset:“We have to start enjoying the process that molds us, not just say, ‘I didn’t make it, I’m upset.’” On Black women entrepreneurs:“They’re the fastest growing, but largely solopreneurs. We need them to think about building teams.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Jamal Harrison Bryant. 🎙️ Interview Summary: Dr. Jamal Bryant Guest: Dr. Jamal Harrison BryantHost: Rushion McDonaldTopic: Faith, leadership, financial literacy, and community empowerment Dr. Jamal Bryant, senior pastor of New Birth Missionary Baptist Church, shares his journey from academic setbacks to becoming one of the most influential voices in faith and social justice. The conversation explores how the Black church can evolve, empower communities economically, and embrace technology and education to uplift future generations. 🔑 Key Takeaways 🏛️ Church Beyond the Walls COVID-19 forced churches to rethink their purpose and expand beyond traditional worship. Over 3,000 people joined New Birth online during the pandemic. “Culture changes every four years, but Black church culture changes every 20. The average church is 15 years behind schedule.” 💰 Financial Literacy & Economic Empowerment The Black church must teach not just tithing, but how to multiply the remaining 90%. Black dollars circulate only 30 minutes in the community, compared to 23 times in Asian communities. “We ask for 10%, but never show people how to multiply the 90.” 🏦 Debt Reduction & Stewardship Dr. Bryant inherited a church with significant debt and reduced it through stewardship, savings, and refinancing. “We got no corporate donations. It was model stewardship and aggressive debt reduction.” 🎓 HBCU Advocacy HBCUs produce the majority of Black professionals in medicine, law, education, and politics. Despite limited resources, they outperform many predominantly white institutions. “North Carolina A&T graduates more Black engineers than any other program in the country.” 📚 Financial Habits & Credit Awareness Many African Americans live at 110% of their income. Dr. Bryant promotes the 10-10-80 rule: save 10%, give 10%, live on 80%. “We have housewarming parties for apartments… we don’t talk about homeownership.” 🌍 Personal Journey & Mentorship Failed 11th grade, earned a GED, became the first GED student to attend Morehouse. Interned for Nelson Mandela, earned a master’s from Duke, and became the youngest NAACP youth director. “You can’t achieve success by yourself. Everywhere I went, someone stepped in and moved me forward.” 🕊️ Role of the Church The church should be a “recycling center” for discarded lives, transforming people spiritually and socially. “You can come as you are. Just be clear, you won’t stay as you are.” 💬 Notable Quotes “Your revenue is in your reflection.” “The church must be high-tech and high-touch.” “We don’t like to sit down. We like to dance and dribble.” “People are dying from a lack of knowledge.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Gerron Duhon. Purpose of the Interview The conversation aimed to: Highlight the importance of financial literacy for young adults. Share Jerron Duhon’s personal journey from Lake Charles, Louisiana, to Yale University and into holistic financial planning. Promote his book “The Purpose of Paper”, which focuses on building generational wealth and breaking harmful financial habits. Key Takeaways Personal Journey & Identity Shift Jerron used football as a “meal ticket” to escape his hometown, but a concussion ended his athletic career, causing an identity crisis. He pivoted toward financial education and wealth creation, emphasizing long-term planning. Misconceptions About Wealth Many young adults believe wealth comes quickly through gambling, sports betting, or flashy investments. Social media fuels the desire to display wealth rather than build wealth, leading to poor financial decisions. Financial Habits & Framework Jerron introduced his AIMS framework: Awareness: Know your current financial state. Intention: Set clear goals and reverse-engineer steps. Mindset Change: Focus on future self, not old habits. Systems: Automate savings and investments to reduce reliance on willpower. Faith and Finance Connection Principles like self-control, patience, and hope—fruits of the spirit—are essential for financial discipline. “Faith without works is dead” applies to money: belief must be paired with action. Generational Wealth Gerron stresses taking ownership of your financial future rather than leaving the burden to your children. Investing should be strategic and long-term, not like playing the lottery. Practical Advice Start small but consistent (e.g., $150/month). Use modern tools like Robinhood for stock investing. Shift from being a consumer to an owner (invest in companies you use). Notable Quotes “Football was my meal ticket… but I realized I didn’t dream far enough.” “We connect our financial decisions to display wealth instead of to build wealth.” “Faith without works is dead—just like in finances.” “Are you going to be the one that changes your generation, or will you leave that pressure on your children?” “Good advice is timeless.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed James Green. Purpose of the Interview The interview aimed to showcase James Green’s entrepreneurial journey as the founder of KyuTeaCo (Kyushu Tea Company), a premium tea brand focused on curating authentic Japanese tea experiences. It highlighted his unique position as an African-American entrepreneur bridging cultures, his passion for tea, and his mission to educate consumers about tea’s health benefits and heritage. Key Takeaways Background & Inspiration James Green grew up in Atlanta, studied international business and Japanese, and lived in Japan for five years. His passion for tea began during a high school exchange program in Fukuoka, Japan, and deepened through cultural immersion. Business Model KyuTeaCo  partners with eight small, organic tea-growing families in Kyushu, Japan. Direct-to-consumer and B2B approach: e-commerce platform launching soon, plus partnerships with cafes. Simplified supply chain: Farmers → Kuti Co → Customer (eliminates middlemen, ensures fair pay for farmers). Mission & Differentiation Focus on storytelling and cultural connection, not just selling tea. Educates consumers on tea’s health benefits (e.g., reducing hypertension and diabetes risks). Premium curated experience vs. mass-market tea brands. Challenges & Lessons Kickstarter campaign failed due to lack of collaborators and marketing reach. Learned importance of storytelling and emotional connection for crowdfunding success. Social Impact “11% for Good” Program: 11% of every sale goes to sustainability efforts for Japanese tea farming. Name significance: “11” in Japanese sounds like “ii,” meaning “good.” Future Plans Launching e-commerce in January. Exploring subscription models and virtual tea tastings. Goal: Build a brand that consumers care about through cultural education and premium experiences. Notable Quotes On launching a business:“I’m learning now more than anything, just launch it. Just go. You’ll build it brick by brick, day by day.” On cultural connection:“We’re not just selling tea; we’re telling the stories of Kyushu and these families. It’s about legacy and sustainability.” On social impact:“Every bag of tea someone buys, 11% goes toward rehabilitating the Japanese tea industry. We’re investing in their futures.” On entrepreneurship:“Anybody can sell a product. What we’re doing is creating an experience and educating people about the culture behind it.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.