Episode 3: How to be ok with risk

There’s no way around it: kids can be expensive. So, how can you prepare for the cost of having them? How do you budget the needs versus wants? And how do you impart financial knowledge to them as they grow up? In this episode, Melissa speaks with Bridget Casey, founder of the millennial personal finance site Money After Graduation. They share their personal and professional money tips. It’s never too early (or too late) for important financial lessons.

If you asked the Money Moves team a year ago, this isn’t the life we expected we’d be living. All of life’s unexpected turns have the possibility of financial ramifications. Are you ready for that? In this episode, Melissa gets personal about how her savings fund helped their family in unexpected ways over the last six years. Plus, we hear from Niranjan Vivekanandan, the vice president of term investments and savings at RBC, who delves into everything you need to know about saving and preparing for the unexpected.

This episode is all about what you need to know as a first-time homebuyer. Melissa reflects on buying her first home and speaks to a recent first-time buyer out in Nova Scotia to find out how she made it happen. Then, we hear from Odeen Ecclestone, a Toronto-based real estate agent to get some insights from one of Canada’s hottest housing markets. Plus, Melissa speaks to RBC’s Ian Kwan about what you should do if you’re thinking about buying.

Money expert Melissa Leong is back by popular demand for another season of Money Moves.

Making improvements in life is all about habits. So how do we make good ones for long-term investing success? In the last episode of Money Moves, Melissa asks RBC’s Rajan Bansi (her new friend) for his tips to keep you on track for your financial goals.

Technology is transforming every corner of our lives – and that includes its impact on our money. In this episode, we delve into how technology is affecting the way we invest. Melissa chats with fellow personal finance podcaster Jessica Moorhouse, plus we hear from several industry experts about how they think tech will change investing in the next five years. 

Can money have morals? When it comes to investing in companies, who decides what’s right and wrong with business practices and standards? If you want your money to be an extension of your values, this episode is for you. Melissa speaks with Melanie Adams, RBC’s head of the corporate governance and responsible investment team to better understand ethics and investing.

Most people are inherently risk averse, but all investing involves an element of risk. So how do you balance the two? Melissa shares stories about her risk tolerance and we hear from her husband about his introduction into the stock market at 17. Plus, Melissa talks with Stu Kedwell of RBC’s global asset management about building investor resilience.

We hear the story of how Anne Koyama got into investing and used those investments to start her own business, Koyama Press. Plus, we speak to John Bai, the President and CEO of RBC’s Direct Investing to learn how the pros do it. Melissa provides her key takeaways that the average investor can use.

On the first episode of Money Moves, we hear from Melissa’s dad about his shoebox saving strategy for his kids. We also get candid with fellow personal finance podcaster and money expert Bruce Sellery about lessons learned. Melissa shares her takeaways for things to know when getting started on your investing journey.