Build With Bitcoin

This recap by co-hosts Lynne Bairstow and Israel Munoz pulls seven recent conversations into one map of where the industry is actually going: financial services for long-term holders, custody that can survive real incidents, financial infrastructure, regulation that both constrains and professionalizes the market, and the convergence of energy with AI and Bitcoin. For founders and operators, the through-line is simple. The asset class is maturing. The companies that win from here will not just sell exposure. They will own a durable slice of custody, savings, credit, energy, or agentic finance built on Bitcoin. ⏤ ⏤ ⏤ 🌴 Join us at Mita TechTalks 2026 — an invitation-only gathering for executives, family offices, and industry leaders exploring the future of capital through Bitcoin, AI, and Energy. Oct 25-27, Punta Mita. Request your invitation: https://2026.mitatechtalks.com/ ⚡ Get personalized onboarding at River for Bitcoin-only financial services: https://partner.river.com/buildwithbitcoin⏤ ⏤ ⏤ Chapters 00:00 Introduction to the episode and recent highlights 02:09 Overview of featured guests and their focus areas 04:10 Growth of Bitcoin services for long-term holders 07:04 Evolution of custody solutions after security breaches 14:07 Regulatory landscape and notable legal cases 24:12 Convergence of energy, AI, and Bitcoin technologies 28:11 Emerging business models and future outlook References https://www.buildwithbitcoin.xyz/https://x.com/BuildwBitcoin⏤ ⏤ ⏤ ❗ DISCLAIMER: This show is for entertainment purposes only. Before making any decisions, consult a professional.

Thinking is becoming a manufactured good. Liam Nelson of Early Riders walks through the Singularity Stack — the conversion chain from raw energy to compute, models, harnesses, agents, and final settlement, and why Bitcoin sits at the end of that stack. This is a builder-and-allocator conversation: energy bottlenecks, the economics of models vs. harnesses, agent-to-agent markets, and why technological deflation and hard money pull in opposite directions. If you allocate capital, build infrastructure, or think in Bitcoin as the hurdle rate, this is the map. ⏤ ⏤ ⏤ 🌴 Join us at Mita TechTalks 2026 — an exclusive gathering for operators, family offices, and industry leaders exploring the future of capital through Bitcoin, AI, and Energy. Oct 25-27, Punta Mita. Request your invitation: https://2026.mitatechtalks.com/ ⚡ Get personalized onboarding at River for Bitcoin-only financial services: https://partner.river.com/buildwithbitcoin⏤ ⏤ ⏤ Chapters 00:00 Introduction to Liam Nelson and Early Riders 03:45 The shift from high to low time preference investing 04:37 Creating the Singularity Stack: framework and motivation 05:36 AI adoption and parallels with internet growth 06:28 The analogy of electricity and technological progress 13:24 The nine layers of the Singularity Stack 22:24 Energy as the foundation of the stack 26:28 Energy bottlenecks and infrastructure challenges 33:03 Models, harnesses, and the economics of AI models 37:55 The role of agents, identity, and coordination 44:24 Innovations like Hugging Face and open source robots 45:33 The agent to agent economy and future productivity 50:22 Inflation versus deflation in technology and money 55:01 Key takeaways and future opportunities Resources https://earlyriders.com/ https://earlyriders.com/singularity-stack/ Build With Bitcoin: https://www.buildwithbitcoin.xyz/ https://x.com/BuildwBitcoin ⏤ ⏤ ⏤ ❗ DISCLAIMER: This show is for entertainment purposes only. Before making any decisions consult a professional.

Emily Barron, CEO and co-founder of Zaria, on why Bitcoin is becoming institutional collateral — and why servicing, not origination, is the bottleneck. Zaria builds the operational backbone for digital asset-backed loans: 24/7 collateral monitoring, primary and backup servicing, agency functions, and advisory. Emily traces the path from capital-markets work to Bitcoin collateral, the post-2022 reset in digital-asset lending, and Zaria’s bid to become a national trust bank so structured credit can treat BTC like a real fiduciary asset. ⏤ ⏤ ⏤ 🌴 Join us at Mita TechTalks 2026 — an exclusive gathering for operators, family offices, and industry leaders exploring the future of capital through Bitcoin, AI, and Energy. Oct 25-27, Punta Mita. Request your invitation: https://2026.mitatechtalks.com/ ⚡ Get personalized onboarding at River for Bitcoin-only financial services: https://partner.river.com/buildwithbitcoin⏤ ⏤ ⏤ Chapters 00:00 Introduction to Emily Barron and Zaria 03:54 The founding story of Zaria and its core mission 09:05 Why Bitcoin is a unique collateral asset 11:59 Recent market developments and institutional involvement 18:07 Zaria's product offerings and market strategy 24:07 Lessons from market crises and the resilience of Bitcoin-backed loans 30:04 Regulatory landscape and future opportunities 35:47 Building a trust bank for digital assets 41:46 Funding, growth, and competitive landscape 50:02 Risks, challenges, and the future of digital asset finance Resources https://zaria.xyz/ Build With Bitcoin: https://www.buildwithbitcoin.xyz/https://x.com/BuildwBitcoin ⏤ ⏤ ⏤ ❗ DISCLAIMER: This show is for entertainment purposes only. Before making any decisions consult a professional.

In this episode, Stu Lackey, CEO and co-founder of Sound HSA, explains how Bitcoin can live inside a Health Savings Account — not as an ETF, but as actual bitcoin in a self-directed, tax-advantaged HSA. Stu covers why HSAs are one of the strongest vehicles in the U.S. tax code and why pairing them with bitcoin’s fixed supply fits rising healthcare costs. He walks through how SOUND HSA works: cash in, buy real bitcoin, multi-sig custody, an IRS-designated trustee, and the path from idea to live product. You’ll also hear the founder story — two decades in health-tech, the balance-sheet moment that crystallized the idea, partnerships, and building a compliant product on existing HSA rails. ⏤ ⏤ ⏤ 🌴 Join us at Mita TechTalks 2026 — an exclusive gathering for operators, family offices, and industry leaders exploring the future of capital through Bitcoin, AI, and Energy. Oct 25-27, Punta Mita. Request your invitation: https://2026.mitatechtalks.com/ ⚡ Get personalized onboarding at River for Bitcoin-only financial services: https://partner.river.com/buildwithbitcoin⏤ ⏤ ⏤ Chapters 00:00 Introduction to Stu Lackey and Sound HSA 02:10 Stu's background in healthcare and discovery of Bitcoin 04:00 What is an HSA and its benefits 06:48 The vision for integrating Bitcoin into HSAs 09:58 Market opportunity and initial conviction 16:48 How the Sound HSA product works step-by-step 20:00 Custody, partnerships, and security measures 25:00 Business model, monetization, and fundraising journey 28:59 Use of funds and growth strategy 32:04 Bitcoin treasury management and long-term vision 35:49 Go-to-market strategy and customer acquisition 40:01 Innovative features like move-to-earn and wellness programs 43:12 Advice for newcomers and industry outlook 52:04 Getting involved and final thoughts Resources: https://soundhsa.com/ Build With Bitcoin: https://www.buildwithbitcoin.xyz/https://x.com/BuildwBitcoin ⏤ ⏤ ⏤ ❗ DISCLAIMER: This show is for entertainment purposes only. Before making any decisions consult a professional.

Cory Klippsten, founder and CEO of Swan Bitcoin, discusses recent hardware wallet vulnerabilities, the realities of self-custody, and rebuilding trust after security incidents. He covers Swan’s custody options, industry consolidation in Bitcoin hardware, and lessons from six years of building, from education and institutional clients to long-term thinking and community. A grounded conversation on security, trust, and building lasting infrastructure on Bitcoin. ⏤ ⏤ ⏤ 🌴 Join us at Mita TechTalks 2026 — an exclusive gathering for operators, family offices, and industry leaders exploring the future of capital through Bitcoin, AI, and Energy. Oct 25-27, Punta Mita. Request your invitation: https://2026.mitatechtalks.com/ ⚡ Get personalized onboarding at River for Bitcoin-only financial services: https://partner.river.com/buildwithbitcoin⏤ ⏤ ⏤ Chapters 00:00 Introduction to Cory and Swan Bitcoin 01:45 Recent security vulnerability in Cold Card wallets 05:48 Swan's custody offerings 08:13 Cory's background and vision for Swan 11:53 The importance of education in Bitcoin adoption 15:50 Security best practices and industry standards 20:13 Venture in Bitcoin 23:55 Balancing usability and security 35:55 The role of Bitcoin in resisting tyranny 42:01 Supporting Bitcoin innovation and ecosystem growth 45:51 Resources for new Bitcoin learners Educational resources: https://www.swanbitcoin.com/inventing-bitcoin/ https://www.swanbitcoin.com/canon/bitcoin-101/ https://welcome.swanbitcoin.com/ Bitcoin Season Film: https://www.youtube.com/watch?v=vaHDsOt2Ovk Build With Bitcoin: https://www.buildwithbitcoin.xyz/https://x.com/BuildwBitcoin ⏤ ⏤ ⏤ ❗ DISCLAIMER: This show is for entertainment purposes only. Before making any decisions, consult a professional.

In this episode, Ruben Zweiban and Nico Lechuga of Orange Juice share a different model of private equity: fully acquiring cash-flow businesses, optimizing them with AI, and holding Bitcoin on the balance sheet. They explain why complete ownership beats traditional PE structures, how AI drives operational leverage, the realities of fundraising for this approach, and why pairing real cash flow with a Bitcoin treasury creates a more resilient, uncorrelated strategy. A practical conversation for founders, operators, and Bitcoin-native investors focused on sound capital allocation. ⏤ ⏤ ⏤ 🌴 Join us at Mita TechTalks 2026 — an exclusive gathering for operators, family offices, and industry leaders exploring the future of capital through Bitcoin, AI, and Energy. Oct 25-27, Punta Mita. Request your invitation: https://2026.mitatechtalks.com/ ⚡ Get personalized onboarding at River for Bitcoin-only financial services: https://partner.river.com/buildwithbitcoin⏤ ⏤ ⏤ Chapters 00:00 Introduction to Orange Juice and Guests 01:01 What is Orange Juice? The Investment Vehicle 02:19 Difference Between Ego Death Capital and Orange Juice 05:26 Ideal Business Profiles for Orange Juice 07:52 Market Trends and Deal Sourcing 10:45 Team and Leadership at Orange Juice 18:41 Hold Strategy and Long-Term Vision 22:23 Fundraising Experience and Challenges 29:58 Bitcoin Treasury Operations and Mechanics 36:14 Deal Flow and Acquisition Strategy 40:41 Competitive Advantage and First Mover Strategy 44:27 Short-Term Goals and Success Metrics 45:29 Vision for Orange Juice's Future and Public Markets References https://orangejuice.com/ https://www.buildwithbitcoin.xyz/https://x.com/BuildwBitcoin ⏤ ⏤ ⏤ ❗ DISCLAIMER: This show is for entertainment purposes only. Before making any decisions consult a professional.

In this episode, Lauren Rodriguez shares the story of her husband Keonne’s legal battle over Samurai Wallet. We explore the real risks facing innovators in Bitcoin privacy tools and the urgent need for regulatory clarity. The conversation examines what this case means for open-source development, privacy technology, and the future of Bitcoin innovation. If you’re building on the protocol or care about the freedom to innovate, this episode delivers essential perspective for every entrepreneur in the space. ⏤ ⏤ ⏤ 🌴 Join us at Mita TechTalks 2026 — an invitation-only gathering for executives, family offices, and industry leaders exploring the future of capital through Bitcoin, AI, and Energy. Oct 25-27, Punta Mita. Request your invitation: https://2026.mitatechtalks.com/ ⚡ Get personalized onboarding at River for Bitcoin-only financial services: https://partner.river.com/buildwithbitcoin⏤ ⏤ ⏤ Chapters 00:00 Introduction to the Case of Samurai Wallet 03:36 The Arrest and Initial Reactions 06:54 Legal Framework and Compliance 09:51 Prosecution's Approach and Evidence 12:57 Judicial Proceedings and Challenges 15:44 Plea Deal and Its Implications 18:46 Public Perception and Misunderstandings 21:59 The Impact of Innovation on Legal Systems 27:35 Understanding CoinJoin and User Control 31:15 Keonne's Vision and Background in Bitcoin 35:08 The Impact of Legal Challenges on Innovators 37:35 Navigating Innovation in a Hostile Jurisdiction 41:01 The Chilling Effect on Development 45:46 Seeking Justice: The Path to a Presidential Pardon References https://billandkeonne.org/ https://www.change.org/p/stand-up-for-freedom-pardon-the-innocent-coders-jailed-for-building-privacy-tools https://x.com/BuildwBitcoin ⏤ ⏤ ⏤ ❗ DISCLAIMER: This show is for entertainment purposes only. Before making any decisions consult a professional.

Prashanth, CEO of Bringin, shares his journey from India to Europe and the real challenges of building Bitcoin infrastructure that works across borders. We explore how Bringin enables seamless Lightning-powered Bitcoin payments, the regulatory realities of scaling infrastructure, and what the future of global Bitcoin payments looks like, from a founder who is shipping it today. Key topics: •⁠ ⁠Prashanth’s path from India to Europe •⁠ ⁠Building production-grade Bitcoin infrastructure •⁠ ⁠Lightning Network for cross-border transactions •⁠ ⁠Regulatory hurdles and scaling Bitcoin payments globally ⏤ ⏤ ⏤ 🌴 Join us at Mita TechTalks 2026 — an invitation-only gathering for executives, family offices, and industry leaders exploring the future of capital through Bitcoin, AI, and Energy. Oct 25-27, Punta Mita. Request your invitation: https://2026.mitatechtalks.com/ ⚡ Get personalized onboarding at River for Bitcoin-only financial services: https://partner.river.com/buildwithbitcoin⏤ ⏤ ⏤ Chapters 00:00 Introduction to Prashanth and Bringin 09:55 Understanding Bringin's Services 13:06 Market Insights and User Demographics 16:09 Regulatory Landscape and Challenges 18:52 Building Bringin: The Founder’s Journey 22:00 Future Expansion and User Experience 27:22 Understanding Customer Needs in Product Development 31:33 Leveraging Bitcoin for Global Value Transfer 32:56 The Role of Lightning Network in Transactions 39:56 Impact of Bitcoin Price on Transaction Volumes 42:25 Organic Growth Strategies for Bringin 44:42 Future Expansion Plans and Market Strategy References https://x.com/bringinxyzhttps://x.com/prashanthc123 https://x.com/BuildwBitcoin ⏤ ⏤ ⏤ ❗ DISCLAIMER: This show is for entertainment purposes only. Before making any decisions consult a professional.

In this highlights episode, hosts Israel and Lynne reflect on five recent conversations with leading voices in Bitcoin. They celebrate hitting the 100-episode milestone and synthesize the key themes that emerged across the discussions. From Bitcoin’s role as a foundational protocol for innovation to rapid adoption across emerging markets and the Global South, the conversations explored both the technical and human sides of building on Bitcoin. The hosts dive into the untapped programmability of the protocol, the ongoing challenges around narrative and user experience, and the growing intersection between Bitcoin and AI — including how Bitcoin could serve as a neutral medium for AI agents in a deflationary future. Whether you’re a builder, entrepreneur, or developer working on the protocol, this episode distills the most important signals from recent discussions and where the Bitcoin ecosystem is heading next. ⏤ ⏤ ⏤ 🌴 Join us at Mita TechTalks 2026 — an invitation-only gathering for executives, family offices, and industry leaders exploring the future of capital through Bitcoin, AI, and Energy. Oct 25-27, Punta Mita. Request your invitation: https://2026.mitatechtalks.com/ ⚡ Get personalized onboarding at River for Bitcoin-only financial services: https://partner.river.com/buildwithbitcoin⏤ ⏤ ⏤ Chapters 00:00 Introduction and Summary 04:34 Bitcoin as a Protocol: Building the Future 09:16 Emerging Markets: Bitcoin's Rapid Adoption 14:59 User Experience and Narrative Challenges 18:50 Unlocking Bitcoin's Programmability 21:18 AI and Bitcoin: A Converging Future References https://www.buildwithbitcoin.xyz/https://x.com/BuildwBitcoin⏤ ⏤ ⏤ ❗ DISCLAIMER: This show is for entertainment purposes only. Before making any decisions consult a professional.

Fernando Nikolic joins us to explore Bitcoin’s evolving narrative from the inside. After moving from Argentina and contributing at Blockstream, he founded Perception, a narrative intelligence platform that tracks and distills real-time conversations around Bitcoin and digital assets. In this episode, Fernando breaks down why empathy and sharper storytelling have become strategic advantages for Bitcoin adoption. He shares practical lessons on communicating Bitcoin effectively, navigating narrative clarity in an AI-driven world, and what it takes to build in this space. A valuable conversation for founders and builders looking to cut through the noise and shape Bitcoin’s next chapter. ⏤ ⏤ ⏤ 🌴 Join us at Mita TechTalks 2026 — an invitation-only gathering for executives, family offices, and industry leaders exploring the future of capital through Bitcoin, AI, and Energy. Oct 25-27, Punta Mita. Request your invitation: https://2026.mitatechtalks.com/ ⚡ Get personalized onboarding at River for Bitcoin-only financial services: https://partner.river.com/buildwithbitcoin⏤ ⏤ ⏤ Chapters 00:00 Introduction 06:04 Fernando's Journey: From Argentina to Bitcoin 12:44 Marketing Challenges in the Bitcoin Space 21:00 The Controversy of Bitcoin's Accessibility 27:27 Introducing Perception: A Narrative Intelligence Platform 30:28 Understanding User Needs in Content Creation 36:40 The Rise of Information Tribes 42:32 Bootstrapping a Business: The Entrepreneurial Journey 50:35 Adapting to Rapid AI Evolution 56:01 Communicating the Bitcoin Narrative Effectively 59:17 TechTalks 2026: Exploring Bitcoin's Future References Perception MCP - https://perception.toBuild With Bitcoin Podcast - https://buildwithbitcoin.com https://x.com/basedlayerhttps://x.com/BuildwBitcoin ⏤ ⏤ ⏤ ❗ DISCLAIMER: This show is for entertainment purposes only. Before making any decisions, consult a professional.