119 : Mindfulness as an Accelerant to Financial Independence with Tracy Collins

On today's episode of the podcast I'm joined again by my new friend, Jenny Wood.Jenny Wood is the founder of Google's Own Your Career program, which helps Google employees increase their impact and influence in their current role and or land their next role.In just a few months, the program scaled from 153 users to tens of thousands of users across Google's global offices & continues to grow like a rocket ship.In today's conversation we discuss:Jenny’s FLIP model for knowing when it’s time to change jobsHow Adam might be failing the FLIP testWeighing comfort vs being bold on the path to financial independenceThe 3 benefits of getting a new jobJenny’s PAVE model for building thought leadershipConnect with Jenny WoodLinkedIn : Jenny WoodWebsite: ItsJennyWood.comText Adam w/ comments or questionsWhenever you are ready, here are 2 ways I can help you: 1. Download my free One-Page Envisioning Exercise to think BIGGER about your life and what's possible for you.2. If you're at or nearing FI, but feel stuck and unable to move forward to your next chapter, let's chat. My 8-week small group coaching program started May 17th. The first group is SOLD OUT but you can JOIN THE WAITLIST. By the end of the 8 week small group program, you will: Have a clear and exciting vision for the next chapter of your life Be able to point to specific and tangible ways you’re already living that vision If you’re ready to finally start living the next chapter of your life, let's chat. Book a no-pressure curiosity call

9 months into my dream job I get called into my boss' officeHe says my team is going away and I have a few months to find a new job or leave Google30 days before the deadline...👇I have a grand total of ZERO job offersThis is rock bottom.If was to survive, something needed to changeMy mindset needed to changeAt rock bottom, I CHOSE two NEW MINDSETS1. The world is abundant with opportunity.2. I don't worry about doing things right or wrong. I take action, which leads to learning, progress and growthEveryday, I began to PRACTICE these new mindsets with this simple affirmations practice1. State the new mindset out loud2. Envision in your mind when this was true in the PAST3. Envision in your mind how this is true in the PRESENT3. Envision in your mind how this is will be true in the FUTURE.Incredible things started to happen:- Job opportunities came from everywhere- I took tons of creative action like emailing the CEO of a startupI ended that 30 days with two job offers:- one internal at Google- one external at a startup.That's right.Thanks to envisioning, I overcame this challenging situation and Im coming up on 14 years at Google, where I've explored and built skills that led to this podcast and my FIRE Starter small group coaching program. Here's the thing though:- It's NOT magic.- It IS using the power of your predicting brain 🧠- It IS planting & watering the seeds (ie. affirmations) of the future you want to create 🌱🧠 Each of us has the power to create our own reality by cultivating our mindset intentionally🧠 What new mindset are you choosing?If you'd like to learn more about choosing your own mindset affirmations I suggest you start with my free envisioning exercise (link below). Text Adam w/ comments or questionsWhenever you are ready, here are 2 ways I can help you: 1. Download my free One-Page Envisioning Exercise to think BIGGER about your life and what's possible for you.2. If you're at or nearing FI, but feel stuck and unable to move forward to your next chapter, let's chat. My 8-week small group coaching program started May 17th. The first group is SOLD OUT but you can JOIN THE WAITLIST. By the end of the 8 week small group program, you will: Have a clear and exciting vision for the next chapter of your life Be able to point to specific and tangible ways you’re already living that vision If you’re ready to finally start living the next chapter of your life, let's chat. Book a no-pressure curiosity call

Podcast Show Notes In this episode: Early Retirement, FIRE, Financial Independence, Mindfulness, with Guest Maggie Tucker Episode Summary: In this episode, Adam Coelho interviews Maggie Tucker, who retired early at the age of 41. They discuss Maggie's journey to financial independence and the steps she took to achieve early retirement. The episode is divided into two parts, with this episode focusing on Maggie's experience eight months after retiring. Guest Bio: Maggie Tucker is a retired corporate professional and a mother of three. After spending 20 years in corporate America, she decided to pursue early retirement and financial independence. Maggie is also the host of the Inside Out Money podcast, where she shares insights on financial independence and personal finance topics. Resources & Books Mentioned: • The Simple Path to Wealth by J.L. Collins Guest Contract Information: Maggie Tucker on LinkedInInside Out Money PodcastInstagram (@InsideOutMoney)Key Takeaways: Maggie and her husband achieved early retirement by avoiding lifestyle inflation and spending less than they earned.Maggie's journey to early retirement was a slow build, with several years of aggressive saving and investing.Maggie emphasizes the importance of tracking expenses and net worth to stay on top of financial goals.They maximized their participation in deferred compensation plans and maximized their contributions to 401k accounts.Maggie highlights the benefits of open and honest conversations about money, which helped her and her husband make better financial decision.The decision to retire early required careful planning and overcoming fears associated with leaving a stable job.Text Adam w/ comments or questionsWhenever you are ready, here are 2 ways I can help you: 1. Download my free One-Page Envisioning Exercise to think BIGGER about your life and what's possible for you.2. If you're at or nearing FI, but feel stuck and unable to move forward to your next chapter, let's chat. My 8-week small group coaching program started May 17th. The first group is SOLD OUT but you can JOIN THE WAITLIST. By the end of the 8 week small group program, you will: Have a clear and exciting vision for the next chapter of your life Be able to point to specific and tangible ways you’re already living that vision If you’re ready to finally start living the next chapter of your life, let's chat. Book a no-pressure curiosity call

I’m excited to bring you an all new meditation that helps you explore your BIG vision by visualizing your ideal day.Your stories create your reality. The practice of visualization helps you plant seeds of the new stories you want to cultivate in your life. Are the stories you're telling yourself helping you get where you want to go?Mindfulness helps you become AWARE of your stories - helpful or unhelpful.This guided meditation helps you get in touch with the stories you're telling yourself.I hope you enjoy this guided meditation.  - Adam CoelhoText Adam w/ comments or questionsWhenever you are ready, here are 2 ways I can help you: 1. Download my free One-Page Envisioning Exercise to think BIGGER about your life and what's possible for you.2. If you're at or nearing FI, but feel stuck and unable to move forward to your next chapter, let's chat. My 8-week small group coaching program started May 17th. The first group is SOLD OUT but you can JOIN THE WAITLIST. By the end of the 8 week small group program, you will: Have a clear and exciting vision for the next chapter of your life Be able to point to specific and tangible ways you’re already living that vision If you’re ready to finally start living the next chapter of your life, let's chat. Book a no-pressure curiosity call

In this episode: Mindfulness, Financial Independence, Painting Murals, Aligning Money with Values, Living in Integrity with FinancesEpisode SummaryIn this episode, Adam interviews Morgan Bricca, a professional mural artist, about her journey to financial independence and how she aligns her money with her values. Morgan shares her story of saving and investing early in life, and how her passion for painting murals led to a successful career. She emphasizes the importance of living in integrity with your finances and finding joy in the present while working towards financial independence.Guest Morgan Bricca• Website: morganmurals.comGuest BioMorgan Bricca is a renowned mural artist who has created beautiful murals, including the one at the Google Community Space in San Francisco. With a background in financial independence and a passion for mindfulness, Morgan combines her artistic talent with her knowledge of personal finance to inspire and empower others.Resources & Books Mentioned• "Your Money or Your Life" by Vicki Robin and Joe Dominguez• "The Millionaire Mind" by T. Harv EkerKey TakeawaysFinancial independence is not just about retiring early, but also about aligning your money with your values and finding joy in the present.Living in integrity with your finances means being intentional about how you spend your money and aligning it with your values.Setting percentage goals can help you allocate your money wisely and prioritize what matters most to you.Donating a portion of your income can bring a sense of purpose and fulfillment to your financial journey.Mindfulness plays a crucial role in finding joy and abundance in the present moment, even while working towards financial independence.Balancing frugality with enjoying life is a personal journey, and it's important to find the right balance that aligns with your values and brings you happiness.Text Adam w/ comments or questionsWhenever you are ready, here are 2 ways I can help you: 1. Download my free One-Page Envisioning Exercise to think BIGGER about your life and what's possible for you.2. If you're at or nearing FI, but feel stuck and unable to move forward to your next chapter, let's chat. My 8-week small group coaching program started May 17th. The first group is SOLD OUT but you can JOIN THE WAITLIST. By the end of the 8 week small group program, you will: Have a clear and exciting vision for the next chapter of your life Be able to point to specific and tangible ways you’re already living that vision If you’re ready to finally start living the next chapter of your life, let's chat. Book a no-pressure curiosity call

Today's guided meditation is focused on creating space within your busy life to invest in yourself.  When we slow down, sit down, and turn our attention inward, something powerful happens.  It's like a snow globe being set down on a table; our mind and body settle, and we can start to see more clearly what's going on inside.  I hope you enjoy the meditation.Text Adam w/ comments or questionsWhenever you are ready, here are 2 ways I can help you: 1. Download my free One-Page Envisioning Exercise to think BIGGER about your life and what's possible for you.2. If you're at or nearing FI, but feel stuck and unable to move forward to your next chapter, let's chat. My 8-week small group coaching program started May 17th. The first group is SOLD OUT but you can JOIN THE WAITLIST. By the end of the 8 week small group program, you will: Have a clear and exciting vision for the next chapter of your life Be able to point to specific and tangible ways you’re already living that vision If you’re ready to finally start living the next chapter of your life, let's chat. Book a no-pressure curiosity call

In this episode: Mindfulness, minimalism, simplicity, the concept of enough, financial independence, entrepreneurshipEpisode SummaryIn this episode, Adam interviews Rose Lounsbury, a minimalist and author, about the concept of enough and the journey towards simplicity. They discuss the challenges of decluttering, the importance of self-compassion, and the ongoing practice of mindfulness. Rose shares her personal journey and insights on finding peace of mind and creating space for what truly matters.Guest BioRose Lounsbury is a minimalist, author, and speaker who helps people simplify their homes and lives. She is a firm believer in the power of decluttering to create more time, space, and freedom. Rose has written a book on minimalism and has given TEDx talks on the subject. She is dedicated to helping others find simplicity and embrace the concept of enough.Guest Contact InformationRose's free 30 Day Simplicity ChallengeWebsite: www.roselounsbury.comInstagram: @roselounsburyRose's TEDx TalkRose's Talk at EconomeRose's Campaign for Ohio HouseResources & Books MentionedZen Habits - Blog by Leo BabautaThe Joy of Less by Francine JayKey TakeawaysDecluttering physical possessions can lead to a greater sense of peace of mind and free time.Letting go of the excess things allows for more focus on self-care and personal well-being.Mindfulness and simplicity are lifelong practices that require self-awareness and self-compassion.The journey to enough involves both external decluttering and internal letting go of patterns and beliefs.Recognize that setbacText Adam w/ comments or questionsWhenever you are ready, here are 2 ways I can help you: 1. Download my free One-Page Envisioning Exercise to think BIGGER about your life and what's possible for you.2. If you're at or nearing FI, but feel stuck and unable to move forward to your next chapter, let's chat. My 8-week small group coaching program started May 17th. The first group is SOLD OUT but you can JOIN THE WAITLIST. By the end of the 8 week small group program, you will: Have a clear and exciting vision for the next chapter of your life Be able to point to specific and tangible ways you’re already living that vision If you’re ready to finally start living the next chapter of your life, let's chat. Book a no-pressure curiosity call

In this episode: Relaxation in the Present Moment MeditationThis mindfulness exercise invites you to leave everything behind for a moment and revel in the profound simplicity of the here and now.Our daily lives are filled with tasks, plans, concerns, obligations to family and work, and so much more. The list goes on.Nonetheless, we have the option to let go of all that has transpired and all that is yet to happen, and merely immerse ourselves in the infinite moment of now, even if it's just for one breath.That's the essence of this meditation practice. It's an opportunity to relax in the uncomplicated act of being conscious of nothing more than this incoming breath and this exiting breath, just as they are, instant by instant, breath by breath.I hope you enjoy this meditation.Text Adam w/ comments or questionsWhenever you are ready, here are 2 ways I can help you: 1. Download my free One-Page Envisioning Exercise to think BIGGER about your life and what's possible for you.2. If you're at or nearing FI, but feel stuck and unable to move forward to your next chapter, let's chat. My 8-week small group coaching program started May 17th. The first group is SOLD OUT but you can JOIN THE WAITLIST. By the end of the 8 week small group program, you will: Have a clear and exciting vision for the next chapter of your life Be able to point to specific and tangible ways you’re already living that vision If you’re ready to finally start living the next chapter of your life, let's chat. Book a no-pressure curiosity call

In this episode: Habits, Personal Development, and Building a Successful Business with Cathryn LaveryEpisode SummaryIn this episode, Adam Coelho interviews Cathryn Lavery, entrepreneur and founder of Best Self Co. They discuss the power of habits, personal development, and the journey of building a successful business. Cathryn shares her story of transitioning from architecture to entrepreneurship, the inspiration behind the Self Journal, and the importance of self-awareness and self-improvement.Guest BioCathryn Lavery is an entrepreneur and the founder of Best Self Co., a company dedicated to helping individuals achieve their goals and live a fulfilling life. She is known for creating the Self Journal, a structured journal designed to help people set and achieve their goals in a 13-week timeframe. Cathryn's passion for personal development and her commitment to helping others have made her an influential figure in the industry.Resources & Books Mentioned• Atomic Habits by James ClearGuest Contact Information• Website: bestself.co• Instagram: @cathrynlavery• Twitter: @cathrynlaveryKey TakeawaysShifting your identity and envisioning the person you want to become can help change your behavior and habits.Pay attention to what is and isn't working in your life, and try different approaches to find what works best for you.Small tweaks and habits over time can lead to significant personal growth and transformation.Focus on being a good example for others, especially for children, as they mirror your actions.Habits are investments in your future self, so choose them wisely and align them with your desired identity.Self-awareness and self-improvement are essential for personal and professional success.Text Adam w/ comments or questionsWhenever you are ready, here are 2 ways I can help you: 1. Download my free One-Page Envisioning Exercise to think BIGGER about your life and what's possible for you.2. If you're at or nearing FI, but feel stuck and unable to move forward to your next chapter, let's chat. My 8-week small group coaching program started May 17th. The first group is SOLD OUT but you can JOIN THE WAITLIST. By the end of the 8 week small group program, you will: Have a clear and exciting vision for the next chapter of your life Be able to point to specific and tangible ways you’re already living that vision If you’re ready to finally start living the next chapter of your life, let's chat. Book a no-pressure curiosity call

In this episode: Starting a Business, Self-Awareness, Overcoming Perfectionism, Finding Purpose, Creativity and Personal Development Episode Summary: Haley shares her personal journey of starting her own business and the challenges she faced along the way. She emphasizes the importance of purpose and self-belief in pursuing entrepreneurial endeavors. Guest Bio: Haley Hoover is the owner of the Sparkling Hippie, LLC, where she specializes in business coaching for wellness-based businesses. With a background in marketing and PR, Haley combines her passion for creativity and personal development to help her clients achieve their goals. Guest Contact Information: • Website: sparklinghippie.com Key Takeaways: • Starting a business is a journey that requires commitment and belief in oneself. • Purpose is crucial in sustaining motivation and overcoming challenges. • Embracing creativity and intuition can lead to personal and professional growth. • Perfectionism can hinder progress, and it's important to trust the process and be adaptable. • Self-awareness and emotional resilience are essential for navigating the ups and downs of entrepreneurship. Guest Name - Key Topics: Text Adam w/ comments or questionsWhenever you are ready, here are 2 ways I can help you: 1. Download my free One-Page Envisioning Exercise to think BIGGER about your life and what's possible for you.2. If you're at or nearing FI, but feel stuck and unable to move forward to your next chapter, let's chat. My 8-week small group coaching program started May 17th. The first group is SOLD OUT but you can JOIN THE WAITLIST. By the end of the 8 week small group program, you will: Have a clear and exciting vision for the next chapter of your life Be able to point to specific and tangible ways you’re already living that vision If you’re ready to finally start living the next chapter of your life, let's chat. Book a no-pressure curiosity call