Money that is Intercontinental Podcast

What actually happens between hitting "send" and your money landing on the other side? In this episode, David, Oneremit's Head of Engineering, walks us through the parts of cross-border payments customers never see — how a payment route gets built and rebuilt in real time, what round-the-clock monitoring actually looks like, and why the hardest part of this job isn't the tech, it's staying reliable at scale. A grounded, no-jargon look at the infrastructure behind every transfer. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit oneremit.substack.com

December is the perfect moment to pause and be intentional about the people who carried your business through the year — your customers, your team, and you. In this episode, we talk about how to close the year by giving back, not just powering down.We discuss simple but meaningful ways to appreciate customers, strengthen relationships, and leave a lasting impression before the year ends. We also explore why doing something thoughtful for your team matters — from recognition and rest to morale-boosting gestures that set the tone for the new year.Finally, the conversation turns inward, highlighting the importance of doing something for yourself as a founder or professional: reflecting, resting, and resetting after a demanding year. This episode is a reminder that ending the year well isn’t about hustle — it’s about gratitude, care, and intention. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit oneremit.substack.com

In this episode, we break down the real reasons international payments fail — and how businesses can avoid costly delays. From simple errors like wrong SWIFT codes to deeper issues like compliance holds, missing documents, and correspondent bank blocks, we unpack the exact points where payments get stuck in the global banking maze.You’ll learn the four most common causes of failed payments, the red flags banks look for, and the essential documents every business must have before sending money overseas. We also share a practical, step-by-step checklist you can use to confirm banking details, verify documents, and ensure your supplier’s bank will actually accept your transfer.To wrap up, we explain how Oneremit helps businesses avoid these problems entirely — by validating details, reviewing documents, and guiding you through the correct process so your international payments land quickly, safely, and without stress.If you’ve ever asked, “Why is my payment delayed?”, this episode gives you the answers — and the tools to prevent it from happening again. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit oneremit.substack.com

In this episode, we explore the subtle practices in international payments that quietly cost SMEs money and increase risk. While obvious scams are rare, many businesses fall victim to norms that feel standard but carry hidden fees, inflated charges, or unnecessary cash commitments. From misunderstood billing cycles and hidden FX markups to extra administrative fees, year-end adjustments, and informal supplier relationships, these small, normalized traps add up over time. Listeners will learn how to spot these risks, question assumptions, and take control of their international payments to protect their business and avoid losing money silently. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit oneremit.substack.com

December is the busiest month of the year for global trade — and one of the trickiest for small and medium businesses. As factories wind down, banks close early, and shipping routes tighten, international payments can take longer than expected. Many SMEs find themselves scrambling to restock, finalize supplier payments, or keep up with customer demand — only to face frustrating delays.In this episode, we unpack what’s really behind the global holiday freeze and how it affects Nigerian businesses trading internationally. You’ll learn:* How shipping slowdowns and payment delays can disrupt your December operations.* The biggest mistakes SMEs make when paying suppliers during this period.* Actionable steps to stay ahead — including when to pay, how to manage FX exposure, and how to prioritize inventory.Finally, we spotlight how Oneremit helps businesses stay in control with faster cross-border settlements, transparent FX rates, and 24/7 payment access — so even during the busiest time of year, your business doesn’t have to slow down.If your suppliers are abroad and your customers are waiting at home, this episode will show you how to bridge the gap and finish the year strong. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit oneremit.substack.com

When it comes to paying school fees abroad, most families think once the transfer is made, the job’s done. But what happens when reality strikes — literally?In this episode, we unpack the hidden risks families face when sending money overseas for tuition. From sudden bank strikes and FX shortages to shifting government policies, we explore how these unseen disruptions can derail your child’s education plans and your peace of mind.You’ll hear about:The real-life chaos behind payment delays and blocked transfers.Why traditional banking channels aren’t always reliable for cross-border payments.The emotional and financial toll families endure when payments fail at the worst possible moment.And most importantly, how platforms like Oneremit help you stay ahead — offering faster, safer, and more transparent international payments that cut through the bottlenecks.Because while you can’t control bank strikes or policy changes, you can control how you send your money. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit oneremit.substack.com

In this special episode, we’re officially introducing Nexus by Oneremit — our brand-new platform built exclusively for paying school fees abroad.For too long, families and students have faced stressful challenges when trying to pay tuition: hidden charges, exchange rate headaches, delays, and sometimes no confirmation at all. These problems cost money, time, and even put education at risk.That’s why we built Nexus. Unlike regular payment features, Nexus is a dedicated tuition payment solution that’s:* Fast — payments go directly to schools.* Transparent — no hidden charges, clear rates.* Secure — giving parents, guardians, and students peace of mind.In this episode, we’ll walk you through how Nexus works, why it’s different, and why it matters. Education is too important for payment delays — and with Nexus, it never will be again. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit oneremit.substack.com

In this episode, we dive into the emotional and financial weight Nigerian families carry when paying for international education. Studying abroad is more than a financial choice — it’s a lifelong dream, often built on years of sacrifice by parents who want the best for their children.But alongside the excitement of a global education comes a hidden challenge: tuition payments. Parents face endless frustrations with banks — from long queues to failed transfers and unclear timelines — while students battle anxiety, worrying that delayed confirmations could affect their registration, visas, or even housing.We explore the real consequences of these delays: late fees, denied course access, and even visa complications. Beyond the financial burden, the emotional toll is heavy — with parents calling children daily for updates and students left embarrassed in front of school finance offices.At the heart of this issue is a system stacked against Nigerian families: high FX markups from traditional banks, the risks of unverified agents, and a lack of transparency that leaves families in the dark about where their money really is.That’s where Oneremit steps in. By offering transparency, speed, trust, and peace of mind, Oneremit makes tuition payments simple and stress-free. Because education abroad is already a huge journey — paying fees shouldn’t add to the struggle.With Oneremit, families can focus less on the payment process and more on what truly matters: investing in dreams with clarity and confidence. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit oneremit.substack.com

In this episode, we unpack why payments are more than just transactions — they are the hidden infrastructure that determines whether Nigerian businesses can truly scale globally.We explore:* Why payments should be seen as critical as electricity, internet, or logistics.* The cost of unreliable rails for SMEs — from broken supply chains to lost trust.* Why Nigerian businesses don’t struggle to receive money, but to send it — and how that one-way gap holds them back.* Real-life case studies: a furniture company sourcing globally and an exporter relying on overseas logistics partners, showing how reliable outbound payments unlock growth.* How trust, speed, and transparency in payments directly translate to credibility, stronger partnerships, and repeat business.Whether you’re an entrepreneur, SME, or corporate looking to go global, this episode will show you why solving payments isn’t optional — it’s the backbone of your future growth.Get started with Oneremit. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit oneremit.substack.com

Cross-border payments are the lifeblood of Africa’s trade, remittances, and economic growth — but sending money across African borders is still too costly, too slow, and too complicated. In this episode, we explore the challenges holding the industry back, from high fees and FX losses to fragmented regulations.We also spotlight the innovations reshaping the space like Oneremit, mobile money interoperability, and the potential of blockchain. With Africa’s $3.4 trillion AfCFTA market on the horizon, seamless payments aren’t just convenient — they’re essential.Whether you’re a business owner or a student abroad, this episode breaks down how smarter, faster, and more transparent payments can unlock opportunity across the continent. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit oneremit.substack.com