Evergreen Exchange

In today's podcast, Wealth Consultant, Kaeli Kaainoa, CFP®, sits down with our Senior Analyst, Gherman Howell for a deep dive into the past 18 months for equity markets, focusing on the so-called "Magnificent 7" – Apple, Microsoft, Nvidia, Google, Amazon, Meta, and Tesla. After the rotation to value in 2022, these tech giants reached a trough toward the end of the year, setting the stage for a remarkable recovery. They explore pivotal innovations, such as Microsoft's integration of OpenAI's ChatGPT and Nvidia’s AI-optimized chips, which fueled a resurgence in tech. The discussion highlights the immense influence of the Magnificent 7, now comprising 37% of the S&P 500, and how that stacks up globally. They compare and contrast each company, shedding light on key market sentiments and differentiators.

In our latest podcast, one of Evergreen Gavekal’s seasoned CFP® & CEPA professionals, Kaeli Kaainoa, sits down with our newest hire, Melissa Hilty, an attorney with an LLM in Taxation and over 15 years of experience with the IRS. They discuss her extensive tax expertise, the invaluable lessons learned from her career, and how she will support our clients with her deep knowledge of tax strategy. The conversation highlights risk management by sharing reasons why some ultra-high-net-worth families may get audited. The discussion then dives into effective tax planning strategies, such as implementing Spousal Lifetime Access Trusts (SLATs) in anticipation of the sunset of the Tax Cuts and Jobs Act (TCJA). This episode is a must-listen for anyone looking to optimize their tax strategies and avoid costly mistakes.As always, thanks for listening! This podcast was recorded July 22, 2024.

There are many professional economists who can tell you what is on the horizon for 2024. In this episode of Think Ahead, Kaeli Kaainoa gets Co-CIOs, Jeff Dicks and David Hay, take on what investors should keep an eye on in 2024. Some topics discussed include the upcoming US presidential election and anticipated falling interest rates, rising federal debt, and removing emotions from portfolio decisions, all in our new and more concise interview format. 

On this episode of Think Ahead, Katie Vercio and Kaeli Kaainoa discuss how they advise clients to choose people to name for various roles in their estate plan. This podcast covers Vercio’s recent blog post “A Guide to Advanced Medical Directives”, and goes more in-depth, using real-life examples of successes and challenges when those documents are put in force. Some topics they cover: ·      What are the key elements of an estate plan? ·      What are advanced medical directives, and what are strategies for implementing them? ·      Who should you choose to be agents of your estate? ·      What are a few common mistakes to avoid if you have an estate plan in place? ·      What role does my financial advisor play in my estate plan? ·      What are the consequences if I never create an estate plan? As always, thanks for listening!

In this episode of Evergreen Exchange, Jeff Otis, Director of Private Wealth, interviews Gherman Howell, Senior Analyst, to discuss real estate investment trusts. Some topics they cover: What is a REIT and what areas can it invest in? What does the difference between leases and actual occupancy indicate about the future of office real estate? How has financing worked in the market's favor thus far for office space? What impact may a significant pullback in CRE have on banks? As always, thank you for listening! This was published on October 12th, 2023.

In this episode of Coffee with Evergreen, Jeff Otis, Director of Private Wealth, interviews Jeff Dicks, Co-Chief Investment Officer, to discuss market updates August. Some topics they cover: - 2023 has been an active year for the market. What are some highlights we've seen? -From a macroeconomic perspective, what has been driving the market this year? -How have bonds been performing in the current market, and what are some strategies we've employed their potential? As always, thanks for listening! This episode was recorded on August 2nd, 2023.

In this Deep Dive with Evergreen, our Director of Private Wealth, Jeff Otis, interviews our Director of Financial Planning, Katie Vercio. Together, they discuss college investing strategies. Some topics they cover: College planning can be a large expense. What factors should you consider when planning for education? A few different types of accounts are used to set up college savings funds. What are the types of accounts? How should you choose which to use? Many factors should be considered when determining with which account(s) to fund future college plans. Loans, financial aid, current financial goals, and payment methods are all worth weighing as you move toward this next step. As always, thank you for listening! This episode was recorded on June 13, 2023.

In this episode of Coffee with Evergreen, Jeff Otis interviews co-CIO Jeff Dicks to discuss a very relevant topic: the debt ceiling. The debt ceiling/limit restricts how much the federal government can borrow to pay its bill and how it can allocate funds for future investments. The debt limit has been raised or suspended numerous times to avoid a default by the US government on its debt. However, the US is getting close to reaching that borrowing limit, which, if it does, would be an unprecedented event. Some of the questions they look to answer are: What are the implications if we do default on our debts? Who will see the impacts of these effects? Both parties have different conditions for raising the debt ceiling. What is the difference between them? What happens if a deal is not reached? Can hitting the debt ceiling be avoided without Congressional action? How is Evergreen preparing for this? As always, thank you for listening! This episode was recorded on May 26, 2023.

In this episode of Coffee with Evergreen, Jeff Otis interviews Gherman Howell to discuss how investors should approach markets with looming recession fears and a strong start to the year for stocks. Some topics they cover: Should investors trust the recent rally? Why do credit spreads not seem to be pricing in a recession? Should investors move from floating- to fixed-rate debt? Which sectors do we think are most attractive in the near- and long-term? As always, thank you for listening!

In this episode of Coffee with Evergreen, Jeff Otis interviews Michael Johnston to discuss the impact of new developments in artificial intelligence (AI). Some topics they cover: What is "generative AI"? What industries may be most impacted by AI, and how will it change efficiency? What are the pros and cons of regulation? How has AI positively impacted the market so far? As always, thank you for listening!