Cliff Notes: Here's Why Every Black Person Should Have a Business

In this video, we take a comprehensive look at the process of buying your first home, starting with why now is a great time for first-time buyers. We explore the benefits of homeownership, such as building equity and financial stability, and share practical tips for navigating today’s competitive market. We also discuss key steps like getting pre-approved, which can significantly strengthen your buying power.Next, we break down various loan options, including FHA, Conventional, and VA loans, while offering hacks on securing down payment assistance. We also cover the common mistakes first-time buyers make, like overlooking closing costs or rushing into deals, and how to avoid them to ensure a smooth transaction.We then move on to the importance of understanding interest rates, including tips on when to lock in a good rate and what factors impact timing. We also dive into jumbo mortgages, explaining how they differ from conventional loans and the specific qualifications needed, especially for self-employed buyers or those with higher credit score requirements.Finally, we introduce the concept of real estate investing through strategies like house hacking, showing how first-time buyers can transition into the investment space. We wrap up with an overview of financing options for investment properties, such as conventional loans, hard money loans, and HELOCs, to help you start building wealth through real estate. #RealEstate #HomeBuying #FirstTimeBuyers #MortgageTips #Investing #HouseHacking #JumboLoans #FHALoans #WealthBuilding #realestateinvesting 0:00 Intro4:06 Matt Garland’s Background 10:16 Complete Home Buying Guide Pt 120:13 Chat Q&A: Different Types of Loans, 1099 vs W2, & More38:16 Using FHA to Effectively build your Portfolio 44:44 Complete Home Buying Guide Pt 249:02 How to Boost Your Credit Score & Debt to Income Ratio 54:10 Navigating Interest Rates1:05:43 What are Jumbo Mortgages?1:20:34 Future Live Interviews1:29:14 OutroOur Sponsors:* Check out Fundrise: fundrise.com/EARN* Check out Kajabi and use my code kajabi..com/EARN for a great deal: kajabi.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this conversation from Invest Fest, 50 Cent shares how streaming has transformed the film industry and the challenges creators face in succeeding. He dives into how his relentless ambition fueled his success and why it’s so hard to break through in Hollywood.**"I Have a Disease Called Ambition"** 50 Cent explains how his drive and ambition have pushed him to overcome obstacles in both music and film. He shares personal stories of how Starz kept telling him no, which led him to launch 34 shows across 10 networks.**Tyler Perry's Influence and Building a Film Studio** Inspired by Tyler Perry, 50 Cent reveals why he chose to build his own film studio in Shreveport and how this decision fits into his larger entrepreneurial vision.**Addressing Allegations & Legal Battles** In this candid discussion, 50 Cent talks about the accusations of bullying, his lawsuit with Remy, and his claim that Beam Suntory stole $6 million from him. He also speaks on Diddy's legal troubles and their ties to the liquor industry.**Lessons on Success, Complacency, and Jealousy** 50 Cent reflects on how success often brings envy, jealousy, and entitlement. He discusses why talented people sometimes become complacent and the importance of staying focused.**Massive Deals: SK Energy, Vitamin Water, and G-Unit** Learn how 50 Cent's partnership with SK Energy and the United Nations provided meals for every energy drink sold. He also talks about making over $100 million with Vitamin Water and $80 million with G-Unit sneakers after Reebok lost the LeBron bidding war.#50Cent #InvestFest #FilmIndustry #StreamingImpact #Ambition #TylerPerry #GUnit #VitaminWater #BeamSuntory #Entrepreneurship #SKEnergy #SuccessJourney #EYL #EarnYourLeisureOur Sponsors:* Check out Fundrise: fundrise.com/EARN* Check out Kajabi and use my code kajabi..com/EARN for a great deal: kajabi.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome back to Market Mondays! In this explosive clip, Rashad Bilal, Ian Dunlap, and Troy Millings uncover the controversial world of life insurance settlements, revealing how hedge funds and investors are cashing in on assets you might not even consider.🔍 *What You'll Learn:*- *Life Insurance Settlements—The Basics:* Rashad dives deep into what life insurance settlements are and how they function similarly to reverse mortgages. Whether it's elderly individuals or those with terminal illnesses, you'll discover how desperate circumstances can lead people to sell their policies for immediate cash. - *The Investor's Angle:* Ian brings to light the mechanics of how hedge funds are making high returns off these life insurance policies. Learn about the calculations and probabilities that go into determining the worth of a life insurance policy.- *The Ethical Dilemma:* Troy unpacks the moral implications of this business, questioning if it's morally right to profit from someone's imminent death. Are people being exploited, or is it just another savvy financial move?- *Medical System Crisis:* The discussion leads to broader issues, like the exorbitant costs of healthcare in America and how it forces people into these dire financial decisions. Nursing homes, long-term care, and the American health system are scrutinized for putting immense financial pressure on families.- *Investment Opportunities & Risks:* Considering getting into this market? The crew discusses the potential gains and pitfalls, emphasizing patient and well-thought-out investment strategies. Ian even connects this to stock market behaviors, like in companies such as Intel and Nvidia, comparing how market psychology plays a role in both scenarios.- *Family Care Dilemma:* What happens when you need to care for elderly parents? The team explores the emotional and financial strains this can cause, stressing the need for meticulous long-term planning.This clip is a goldmine for anyone interested in understanding the often hidden, dark facets of investment and how they intertwine with everyday lives. Whether you're an investor looking for new opportunities or someone planning for your family's future, this discussion provides essential insights and actionable advice.🔗 Stay Connected:- *Subscribe* to Market Mondays for more deep dives into finance and investment strategies.- *Follow us* on Instagram, for real-time updates and behind-the-scenes content.🎧 Listen on:- Apple Podcasts:[Market Mondays🔖 Hashtags:#MarketMondays #LifeInsuranceScam #InvestmentTips #FinancialFreedom #WealthBuilding #HedgeFunds #EthicalInvesting #HealthcareCrisis #FinancialPlanning #StockMarket #InsurancePolicies #ReverseMortgages #MedicalBills #LongTermCare #AIInvesting #IntelStocks #Nvidia #RetirementPlanning #MoneyManagement #CashIsKing---🛎️ Remember to *Like**, **Comment**, and **Subscribe* for more insightful episodes on personal finance, investment, and market analysis. Hit the notification bell so you never miss an update! See you next week!Our Sponsors:* Check out Fundrise: fundrise.com/EARN* Check out Kajabi and use my code kajabi..com/EARN for a great deal: kajabi.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this eye-opening clip of the EYL series, we host a hard-hitting debate featuring Congressman Jamaal Bowman and Whitley Yates. This candid conversation dives deep into complex issues, such as U.S. foreign policy, the exploitation of child labor in African nations, and the role of white supremacy within American political systems.Congressman Jamaal Bowman lays out his views on how both Republican and Democratic parties have been complicit in supporting white supremacist ideologies and elaborates on how current foreign policies might perpetuate systemic inequalities. He argues that the U.S. support for Israel contributes to a genocide recognized by international courts and raises concerns about child labor in the Congo and Coltan mining, emphasizing that African nations don't benefit from the wealth generated by these resources.Whitley Yates, on the other hand, challenges Bowman by scrutinizing his voting record and the broader actions of his party. She asserts that both parties, albeit primarily the Democrats, have failed to address the issues that affect the Black community despite relying heavily on their votes. Yates provides a historical perspective, mentioning that many initiatives beneficial to minority communities, such as the Small Business Administration, were actually initiated by Republicans. She critiques the Democrats for promising change but delivering little substantive policy to improve the lives of Black Americans.Throughout the debate, Bowman emphasizes the need for continued organization and efforts to oppose white supremacy, highlighting the Democrats’ support for Social Security, Medicare, and other initiatives aiding marginalized communities. He also calls for further advances in key areas like reparations and justice in policing.Yates counters by noting her personal experience living in major cities governed by Democrats, pointing out that the conditions in these areas often deteriorate despite repeated promises of improvement. She contends that the Democratic Party has historically used the Black community’s support to maintain power while offering minimal tangible benefits in return.This clip is filled with passionate arguments and thought-provoking insights that will leave you questioning the role of political parties in perpetuating systemic issues and the genuine steps required to create meaningful change.Tune in for this riveting debate that promises to shed light on critical social and political issues affecting not just the Black community, but the entire nation.*Hashtags:*#EYL #JamaalBowman #WhitleyYates #PoliticalDebate #ForeignPolicy #WhiteSupremacy #ChildLabor #DemocratsVsRepublicans #USPolitics #BlackCommunity #SocialJustice #Reparations #SocialSecurity*Check out our other videos and don't forget to like, subscribe, and hit the notification bell to stay updated with our latest content!*Our Sponsors:* Check out Fundrise: fundrise.com/EARN* Check out Kajabi and use my code kajabi..com/EARN for a great deal: kajabi.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

On this week's episode of Market Mondays, we dove into a variety of critical financial topics. We analyzed *ASML stock* and what its future could mean for the semiconductor industry, along with the latest developments in **Apple's iPhone 16**. We also broke down different types of **retirement plans**, offering insights on the best options for long-term savings. Additionally, we discussed the *S&P’s worst week since 2023* and whether this is a natural market correction or the start of a larger downturn. We explored the potential of a *20% stock drop* and the possibility of *2 million job losses**, and what key indicators could signal such a shift. We covered the implications of the **yield curve uninversion* and whether this marks the beginning of economic recovery or lingering risks of a recession.We also examined the *PMI hitting an 8-month low**, what the **decline in U.S. construction spending* means for the real estate market, and **J.P. Morgan’s downgrade of SMCI**, discussing whether it's a short-term issue or a bigger concern. Finally, we outlined **3 essential rules for trading options**, offering advice for traders navigating today’s volatile markets. To close out, we had a conversation with **Bevel CEO Damon Frost**, gaining insight into his company's trajectory and the industry as a whole.#MarketMondays #ASML #Apple #iPhone16 #RetirementPlans #SP500 #StockMarket #YieldCurve #PMI #ConstructionSpending #SMCI #OptionsTrading #Bevel #DamonFrost #Investing #economy Our Sponsors:* Check out Fundrise: fundrise.com/EARN* Check out Kajabi and use my code kajabi..com/EARN for a great deal: kajabi.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Join *Earn Your Leisure* for an exclusive, in-depth livestream recap of the latest presidential debate, where we'll be sitting down with leading Democratic and Republican experts to break down what really happened on that stage. In this dynamic conversation, we'll discuss the major takeaways from the debate, the standout moments that caught the nation's attention, and the hidden strategies that could shape the course of the election.But we’re not stopping at just the debate highlights. We’ll dive deeper into what these political arguments and policy proposals actually mean for everyday people. From healthcare and taxes to jobs and the economy, we’ll explore how the candidates' platforms will impact your life, your family, and your community.Whether you're a political junkie, an undecided voter, or just trying to stay informed, this livestream will offer diverse perspectives and insightful analysis that will help you make sense of the election’s high-stakes. Don’t miss out on this critical conversation about the future of our country, the policies that will affect you, and what comes next on the road to Election Day.Make sure to tune in, join the chat, and be part of the conversation!*#PresidentialDebate #EarnYourLeisure #DebateRecap #DemocratVsRepublican #Election2024 #PoliticalAnalysis #VoterImpact #EverydayAmericans #PoliticalCommentary #FutureOfAmerica #PolicyDebate #DebateReaction #Economy #Healthcare #TaxPolicy #PoliticalStrategies #YourVoteMatters*Our Sponsors:* Check out Fundrise: fundrise.com/EARN* Check out Kajabi and use my code kajabi..com/EARN for a great deal: kajabi.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this riveting clip of "Black Out with Ian & Rashad," legendary NFL Hall of Famer Shannon Sharpe joins hosts Ian Dunlap and Rashad Bilal for an in-depth, revealing interview. Shannon shares his thoughts on a wide range of topics, from achieving success in both sports and business to the importance of mental resilience and maintaining privacy.Shannon discusses why he now refuses to block negative commenters, allowing them to witness his undeniable success. He emphasizes that greatness requires obsession and effort that exceeds the standard nine-to-five job. Whether it's his childhood experiences catching chickens and bailing hay, or reinventing himself post-football, Shannon's stories underline the relentless work ethic that has driven him to success.Sharpe delves into relationship-building as a cornerstone of business success, illustrating how past interactions can forge future opportunities. He also touches upon his views on loyalty in professional relationships, sharing a personal reflection on his time with Skip Bayless and how their partnership ended when it no longer bore fruit.Shannon’s insights are not just about business but also about life principles. He emphasizes the importance of self-awareness, telling his audience not to let others' limitations define their success. His advice to athletes on financial prudence and saving for "rainy days" reveals a deeper understanding of long-term security over immediate gratification.One of the most touching moments of the episode is Shannon’s recounting of his grandmother's influence, illustrating the familial values and responsibilities that guide his life decisions. His emotional reflection on visiting his childhood home and comforting his grandmother in her final days pulls back the curtain on the human side of this larger-than-life figure.Tune in to hear Shannon discuss his cognac brand's journey, from the challenges of production to achieving top sales ranks in Georgia and Colorado. Shannon’s entrepreneurial spirit shines as he talks about creating a unique brand in a less saturated market.The episode is punctuated by Shannon’s candid revelations on dealing with adversity in the industry, including the subtle hostilities masked as jokes. Yet, his message remains clear: stay focused on your own lane and let your success speak for itself. Don't miss this episode of "Black Out with Ian & Rashad" for an inspiring look at Shannon Sharpe's wisdom, work ethic, and personal journey. **Hashtags:**#ShannonSharpe #BlackOutPodcast #IanDunlap #RashadBilal #MentalResilience #BusinessSuccess #NFL #Entrepreneurship #Motivation #PersonalGrowth #Legacy #FamilyValues #FinancialAdvice #ObsessionForGreatness #CognacBrand #SkipBayless #AthleteAdvice #PodcastEpisodeOur Sponsors:* Check out Fundrise: fundrise.com/EARN* Check out Kajabi and use my code kajabi..com/EARN for a great deal: kajabi.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode of EYL, Rashad Bilal hosts special guest Alexiou Gibson to break down the controversy surrounding the health benefits of sea moss. Recently, a doctor on Nick Cannon’s show stated there are no real health benefits to sea moss, which sparked widespread debate. Rashad brings this up to Alexiou, who has a wealth of knowledge and firsthand experience with sea moss, both in personal testimonials and through rigorous scientific testing.Alexiou Gibson delves deep into the subject, providing evidence from lab tests that show sea moss contains a rich array of minerals like zinc, potassium, vitamins A, K, D, and more, which have tangible health benefits. He also discusses the historical significance of sea moss, including its crucial role during the Irish Potato Famine in the 1800s when it was one of the few resources that kept people alive.With a background in biomedical engineering and experience working with NASA, Alexiou provides a compelling argument backed by scientific data. He explains the importance of nutrient-dense foods and how the modern diet often falls short. This is where sea moss can be beneficial, especially in a society where nutrient deficiencies are more common than we might think.The episode reveals the importance of sourcing sea moss from credible suppliers who perform extensive mineral and heavy metal testing, a practice that Alexiou’s company upholds rigorously. He emphasizes the need for transparency, ensuring that the sea moss products are free from harmful contaminants like mercury.In response to whether people in America need supplements like sea moss given their overall well-rounded diet, Alexiou points out the reality that most Americans do not consume the necessary nutrients through their diet alone. Fast food, processed foods, and even fruits and vegetables lacking seeds contribute to a nutrient-dead society, making supplements like sea moss all the more essential.Alexiou also shares powerful testimonials from individuals who have experienced significant health improvements through sea moss. From anti-inflammatory benefits aiding those with arthritis to improvements in fertility and immune system support, the positive impacts are hard to ignore.Join us as we dissect these points, revealing the truth about sea moss's health benefits. Alexiou's methodical approach and evidence-backed arguments offer a robust rebuttal to the claims that sea moss is overrated and unnecessary.Whether you are a health enthusiast or someone looking to make informed choices about your diet and supplements, this episode of Market Mondays is packed with valuable insights and practical information.*Keywords:*#SeaMossBenefits #AlexiouGibson #MarketMondays #EYLMedium #RashadBilal #HealthSupplements #CMOSDebate #NutrientDeficiency #BiomedicalEngineering #NutrientDenseFoods #CMOSLabTesting #HealthAndWellness #SeaMossNutrition #AlternativeHealth #ImmuneSystemBoostDon’t forget to like, share, and subscribe for more insightful discussions and expert interviews on Market Mondays EYL Medium. Watch the full episode to get the complete breakdown and decide for yourself if sea moss is worth the hype. Tune in now!Our Sponsors:* Check out Fundrise: fundrise.com/EARN* Check out Kajabi and use my code kajabi..com/EARN for a great deal: kajabi.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome to the premier clip of EYL! In this engaging dialogue, hosts Rashad Bilal and Troy Millings sit down with John Burns, co-founder of the Burns Brothers, to explore the entrepreneurial landscape in Africa. This insightful conversation is packed with valuable lessons on taking imperfect action, the power of partnerships, and the integral role of intentionality in business decisions.**Key Takeaways from This Episode:**1. **The Leap of Faith:** John Burns delves into his transition from a stable career in law to pursuing his passion for making a difference. Emphasizing the importance of purpose and divine calling, John shares how he navigated the uncertainties surrounding his decision. His mentor’s advice, "if you have a fallback, you fall back," resonates as a pivotal point in his journey.2. **Power of Partnerships:** The Burns Brothers' entry into Africa was heavily reliant on strategic partnerships. John recounts how relationships and connectivity played crucial roles, particularly through his brother’s experience as a senior CEO at Conduit, the largest call center company in the world. These partnerships facilitated their introduction to Africa and the establishment of sustainable business ventures.3. **Challenges in Africa:** While the opportunities in Africa are immense, the challenges are equally significant. From technological infrastructure to political nuances and power outages, John discusses the realities of doing business on the continent. However, he highlights Africa’s present potential, urging entrepreneurs, especially Black businessmen, to engage with the continent actively.4. **Building the Future:** One of the major highlights is the discussion about the Burns Brothers' Membership Club HQ in Nairobi, Kenya. John explains the intentionality behind choosing Nairobi, citing its status as an economic hub in East Africa and its strategic partnership with the U.S. By establishing their headquarters in Nairobi, the Burns Brothers aspire to create impactful connections between African Americans and Africans, driving cultural and economic exchanges.5. **Impact and Intentionality:** The conversation underscores the importance of leading with advocacy and impact. John believes that genuine change and business growth come from prioritizing human-centered approaches. Whether it's creating job opportunities for skilled but unemployed Africans or facilitating unique community experiences, the focus remains on meaningful impact.**Why You Should Watch:**This clip provides a comprehensive look into the how's and why's of expanding entrepreneurial ventures into Africa. John Burns' experiences and insights are not only inspiring but also serve as a practical guide for those looking to explore business opportunities on the continent. With a blend of personal anecdotes, strategic advice, and future-forward thinking, this episode is a must-watch for entrepreneurs, business enthusiasts, and anyone interested in African markets.**Join The EYL Movers:**Stay connected with Rashad Bilal and Troy Millings as they bring more entrepreneurial stories, lessons, and inspirations. Like, comment, and subscribe to our channel to stay updated with our latest videos.Join us in our journey to explore and unlock endless opportunities across the globe, starting from Africa!**#AfricaEntrepreneurship #BurnsBrothers #JohnBurns #EYL #BusinessInAfrica #AfricanMarkets #Entrepreneurship #ImpactfulBusiness #Partnerships #BusinessGrowth #EconomicDevelopment**Our Sponsors:* Check out Fundrise: fundrise.com/EARN* Check out Kajabi and use my code kajabi..com/EARN for a great deal: kajabi.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this week's episode of Earn Your Leisure, we're joined by the dynamic John Burns to explore the journey and impact of The Burns Brothers. Discover how John transitioned from being a lawyer to a full-time entrepreneur, the story behind organizing a Juneteenth concert at the White House, and the challenges and opportunities of doing business in Africa.We also dive into strategies for running a successful membership club, the critical role of AI in creating jobs, and why documenting everything in a partnership is crucial. Learn how The Burns Brothers scaled their business in Africa, the importance of company culture, and their decision to launch a membership club in Kenya.Plus, we discuss the struggle of accessing capital, even as a law firm partner and Fortune 500 COO, and how local government officials can help provide capital for the community. Don’t miss out on this insightful discussion about the advantages of being in business with family.#EarnYourLeisure #JohnBurns #TheBurnsBrothers #Entrepreneurship #BusinessInAfrica #MembershipClub #ArtificialIntelligence #CompanyCulture #AccessToCapital #FamilyBusiness #Juneteenth #WhiteHouse #DocumentEverything #LocalGovernment #Kenya Our Sponsors:* Check out Fundrise: fundrise.com/EARN* Check out Kajabi and use my code kajabi..com/EARN for a great deal: kajabi.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy