Advance Placement: How to Grow on Social Media in 2023

In this insightful clip from Money Moves, hosts Rashad Bilal, Troy Millings, and Ian Dunlap break down why living below your means is the ultimate wealth strategy—and why modesty might be your greatest financial asset. They discuss money traps that can derail your financial progress, the true cost of home ownership, and why that flashy car or expensive watch may not be worth the investment.Rashad revisits the importance of financial organization and planning for your family’s future, urging us all to consider what would happen if the unexpected occurred. The trio doesn’t hold back as they share personal stories, from passing up on luxury cars, to resisting peer pressure to “flex,” and putting family first with smart estate planning.Ian talks about the discipline it takes to maintain a modest lifestyle, even when tempted by the trappings of wealth, and Troy emphasizes building a solid financial legacy over superficial purchases. The hosts also challenge common financial myths—like always buying, not leasing, a car—and share their honest takes on what truly matters for financial security.If you’re looking to build real wealth, avoid costly mistakes, and invest in your future, this clip is packed with practical tips and authentic conversation you won’t want to miss.**Key Takeaways:**- The importance of living BELOW your means and what it actually looks like in practice- Why modesty can be a financial superpower, from homes to cars to jewelry- How resisting societal pressures builds wealth over time- Personal stories about maintaining discipline and ensuring your family’s financial safety- Debunking myths around homeownership, big purchases, and “buying vs leasing”- How to organize your finances and plan ahead with estate strategiesIf you’re serious about securing your financial future and creating real generational wealth, make sure to watch, like, and subscribe for more practical money advice from the Money Moves crew!**#FinancialFreedom #MoneyMoves #WealthBuilding #LiveBelowYourMeans #RashadBilal #TroyMillings #IanDunlap #FinancialLiteracy #MoneyTips #Investing #GenerationalWealth #ModestLiving #FinancialPlanning #SmartMoney**Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this exclusive Earn Your Leisure interview, G Perico breaks down the real cost of being in the streets, how he went broke spending more than he made, and why independence in music is the key to real wealth. He explains how he keeps 80% of his profits, the importance of building a team, and the strategy behind flooding the market with content.We also dive into the business of touring, avoiding shady promoters, and what he learned from Nipsey Hussle. If you’re an artist, entrepreneur, or just want to own your future—this one’s for you.#GPerico #EarnYourLeisure #IndependentArtist #NipseyHussle #MusicBusiness #StreetToSuccess #ContentIsKing #HipHopGame #Daquan #Ownership #WealthBuildingAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this must-watch clip, Rashad Bilal and Ian Dunlap break down the five mandatory steps everyone should follow to take control of their personal finances and build lasting wealth. Whether you're just starting your financial journey or looking to tighten up your money game, these actionable strategies cover all the essentials: eliminating debt, smart investing, saving for retirement, setting your family up for success, and protecting your legacy.*What You'll Learn:* ✔️ How to crush your debt using the "debt snowball" method ✔️ Picking winning stocks (and sticking with them long-term) ✔️ The importance of automatic, consistent investing ✔️ Why you need both a retirement plan AND additional savings ✔️ How to save for your kids’ future through 529 or UTMA accounts ✔️ Life insurance must-haves for protecting your loved ones ✔️ Smart estate planning so your assets aren’t lost or locked away ✔️ The critical difference between qualified (retirement) and non-qualified (brokerage) accounts ✔️ And so much more!Rashad and Ian don’t just talk theory—they’re giving you step-by-step tips and real talk so you can avoid costly mistakes like lifestyle creep, missing out on compound interest, or leaving your estate unsecured.*Key Takeaways:* 1️⃣ Knock Out Small Debts First — Use the debt snowball to build momentum. 2️⃣ Invest Consistently — Even small amounts grow over time, so pick your stocks, set your amount, and stick with it. 3️⃣ Retirement is Non-Negotiable — Start your 401(k), IRA, or SEP (if self-employed) now. 4️⃣ Plan for Your Family — Open a 529 plan, UTMA, and ensure you have solid life insurance. 5️⃣ Estate Planning — Create a will, consider a trust, and make sure your beneficiaries are up to date so your money and assets go where you want—without headaches for your loved ones.Don't let your hard-earned money slip through the cracks or get caught up in probate! Take control today with these foundational steps.*If you found value in this clip, hit like, subscribe, and drop a "YES" in the comments if these tips help you level up your finance game!*#PersonalFinance #MoneyMoves #WealthBuilding #InvestingTips #FinancialFreedom #SmartInvesting #RetirementPlanning #EstatePlanning #DebtFreeJourney---Stay tuned for more practical financial wisdom from Rashad Bilal and Ian Dunlap. Ready to secure your financial future? This is the clip you can't afford to miss!Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this insightful clip from EYL, host Troy Millings sits down with Paul Alex, entrepreneur and fintech innovator, to discuss how Paul is disrupting the merchant automation and ATM space. Paul shares his inspiring journey, from his humble beginnings in law enforcement to creating a multi-million dollar business helping others achieve financial freedom.Paul breaks down the foundation of his fintech approach—focusing on ATM businesses and merchant services, and empowering entrepreneurs to leverage cash discount programs. Discover how Paul’s strategies provide both passive and proactive income opportunities, allowing anyone willing to learn to build lasting, residual income.Throughout the conversation, Paul emphasizes the importance of partnership, mentorship, and the “big blue ocean” opportunity for those looking to break into the fintech space. He discusses the future vision of scaling his company from helping small businesses like cafes and bodegas, to potentially servicing massive venues such as sports arenas. Paul also shares real success stories, including clients who transformed their businesses and lives by joining his program.If you’re interested in fintech, automation, and building sustainable income streams, this clip is packed with actionable insights. Paul’s passion for empowering others shines as he outlines the steps to get started, the benefits for both business owners and entrepreneurs, and the long-term vision for growth and impact in the industry.Don’t miss out on this deep dive into the world of merchant services, digital marketing, and the power of networks in building a fintech empire. Whether you’re seeking financial freedom or new business opportunities, this conversation could be your first step towards success.*Hashtags:* #Fintech #Entrepreneurship #MerchantAutomation #DigitalMarketing #PassiveIncome #BusinessGrowth #FinancialFreedom #EYL #PaulAlex #ATMBusiness #Mentorship #CashDiscountProgram #Networking #Innovation #SmallBusiness SuccessAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this insightful clip from Market Mondays, Ian Dunlap and Rashad Bilal break down the top four lessons investors can learn from Warren Buffett’s continued dominance in the market. Whether you’re a seasoned trader or just starting your investment journey, these key takeaways from the Oracle of Omaha's playbook—including sticking to your plan, building a resilient portfolio, making data-driven decisions, and trimming profits at the right time—are essential for long-term success.Rashad shares why it’s critical to stay the course and block out market noise, especially during tumultuous conditions. The pair also discusses Buffett’s discipline in taking profits at all-time highs, referencing his smart moves with Apple stock, and how maintaining a “destruction-free” portfolio is key to weathering any market environment. Beyond stock market wisdom, the conversation shifts to the evolving world of NFTs and gaming. With major brands like Pokemon reportedly exploring crypto-backed NFTs on platforms like Solana, Ian and Rashad debate what it would take for blockchain and NFT integration to truly go mainstream in gaming. They share thoughts on the potential impact if industry giants like Call of Duty or Grand Theft Auto (GTA 6) launch their own NFT ecosystems and what this could mean for gamers, investors, and the future of the metaverse.Highlights from this clip: Why emotional investing is a pitfall and how data-driven strategies can help you stay ahead How to take profit confidently, just like Warren Buffett, before the next market pullback The real potential (and current limitations) of NFTs in gaming, with a spotlight on the upcoming GTA 6 and classic favorites like Pokemon Insights into in-game economies and the rising value of digital assetsIf you’re ready to level up your investment approach and get a fresh perspective on where web3 and gaming might be headed next, don’t miss this clip. Drop your thoughts in the comments—do you think NFTs will take over the gaming world? Are you adopting any Buffett-inspired principles in your portfolio?*Hashtags:* #Investing #WarrenBuffett #NFT #Gaming #GTA6 #StockMarket #Crypto #Portfolio #MarketMoves #CallofDuty #Web3 #Finance #Solana #DigitalAssets #AppleStockAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this insightful clip, Troy Millings and Ian Dunlap dive deep into building a strong portfolio centered on the healthcare sector! Whether you’re an experienced investor or just starting out, they break down the tried-and-true strategies to help you navigate an ever-changing market.The conversation kicks off with Ian sharing his take on focusing your investments, urging listeners to stick with what works rather than chasing the latest trend. He discusses his go-to picks for a healthcare-focused “two tech, two index” strategy: VO, VTI, Eli Lilly, and Stryker—plus why consistency often outperforms novelty when it comes to portfolio growth.Troy brings his own expertise to the table, highlighting some of his favorite healthcare ETFs like Vanguard’s VHT and the SPDR’s XLV. He walks you through the importance of understanding ETF holdings, emphasizing why Eli Lilly and UnitedHealth are usually at the top—and what recent market turbulence means for these giants.But it doesn’t stop there. Troy introduces “wild cards” for those looking to think outside the box, featuring CVS and its vertically integrated healthcare model, as well as Amazon’s surprising potential in the health space. The two hosts explore how the integration of AI, telehealth, and cloud services could help companies like Amazon disrupt traditional healthcare and even become a top holding in major healthcare ETFs in the future.The clip wraps up with a candid discussion about what makes a company “generational,” touching on Amazon’s history of innovation, the power of major tech players, and why infrastructure and cloud computing play such a huge role in shaping the future of healthcare.Highlights include:Practical advice on building a healthcare-focused investment portfolioWhy stability often beats chasing trends in investingDeep dives into healthcare ETFs VHT and XLV, plus their major holdingsThe role of CVS and Amazon in the evolving healthcare landscapeHow AI and cloud technology are disrupting traditional modelsReal-world examples and anecdotes from Troy and Ian’s financial journeysWhether you want to refine your stock strategy or gain new perspectives on the intersection of tech and healthcare, this clip is packed with actionable insights to help you stay ahead.*Watch now and let us know your favorite healthcare stock or ETF in the comments! Don’t forget to like and subscribe for more expert investing tips.*#Investing #HealthcareStocks #ETFs #FinancialFreedom #StockMarket #WealthBuilding #AIinHealthcare #CVS #Amazon #VHT #XLV #TroyMillings #IanDunlap #MarketMondays #portfoliostrategyAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this insightful clip from MM, Rashad Bilal and Troy Millings sit down with Steve Eisman, the legendary investor who famously predicted the 2008 financial crisis and was portrayed in "The Big Short." Eisman shares his expert perspective on the current state of the economy, evaluating whether today’s risks parallel those of 2008 and how concerned investors should be about a potential recession or greater financial calamity.Eisman breaks down the key differences between the dangerous leverage and complex derivatives networks that drove the 2008 crisis and the more robust, regulated landscape today. He explains why he doesn’t see the same level of systemic risk in the global economy, addresses the impacts of trade wars, and discusses the reduced leverage of major banks post-Dodd-Frank.The conversation spans critical topics, including:Could a trade war trigger a recession?Is today’s economic environment as risky as 2008?Why Steve Eisman remains long-term bullish on leading technology stocks like Nvidia and Microsoft, especially in the very early days of AI development.How Eisman is managing personal portfolio risk right now and why he’s keeping a higher cash position.The future of the US dollar as the world’s reserve currency and why “doom and gloom” predictions about its demise might be overblown.If you want a behind-the-scenes look at how one of Wall Street’s sharpest minds assesses today’s market risks and opportunities, this clip is for you. Don’t miss Eisman’s candid advice: focus on long-term value, avoid panic, and be cautious about risk during uncertain global negotiations.Subscribe for more expert insights, financial analysis, and investing strategies from top minds in business and finance!*Hashtags:* #SteveEisman #FinancialCrisis #MarketAnalysis #Investing #Recession #TheBigShort #RashadBilal #TroyMillings #MMMedium #Economy #Finance #StockMarket #AIInvesting #USDollar #TradeWar #PortfolioManagementAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this clip, Ingrid Best shares her journey into the world of art investing, offering valuable insights and practical tips for those interested in exploring this unique and rewarding investment avenue.Ingrid's venture into art investing began with a realization sparked by a significant bonus from her career in the wine and spirits business. Instead of indulging in fleeting luxuries, she decided to invest a substantial portion of her bonus in a piece of art from South Africa, purchased directly from the artist, Nelson Macomo. This initial investment, despite raising eyebrows from those around her, marked the beginning of her journey into the world of art collecting and investing.Ingrid stresses the importance of investing only in art that genuinely resonates with the collector, emphasizing the significance of forming a personal connection with the pieces. She highlights her passion for African art and the profound stories interwoven with the creations, which led her to further explore and invest in the work of black artists.With over 40 to 50 pieces in her collection, Ingrid shares her unique approach to integrating art into her everyday living spaces, breaking away from conventional perceptions of art as mere decoration confined to walls. She discusses the challenges of accommodating a growing collection and the innovative ways art enthusiasts find to display and appreciate their acquisitions.Ingrid's involvement in a collective of art collectors, joining forces to acquire and donate artwork to institutions like the Smithsonian Museum, sheds light on the potential for collective economics in the art world. The episode delves into the intricacies of art acquisition, preservation, and the significance of understanding the stories behind the art and the artists.Moreover, Ingrid provides essential advice for aspiring art investors, emphasizing the importance of getting to know the artists and the provenance of the artwork. She underscores the need for proper insurance, careful preservation, and due diligence when considering art investments. With an emphasis on legacy and wealth building, she emphasizes the long-term value of art as an investment, drawing parallels with other forms of asset acquisition such as real estate and wine.The discussion also delves into the dynamics of lending artwork to museums, offering insights into the potential financial aspects of having artwork on display at prestigious institutions.Whether you're a seasoned art investor or a novice looking to explore the world of art collecting, this episode provides valuable insights, personal experiences, and practical wisdom from Ingrid Best's journey into art investing. Join us as we uncover the subtle nuances and timeless allure of art as a form of investment and cultural expression.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

We sat down with Paul Alex, the founder of MerchantAutomation.com and a former award-winning detective, to talk about his incredible journey from law enforcement to building multimillion-dollar businesses. In this interview, Paul shares how he made the bold decision to leave a stable career in law enforcement and pursue entrepreneurship full-time. He breaks down how he built his companies from the ground up, helped over 4,000 entrepreneurs generate passive income, and scaled MerchantAutomation.com to $1 million in just 60 days.Paul dives into the power of digital payment systems, automation, and how anyone can create residual income through merchant services. He also shares key lessons on branding, marketing, and building a successful business without outside funding. This episode is full of valuable insights for anyone looking to escape the 9-5, level up their business game, and build wealth through automation.#PaulAlex #MerchantAutomation #EarnYourLeisure #ResidualIncome #Entrepreneurship #PassiveIncome #DigitalBusiness #ATMbusiness #BusinessAutomation #CashSwipe #EYL #WealthBuildingAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this clip, Rashad Bilal, Troy Millings, and Ian Dunlap sit down to break down the current state of AMD and what investors should be considering right now. Are we entering bearish territory for AMD? Is it time to cut your losses—or is there a buying opportunity on the horizon? Ian shares his longtime perspective on AMD as one of his favorite companies, while also explaining why he now sees it slipping off the Mount Rushmore of chip makers. The trio weighs in on where AMD stands in comparison to titans like Nvidia, TSMC, ASML, Broadcom, and Qualcomm. If you've been asking yourself whether to hold, sell, or wait for new lows, you’ll get actionable insights and specific price levels Ian is watching ($53.16 and $25.82), as well as key chart analysis from Troy. The conversation also digs into macroeconomic factors affecting the semiconductor sector—like tariffs, US manufacturing policy, and the ongoing GPU wars. What does "America First" for chips mean for AMD and its competition? Can AMD regain second place in GPUs, or is Nvidia's dominance locked in for the next five years? Rashad puts a spotlight on the dangers of individual stock picking, stressing why index funds and ETFs (like SMH) offer a safer, more defensive play. With AMD down nearly 60%, the risks of concentrating investment in single companies have never been clearer. If you want real talk about investing, industry trends, technical analysis, and why defense in investing is just as important as offense, this clip is for you. *Timestamps:* 0:00 - Is it time to sell AMD? 0:39 - AMD’s competitive position & industry Mount Rushmore 2:13 - Price targets & technical analysis 3:58 - Impact of US chip policy & tariffs 5:00 - Risks of stock picking vs. index funds 7:10 - Final thoughts and defensive investing*Don’t forget to like, comment, and subscribe for more honest conversations on investing, stocks, and financial strategy! If you want us to review another stock, drop your suggestion below.**Hashtags:* #AMD #Investing #Semiconductors #Stocks #Nvidia #ChipStocks #ETFs #Finance #MarketAnalysis #InvestmentStrategyAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy