PayFi on Stellar: Tori Samples on Stables, RWA, and Onchain Payments
In this episode of the TEACHMEDEFI podcast, we sit down with Tori Samples from the Stellar Development Foundation to explore how blockchain is transforming enterprise payments and finance through PayFi. More on PayFi: https://bit.ly/TMD_PayFiAs global businesses seek faster, cheaper, and more efficient financial infrastructure, blockchain-based payment finance (PayFi) is emerging as a critical solution. Tori explains how Stellar enables enterprises to integrate blockchain-powered payments, liquidity management, and financing solutions without disrupting existing workflows. We discuss how stablecoins, tokenization of real-world assets (RWAs), and instant cross-border settlements are reshaping financial operations for businesses worldwide. The conversation dives into the challenges enterprises face in adopting blockchain, such as currency conversion inefficiencies, regulatory uncertainty, and the need for user-friendly interfaces. Tori shares how Stellar’s infrastructure is designed to support businesses through compliance-ready, scalable payment solutions. We also discuss the broader PayFi vertical in Web3, which focuses on improving real-time payment flows, automated financial settlements, and access to decentralized liquidity pools. As stablecoins and tokenized assets gain traction, PayFi is increasingly bridging traditional finance with blockchain, allowing enterprises to benefit from instant, cost-efficient, and programmable financial services. This episode is essential for business leaders, CFOs, and enterprises looking to understand how blockchain can enhance financial efficiency. Whether you're navigating global payments, exploring stablecoins, or strategizing liquidity solutions, this conversation breaks down why PayFi is set to redefine enterprise finance.📣📣📣 Building something exciting & want to come on the show or collaborate with us? Email us at 👉👉 [email protected] 👈👈 or DM us on X:https://www.twitter.com/teachmedefi👉 Please share this if you learned something! What should we discuss next? Comment! 👉 Fed up with crypto influencers? Follow us for quality education.▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀Guest Links / Additional Material:More on PayFi: https://bit.ly/TMD_PayFiStellar Website: https://bit.ly/TMD-StellarMessari Article On PayFi: https://messari.io/report/payfi-ecosystem-analysis ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▸ Find us on Youtube: https://www.youtube.com/@teachmedefi▸ Find us on 𝕏: https://x.com/TEACHMEDEFI▸ Find us on Instagram: https://instagram.com/TEACHMEDEFI▸ Find us on TikTok: https://www.tiktok.com/@teachmedefi_official▸ Find us on Podcast Streaming Sites: https://podcasters.spotify.com/pod/show/teachmedefi▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀Timestamps:00:00 - Intro01:30 - Stellar Development Foundation: Mission and Impact05:40 - Sending Money On-Chain09:40 - Current Level of Enterprise Adoption in Blockchain13:35 - How To Onboard Enterprises19:30 - Where To Start?! 20:30 - What is PayFi? - Payment Financing Explained29:05 - Factoring On-Chain31:10 - Global Access To Financing35:00 - Responding to Global Crises with On-Chain Solutions36:30 - Currency Conversion / Off-Ramping39:10 - The Rise of Stablecoins and Their Benefits40:33 - Productizing PayFi for Enterprises--------------Disclaimer:TEACHMEDEFI is a provider of entertainment and opinions. We are neither a broker/dealer nor an investment advisor. This is not a service for issuing or receiving financial or investment advice. None of our content constitutes a recommendation – or should be understood as such – to conduct transactions in securities, cryptocurrencies, or crypto-assets, or to engage in any of the investment strategies presented in our discussions or provided content. We do not provide personalized recommendations or views on whether a stock, cryptocurrency, crypto-asset, or investment approach is suitable for the financial needs of a particular individual.
