Credit One2One

In this episode of Credit One2One by Qualco Technology, Jürgen Sonder, BKS President (2018-2026), joins Alexander Frick, Country Manager for Germany, Austria & Switzerland (DACH) at Qualco Technology, to discuss how Germany’s NPL market is evolving amid rising portfolio pressure, demographic challenges, regulatory change, customer expectations, and the growing role of technology. Tune in for insights on: Why German NPL volumes have climbed from around €32bn to nearly €49bn in just two years. What rising Stage 2 loans reveal about future risk in German bank balance sheets. Why technology, enterprise systems and data-driven capabilities are becoming central to modern NPL and recovery management. *This episode was recorded in June 2026. Since the recording, BKS has announced two upcoming events: NPL & Restructuring Germany, taking place in Frankfurt in November 2026, and the NPL Forum 2027, taking place at Frankfurt School in June 2027. 🎧 Listen now on Spotify, Apple Podcasts, and Amazon! 

In this episode of Credit One2One by QUALCO, César Paiva, Deputy General Manager at Cabot Financial France, joins Eric Levé, Country Manager at QUALCO, to discuss how the French Collections market is reshaping under the ACPR.Tune in for insights on:🔹 Cabot Financial France’s path to becoming France’s 1st ACPR –approved company.🔹 The structural and compliance shifts that reshaped its operations under the new framework. 🔹 How QUALCO Collections & Recoveries, recognised by the ACPR as a robust tech partner, ensures auditability, automation, and operational resilience.🎧 Listen now on Spotify, Apple Podcasts, and Amazon!#Fintech #Collections #Credit

What’s behind Greece’s rapid 10% Factoring growth rate, outpacing the EU’s 1.8%?  In this episode of Credit One2One by QUALCO, Alexandros Kontopoulos, CEO at NBG Factors, shares how what was once seen as a "financial weakness" has evolved into a strategic financing tool for Greek businesses.  Key insights include:🔹 How Greece’s Factoring penetration reached 12.7% of GDP, surpassing the EU average.🔹 Why SMEs entering export markets are turning to Factoring for liquidity and credit-risk protection.🔹 What today’s clients expect from a modern Factoring platform.🎧 Listen now on Spotify, Apple Podcasts, and Amazon!#Fintech #Factoring #SupplyChainFinance

What's shaping the future of debt collection in Germany? In this episode of QUALCO Credit One2One, we sit down with Dennis Stratmann, Managing Director of BDIU, to unpack how new laws, 30M+ annual claims, and digital disruption are reshaping Inkasso from the inside out.Tune in for insights on:🔹 How the Inkasso sector is adapting to growing regulatory pressure.🔹 Why 30M+ claims enter the process annually—and what's driving it.🔹 Where automation helps—and when dialogue must take the lead.🔹 How professionalism and fairness are changing public perception. 🎧 Listen now on Spotify, Apple Podcasts, and Amazon!#Fintech #DebtManagement #Credit #Collections

The future of factoring is digital, but how do banks successfully transition from manual, paper-heavy processes to seamless automation? In this episode, of QUALCO Credit One2One, we sit down with Tamara Khizanishvili, Director of Trade Finance & Factoring at TBC, to uncover the strategy, challenges, and key decisions that led to their remarkable transformation.  From navigating factoring automation, selecting the right fintech partner, and overcoming internal resistance to change—this discussion is packed with insights for financial institutions looking to scale their receivables finance operations.Key insights include: 🔹 The key challenges of traditional factoring and why digital transformation is crucial. 🔹 Why TBC prioritised factoring digitalization? 🔹 How automation reduced financing time from days to just 30 minutes? 🔹 The role of strategic partnerships in driving trade finance innovation. 🔹 Takeaways for financial institutions looking to digitise their operations.   💡 Tune in for real-world insights on the evolution of factoring and the role of technology in modern finance.🎧Listen now on Spotify, Apple Podcasts, and Amazon! #Fintech #Factoring #DigitalTransformation