Big Decisions | NDTV Profit

Everyone needs a health insurance. But there are some questions that can't be ignored- How much should your cover be? What are pre existing conditions and how do they impact your premium? How do you cover your parents and at what point does it become too expensive? How do you effectively use top ups and super top ups? On this edition of Big Decisions, Vinit Iyer, Principal Officer & MD, Prudeno Wealth Advisors, speaks about everything you need to keep in mind when you think health insurance. 

The National Pension Scheme is a great vehicle to help you save up for your retirement. But are you availing all the tax advantages? And how do you choose the best performing fund manager? Can you switch your manager midway through? And what about your asset allocation? Finally, when should you withdraw from the NPS? On this edition of Big Decisions, Managing Director & CEO of Etica Wealth, Gajendra Kothari, speaks about why the National Pension Scheme could be a good investment for you.

How do financial frauds take place? What are the different kinds of scams? What do you do if you’ve fallen prey? What’s RBI’s Zero Liability Policy? On this edition of Big Decisions, CEO of BankBazaar.com, Adhil Shetty, explains how you can keep yourself safe from financial frauds through prevention and cure. 

Can debt be good for you? Is a zero-cost EMI actually zero cost? What do bankers assess before lending you money? How does does your digital footprint matter when taking a loan? On this edition of Big Decisions, retail banker Virat Diwanji explains the difference between good and bad debt, and everything around it.

How do you plan for a car? Do you even need one? Are car loans better than SIPs to fund a purchase? How can you upgrade your car without breaking the bank? Should you go for a top-end variant or a low-end one? In this edition of Big Decisions, Renuka Kirpalani, Consulting Editor at Autocar India and Mashable India, and Nikhil Kothari, Director at Etica Wealth, talk about what you need to keep in mind before buying a car.

How do you navigate life with a disability? How expensive does a disability get? How much of the expenses are taken care of by insurance? Are there any deductions for differently abled individuals in the tax regimes? On this edition of Big Decisions, Rushabh Desai, Founder of Rupee with Rushabh, talks about the financial and emotional reality of living with a disability, and how to strategise for it.

Should you buy a house as an investment? Are REITs a proposition you should consider? How do you calculate the overall cost of buying a home? What are the pros and cons of investing in commercial real estate as compared to residential? On this edition of Big Decisions, Founder of Germinate Investor Services, Santosh Joseph, and Chairman of ANAROCK Group, Anuj Puri share insights on whether real estate is a worthwhile investment. 

Single parenting can feel like the hardest job, for a variety of reasons. But how do you ensure that your child's finances are taken care of? When do you include them in conversations about money? Can co-parenting aid in alleviating the financial burden and ensure that shared aspirations are met? On this edition of Big Decisions, Founder & CEO, Plan Ahead Wealth Advisors Vishal Dhawan shares his insights on managing savings and investments as a single parent.

What does it take to start up? What is the true cost of entrepreneurship? How important is initial capital? Are there any parallels to marathon running and running a business? On this edition of Big Decisions, co-founder & CEO of Sugar Cosmetics, and a Shark, Vineeta Singh answers all of these, as she delves into the good, the bad, and the ugly of entrepreneurship. 

Thinking of getting a furry friend? Wondering about the monthly costs, medical emergencies, and pet insurance coverage?On Episode 15 of Big Decisions, veterinarian Dr. Vrushali Jadhav and Roongta Securities' Harshvardhan Roongta discuss everything you need to know before bringing a pet home.