When you’re keen to make some positive changes to your finances but your partner isn’t, how do you get them on board? This question is so common; many people in our community have the same concerns. There are some things that might help, which I’ll break down in this episode.
To read the show notes, go here: https://thefemalemoneydoctor.com/how-do-i-get-my-partner-involved-in-our-finances/
To buy your own set of money habitudes cards: click this link
To take the. money personality quiz: click this link
To take advantage of the $1 trial, go here: https://thefemalemoneydoctor.com/join-the-abundance-clinic-membership/
See you next time!
More episodes from "The Money Medicine Clinic Podcast"
Episode 114: 6 Signs You're Ready To Buy A House
11:28Hello! For most people, buying their first house will be the biggest investment that they ever make. However, the worst thing you can do is get on the property ladder before you are ready. Many people think that they’re “throwing money away” if they don’t buy a home, but actually, it may be the more savvy approach not to. Today, there is so much pressure to own your own property, yet it is more difficult than ever before to do so. With that being said, read on to discover the key signs that you are ready to purchase a property. To read the show notes, go here: https://thefemalemoneydoctor.com/ready-to-buy-a-house/ Until next time, Nikki x
Episode 113: 5 Financial Lessons We Can All Learn from Warren Buffett
12:05Hello! There are many forms of investing. Most people, when they think of investing, I’m sure will think of the “Wolf of Wallstreet”, or something similar; high aggression, testosterone-driven, swearing, sweaty, money-fueled madness. But this is embellished reality – a story made all the more obscene to make a good film. Real investing is not like this. In fact, the kind of investing that is safe, secure and sustainable is decidedly unexciting. It involves due-dilligence, honest, emotionless appraisal, and playing the long-game. This is everything that the famous Warren Buffett stands for, and he is an excellent investing role-model for the rest of us. In fact, he also disliked the testosterone-fueled craziness that was going on in wall-street, and chose not to be part of it. If you don’t know who this genius man is, he is the CEO of a major American share-holding company called Berkshire-Hathaway, and is known as the “Oracle of Omaha”. He is one of the richest men in America, building his wealth slowly over his lifetime. This is what he partially blames his amazing success on – his good genes and time spent actually investing. If you want to catch the show notes, go here: https://thefemalemoneydoctor.com/warren-buffett/ If you want to join the October 3-day Investing Ignition event, go here: https://thefemalemoneydoctor.com/3-day-investing-ignition/ Speak soon, Nikki
Episode 112: Ethical Banking And Investing
14:12Hello! I’ve previously spoken about ethical investing on the Money Medicine Clinic podcast (episode 38). But I want to give you a broad overview of ethical banking, because there’s more to it than just ethical investing. You may have come across the idea of switching your utilities to ‘greener’ products and services; you can also do the same when it comes to choosing a banking provider. For the show notes, go here: https://thefemalemoneydoctor.com/ethical-banking-and-investing/ For the ethihcal investing freebie, go here: https://thefemalemoneydoctor.com/free-downloads/ Until next time! Nikki x P.S. For the $1 trial, go here: https://thefemalemoneydoctor.com/join-the-abundance-clinic-membership/
Episode 111: Are You Investing Yet? The Future Of Investing Is Female
13:48Hello! Do you invest in the stock market? Gone are the days where you have to have huge sums of money and a fund manager to do it for you. It might look confusing, but that is nothing that a bit of knowledge can't sort out. Investing is actually very rewarding - both in feeling accomplished in understanding how to do it, and of course financially for your longterm future. More women than ever are branching out into the proactive side of money management. One of the reasons behind this is a wave of new technologies coming through that are making investing in stocks and shares easier and cheaper than ever. But it's still not enough (yet). According to HSBC UK, just 12% of women currently invest, vs. 19% of men. Why is this a problem? Because women on average live longer than men, yet our pensions are not matching this. Due to reduced income through the gender pay gap, and taking the greater share of childcare responsibilities, women are losing out on all fronts. But investing doesn't have to be hard, or expensive! To read the show notes, go here: https://thefemalemoneydoctor.com/the-future-of-investing-is-female/ To download the free investing e-book, go here: https://thefemalemoneydoctor.com/free-ebook-thebgi/ Until next time, Nikki x P.S. For the $1 trial, go here: https://thefemalemoneydoctor.com/join-the-abundance-clinic-membership/
Episode 110: How To Make Your Child Wealthy
12:28Hello! Whether you have kids or not, teaching children about money is a really important topic. It’s the only way we’re going to break the money blocks and limiting belief cycles that continue to hinder our success when it comes to personal finance. I truly believe that the more women there are educating each other about money, talking about it, discussing it with their children and demonstrating powerful ways of using it, we’ll all be much better off. This is how you make your child wealthy. I don’t have kids — but I do have a nephew and a goddaughter, and I like to take the time to make money an important subject in their lives. If you have children, I’ve outlined some ideas below for you to help them get involved with learning about money. Even if you don’t have kids, do pass this podcast on to someone who does and can benefit from it. For the shownotes go here: https://thefemalemoneydoctor.com/how-to-make-your-child-wealthy/ Until next time! Nikki x P.S. For the $1 abundance clinic trial offer EXCLUSIVE to podcast listeners, go here: https://thefemalemoneydoctor.com/join-the-abundance-clinic-membership/
Episode 109: “Doing money” with your Hunny
15:58Hello! According to marriage.com money is the number two cause of divorce. So I wanted to focus this week on your relationship and how you handle money as a couple. Have you had the conversation with your other half yet, or are you both sweeping it under the rug? Knowing how you’re going to manage your money together is essential before getting too deep into commitment. Here are some suggested questions to get the conversation flowing. Remember that talking about money can be difficult for some people (it certainly was for me), so take your time, and keep the atmosphere light and relaxed. Money conversations do not need to be stressful! For the show notes, go here: https://thefemalemoneydoctor.com/money-relationships/ Speak soon! Nikki x P.S. For the $1 trial of the Abundance Clinic Membership, go here: https://thefemalemoneydoctor.com/join-the-abundance-clinic-membership/
Episode 108: How Do I Get My Partner Involved in Our Finances?
13:32Hello! When you’re keen to make some positive changes to your finances but your partner isn’t, how do you get them on board? This question is so common; many people in our community have the same concerns. There are some things that might help, which I’ll break down in this episode. To read the show notes, go here: https://thefemalemoneydoctor.com/how-do-i-get-my-partner-involved-in-our-finances/ To buy your own set of money habitudes cards: click this link To take the. money personality quiz: click this link To take advantage of the $1 trial, go here: https://thefemalemoneydoctor.com/join-the-abundance-clinic-membership/ See you next time! Nikki x
Episode 107: Financial Resilience - How You Can Protect Yourself From Financial Disaster
15:17Hello! The online community talks a lot about financial independence. The goal – one of mine too – is being so financially secure through assets like stocks and shares or property, that you’re in a position where you no longer have to work. But what I don’t see covered very often is the journey, how things can go wrong, and what measurements to put in place to protect yourself when things don’t go to plan. Having money freedom involves getting to a stage where you can handle most situations that require money without having to stress. It’s not a state of financial independence where you can give up work, but rather a case of money no longer stressing you out because you know you are covered. As a doctor I’ve seen lots of circumstances where patients are being caught out through illness, then struggling to cope with daily life. The aim is to make sure that you have things in place to avoid getting caught out financially in your time of most need. Here's my suggestion for what you can do. Until next time, Nikki x P.S. For the $1 membership trial, go here: https://thefemalemoneydoctor.com/join-the-abundance-clinic-membership/
Episode 106: What Does A Crash Diet Have To Do With Being Broke?
12:05Hello! Your personal money cycles are much like the cycle of a person who goes on a crash diet – they go for months/years eating what they like, when they like, and then one day something happens. Maybe they see a photo of themselves and wonder how they got fat, or they try on a dress/jeans/anything in the size “they’ve always been” only to discover it doesn’t fit and this makes them feel more depressed than not having any chocolate in the house when some SERIOUS cravings strike. Then what do they do? They read about something which is the NEXT BEST THING in dieting, and throw themselves into the regime, enthusiastic that THIS TIME it will work. How many times however, have they been on a *really* restrictive diet, they’re losing weight and they’re feeling fab because they’ve hit their weight goal, only to blow it all soon after when the restrictiveness gets too much and they relax again? This would be the so-called “yo-yo” dieter. Sound familiar? For the show notes, go here: https://thefemalemoneydoctor.com/crash-diet/ Until next time, Dr Nikki P.S. To Join the *NEW* Healthy Money Planner Challenge, go here: https://thefemalemoneydoctor.com/the-healthy-money-planner-buy-now/
Episode 105: I’m Trying to Get Out of Debt, What Do I Do?
12:54Hello! Being in debt can make you feel really isolated, but this question is one I’m asked frequently, by people who are worried and don’t know what to do or where to start. Ultimately, the debt isn’t going to go away — it’s something you’re just going to have to deal with. So, for now, here are some things you can do to get started. It’s also very easy to trick ourselves, and not do the things we say we’re going to do. I’m just as guilty of this with things like exercise, weight loss and debt. So, I highly recommend getting an accountability buddy for those times you feel like things aren’t going so well. Having an accountability buddy means you’ve got someone you can lean on in desperate times. For example, if you’re really tempted to buy something which could blow your budget and ruin your debt repayment strategy, you’ve got someone there to listen and support you. There are plenty of women in the FMD Facebook group, so come along and join us and tell us if you’re struggling. You can also join the 2 week Healthy Money Planner Challenge starting 23rd August 2021. This will help you to get clear on your budget, be accountable to your goals and dreams, and get starting on your debt free journey! To buy a planner and find out about the challenge, go here: https://thefemalemoneydoctor.com/the-healthy-money-planner-buy-now/ If you already have a planner, click this link to sign up to the challenge. Until next time, Nikki x [email protected]