#58 Rent vs. Buy: The 5% Rule That Solves the Personal Finance Dilemma

Many of us hear that renting is "throwing money away," while owning a home always builds wealth. But is that really true? In this episode you’ll learn :How to decide between renting Vs buying The hidden costs of homeownership to help you plan smarterHow and if to invest your down payment Ready to find out if renting or buying is the better choice for you? Hit play and start making smarter financial decisions today! Tired of watching everyone get rich but you?Join the program teaching women like you to conquer your investing fears, create financial independence, and live life on your own terms.ENROLL IN INVESTING SCHOOL →If there’s a topic you’d love me to cover leave a message here : ClickUntil next time, Stay Centsational!The show is dedicated to empowering European women with wealth management and personal finance knowledge, offering expert financial advice from financial advisors on investing, investment strategies, and how to start investing. It covers essential topics like financial management, retirement planning, and managing wealth, aiming to reduce financial stress and promote financial literacy. Viewers will also learn about building passive income, developing a strong money mindset, and achieving financial freedom and financial independence through smart investments and sound financial education.Legal disclaimer:Content on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor any recommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. By continuing to engage with the content on this podcast, you acknowledge your understanding and agreement to these terms.  For a comprehensive disclaimer, please refer to our Terms & Conditions on our website.

Are you a working mom juggling career, family, and your financial goals? Ever wondered how you can balance it all while building wealth for your future?In this episode, Angela Tipton shares her personal journey of creating a financial plan that supports her family’s dreams while maintaining her career. If you’ve ever felt overwhelmed by the pressure to balance your financial goals with the demands of motherhood, this episode is packed with advice for you!How to prioritizes her family while building her financial independence.Practical steps to start investing, even with a busy schedule.Actionable insights into living below your means and creating a secure financial future for your family.Tune in now and get inspired by Angela’s strategies for balancing motherhood, career, and financial freedom—click play to start your journey to financial security today!Struggling to start investing? Join my free 3-day live workshop and learn simple strategies to grow your wealth, build a winning mindset, and take control of your financial future.🎁 Exclusive for participants: A one time offer for who registered.Spaces are limited to ensure a premium experience—don’t miss your chance! Save your seat now - Click here to registerThese episodes are all about YOU! Send us your burning money questions or the topics you’d love to understand better, and we’ll tackle them LIVE in an upcoming podcast episode - Send hereUntil next time, Stay Centsational!The show is dedicated to empowering European women with wealth management and personal finance knowledge, offering expert financial advice from financial advisors on investing, investment strategies, and how to start investing. It covers essential topics like financial management, retirement planning, and managing wealth, aiming to reduce financial stress and promote financial literacy. Viewers will also learn about building passive income, developing a strong money mindset, and achieving financial freedom and financial independence through smart investments and sound financial education.Legal disclaimer:Content on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor any recommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. By continuing to engage with the content on this podcast, you acknowledge your understanding and agreement to these terms.  For a comprehensive disclaimer, please refer to our Terms & Conditions on our website.

Does it feel like your debt is growing faster than you can pay it off?In This Episode Learn:Why High-Interest Debt Should Be tackled first than low-interest loansLearn how to list your debts in order to gain maximum financial impact.How to build financial stability after debtListen now to learn how you can stop debt from controlling your life and start building a stronger financial future today!Struggling to start investing? Join my free 3-day live workshop and learn simple strategies to grow your wealth, build a winning mindset, and take control of your financial future.🎁 Exclusive for participants: A one time offer for who registered.Spaces are limited to ensure a premium experience—don’t miss your chance! Save your seat now - Click here to registerThese episodes are all about YOU! Send us your burning money questions or the topics you’d love to understand better, and we’ll tackle them LIVE in an upcoming podcast episode - Send hereUntil next time, Stay Centsational!The show is dedicated to empowering European women with wealth management and personal finance knowledge, offering expert financial advice from financial advisors on investing, investment strategies, and how to start investing. It covers essential topics like financial management, retirement planning, and managing wealth, aiming to reduce financial stress and promote financial literacy. Viewers will also learn about building passive income, developing a strong money mindset, and achieving financial freedom and financial independence through smart investments and sound financial education.Legal disclaimer:Content on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor any recommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. By continuing to engage with the content on this podcast, you acknowledge your understanding and agreement to these terms.  For a comprehensive disclaimer, please refer to our Terms & Conditions on our website.

Have you ever felt trapped under the weight of debt, wondering if you’ll ever find a way out?This episode is here to show you that paying off even massive amounts of debt, like $85,000 in just 18 months, is possible. You will learn:How to consolidate debt to reduce interest rates and save money.Learn strategies like vision boards and progress tracking.Understand how to arrange your financial priorities.Start transforming your financial future today—press play and learn how to take small steps that lead to big wins!Are you struggling to get started with investing? If so, this free three day live workshop is exactly what you need. You know, in just three sessions, I'll guide you through simple strategies to grow your wealth, build the mindset you need and take control of your financial future. But here's what makes this workshop truly special. By registering, you unlock access to an exclusive 500 year discount on my investing school program, an offer available only to workshop participants.You know, spaces are limited because I want to make this experience as impactful and personal as possible. Plus, this exclusive discount is something I reserve only for those truly ready to take action. So don't wait. Save your seat now using the link in the show notes. I can't wait to see you there.Struggling to start investing? Join my free 3-day live workshop and learn simple strategies to grow your wealth, build a winning mindset, and take control of your financial future.🎁 Exclusive for participants: A €500 discount on my Investing School program.Spaces are limited to ensure a premium experience—don’t miss your chance! Save your seat now - Click here to registerThese episodes are all about YOU! Send us your burning money questions or the topics you’d love to understand better, and we’ll tackle them LIVE in an upcoming podcast episode - Send hereUntil next time, Stay Centsational!The show is dedicated to empowering European women with wealth management and personal finance knowledge, offering expert financial advice from financial advisors on investing, investment strategies, and how to start investing. It covers essential topics like financial management, retirement planning, and managing wealth, aiming to reduce financial stress and promote financial literacy. Viewers will also learn about building passive income, developing a strong money mindset, and achieving financial freedom and financial independence through smart investments and sound financial education.Legal disclaimer:Content on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor any recommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. By continuing to engage with the content on this podcast, you acknowledge your understanding and agreement to these terms.  For a comprehensive disclaimer, please refer to our Terms & Conditions on our website.

Is it possible to pay off debt without giving up everything you love?Many people believe debt repayment requires strict sacrifices and giving up all enjoyment. In this episode we challenge that belief, offering strategies to pay down debt effectively while still allowing for small luxuries and a balanced lifestyle.You will learn: How to stay motivated by building momentum with small wins.Ways to budget for small indulgences to avoid feeling deprived.Tips for freeing up extra money while maintaining life’s pleasures.Tune in to this episode for a balanced approach to debt repayment that lets you keep enjoying the things you love!Ready to turn your finances around? Join my FREE live 3-day workshop, the first module of my Investing School offered as an exclusive preview. You’ll gain hands-on insights into wealth-building, smart investing, and money management that you can put into action immediately. Click here to registerThese episodes are all about YOU! Send us your burning money questions or the topics you’d love to understand better, and we’ll tackle them LIVE in an upcoming podcast episode - Send hereUntil next time, Stay Centsational!The show is dedicated to empowering European women with wealth management and personal finance knowledge, offering expert financial advice from financial advisors on investing, investment strategies, and how to start investing. It covers essential topics like financial management, retirement planning, and managing wealth, aiming to reduce financial stress and promote financial literacy. Viewers will also learn about building passive income, developing a strong money mindset, and achieving financial freedom and financial independence through smart investments and sound financial education.Legal disclaimer:Content on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor anyrecommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. By continuing to engage with the content on this podcast, you acknowledge your understanding and agreement to these terms.  For a comprehensive disclaimer, please refer to our Terms & Conditions on our website.

Did you know the rising cost of your morning coffee or gas tank fill-up starts with decisions made by central banks?This episode reveals how these powerful institutions influence your wallet and the world economy in ways you experience every day.You will learn : Learn how the key policies by ECB and the Federal Reserve affect your wallet.Discover how decisions like "printing money" affects your purchasing power.Gain insights into the terms "Dovish" and "Hawkish" and what they mean for markets and the economy.Hit play now to uncover how central bank policies directly shape your finances and what you can do to stay ahead.Ready to turn your finances around? Join my free live 3-day workshop, the first module of my Investing School offered as an exclusive preview. You’ll gain hands-on insights into wealth-building, smart investing, and money management that you can put into action immediately. Don’t wait—grab your free spot and start building a future of financial confidence and freedom! - Click here to registerThese episodes are all about YOU! Send us your burning money questions or the topics you’d love to understand better, and we’ll tackle them LIVE in an upcoming podcast episode - Send hereUntil next time, Stay Centsational!The show is dedicated to empowering European women with wealth management and personal finance knowledge, offering expert financial advice from financial advisors on investing, investment strategies, and how to start investing. It covers essential topics like financial management, retirement planning, and managing wealth, aiming to reduce financial stress and promote financial literacy. Viewers will also learn about building passive income, developing a strong money mindset, and achieving financial freedom and financial independence through smart investments and sound financial education.Legal disclaimer:Content on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor any recommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. By continuing to engage with the content on this podcast, you acknowledge your understanding and agreement to these terms.  For a comprehensive disclaimer, please refer to our Terms & Conditions on our website.

Do you ever struggle to save because life’s expenses and temptations always seem to get in the way? You’re not alone. This episode explores how automating your savings can help you overcome those obstacles, ensuring you consistently grow your wealth without even thinking about it.You will learn:Learn why manual saving often fails and how to break free from this cycle.Discover a step-by-step guide to setting up an automated savings system tailored to your goals.Unlock the power of compound interest to make your money work harder for you effortlessly.Action:Don’t miss out—listen now to transform your saving habits and start building wealth on autopilot today!Ready to turn your finances around? Join my free live 3-day workshop, the first module of my Investing School offered as an exclusive preview. You’ll gain hands-on insights into wealth-building, smart investing, and money management that you can put into action immediately. Don’t wait—grab your free spot and start building a future of financial confidence and freedom! - Click here to register If there’s a topic you’d love me to cover leave a message here : ClickUntil next time, Stay Centsational!The show is dedicated to empowering European women with wealth management and personal finance knowledge, offering expert financial advice from financial advisors on investing, investment strategies, and how to start investing. It covers essential topics like financial management, retirement planning, and managing wealth, aiming to reduce financial stress and promote financial literacy. Viewers will also learn about building passive income, developing a strong money mindset, and achieving financial freedom and financial independence through smart investments and sound financial education.Legal disclaimer:Content on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor anyrecommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. By continuing to engage with the content on this podcast, you acknowledge your understanding and agreement to these terms.  For a comprehensive disclaimer, please refer to our Terms & Conditions on our website. 

Have you ever felt confused about why your groceries and bills keep going up? What if you could understand how these price changes relate to global policies and your wallet?This insightful episode will help you understand why you never seem to be able to save more than you spend and how these economic forces shape your day-to-day expenses. You will learn:Why the grocery bills and everyday expenses might be rising unexpectedly which will help you plan better for changes in cost of living.Impact of Central Bank Policies on mortgage rates.How inflation and deflation affect different aspects of financial life, from your assets to your liabilities.Tune in now to understand how changes in CPI and interest rates impact your daily budget and long-term financial goals—empowering you to make more informed decisions.Ready to turn your finances around? Join my free live 3-day workshop, the first module of my Investing School offered as an exclusive preview. You’ll gain hands-on insights into wealth-building, smart investing, and money management that you can put into action immediately. Don’t wait—grab your free spot and start building a future of financial confidence and freedom! - Click here to register If there’s a topic you’d love me to cover leave a message here : ClickUntil next time, Stay Centsational!The show is dedicated to empowering European women with wealth management and personal finance knowledge, offering expert financial advice from financial advisors on investing, investment strategies, and how to start investing. It covers essential topics like financial management, retirement planning, and managing wealth, aiming to reduce financial stress and promote financial literacy. Viewers will also learn about building passive income, developing a strong money mindset, and achieving financial freedom and financial independence through smart investments and sound financial education.Legal disclaimer:Content on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor any recommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. By continuing to engage with the content on this podcast, you acknowledge your understanding and agreement to these terms.  For a comprehensive disclaimer, please refer to our Terms & Conditions on our website.

Could cutting out your daily coffee really be the secret to building wealth? In this episode, we dive into the famous "latte factor" and explore what might distract you from the bigger financial picture. If you've ever felt overwhelmed by trying to cut out little luxuries like coffee, but wondered if that was the key to financial freedom, you're in the right place.You will learn:What the ‘Latte Factor’ is, and how it's costing your financial freedomWhat's REALLY holding you back from your financial goals3 easy to use steps to identify what's really draining your finances Play this episode to uncover how to manage spending without giving up the small pleasures that bring you joy!If you're ready to kickstart your financial journey, here are my FREE programs: 5-day Financial Mastery ChallengeIf there’s a topic you’d love me to cover leave a message here : ClickUntil next time, Stay Centsational!The show is dedicated to empowering European women with wealth management and personal finance knowledge, offering expert financial advice from financial advisors on investing, investment strategies, and how to start investing. It covers essential topics like financial management, retirement planning, and managing wealth, aiming to reduce financial stress and promote financial literacy. Viewers will also learn about building passive income, developing a strong money mindset, and achieving financial freedom and financial independence through smart investments and sound financial education.Legal disclaimer:Content on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor anyrecommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. By continuing to engage with the content on this podcast, you acknowledge your understanding and agreement to these terms.  For a comprehensive disclaimer, please refer to our Terms & Conditions on our website. 

Have you ever looked at your bank statement and wondered where all your money went?In this episode of Investing Made Easy For European Women we will help you identify and address these sneaky expenses, empowering you to regain control of your finances and focus on your financial goals. You will learn:How subscription and food delivery services unknowingly drain your finances.The psychology behind why these expenses build up so fast.Actionable steps to audit your spending and cut back immediately.Listen to this episode to uncover hidden costs in your budget and start reclaiming control over your spending today!If there’s a topic you’d love me to cover leave a message anonymously here 🤫 : ClickUntil next time, Stay Centsational!The show is dedicated to empowering European women with wealth management and personal finance knowledge, offering expert financial advice from financial advisors on investing, investment strategies, and how to start investing. It covers essential topics like financial management, retirement planning, and managing wealth, aiming to reduce financial stress and promote financial literacy. Viewers will also learn about building passive income, developing a strong money mindset, and achieving financial freedom and financial independence through smart investments and sound financial education.Legal disclaimer: Content on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor anyrecommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. By continuing to engage with the content on this podcast, you acknowledge your understanding and agreement to these terms.  For a comprehensive disclaimer, please refer to our Terms & Conditions on our website.