Student Loan Planner podcast

Free College for Everyone with New IDR

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Keeping up with how student debt is changing in this country can be a headache. That’s why I want to help you figure out how to use the existing system to your benefit right now in ways that could be life-changing.

Today, I’m answering quite a few listener questions — lots of our listeners had Parent PLUS Loans on their minds, and maybe you do, too. Then, I dive into the Biden Plan for “free public college,” which may not be exactly what it sounds like, but you could still massively benefit if you set up a plan that uses your current situation to your benefit. 

In today’s episode, you'll find out:

  • What is the double consolidation loophole   Advice on Parent PLUS Loans for parents
  • Does the advice apply to private student loans
  • If you should continue with the loophole method 
  • How to navigate student loan repayment as things continue to change
  • Whether you should file your taxes separately or joint-file
  • How much the new tax plan could cost
  • Biden’s plan for “free public college” and how to use it to your advantage
  • How to provide an inheritance to your kids
  • How to pay back your student loans


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