Travel hacks: how to get more for less on holiday

Do you have a friend who never pays their share of the bill? Or are your parents wasting your inheritance on flash cars and Caribbean cruises? Or maybe you're considering taking a pay cut to spend more time with your kids. Frank conversations about money can be awkward. But Moral Money is here to do the hard work for you. Think of it as the ultimate guide to what's ok - and what's not - in the blurred world of money morals.Search Moral Money wherever you're listening to this or subscribe here: www.playpodca.st/moral-moneySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Hosted on Acast. See acast.com/privacy for more information.

Death and taxes - two bits of life we can’t escape... or can we? From The Panama Papers to your pension, tax dodging is everywhere. But is it morally wrong?The Telegraph's personal finance reporters, Laura Miller and Sam Brodbeck ask titan of the tax world, George Bull how tax came to be, and hear from Telegraph columnist Janet Daley on why she thinks we’re on a slippery slope to despotism…..That's it for this series of It's Your Money, but stay subscribed to this feed for future episodes.To get in touch, email [email protected] or phone our voicemail number at 07523 039447. And visit www.telegraph.co.uk/moneypodcast for more. For more Telegraph podcasts:Chopper's Brexit Podcast - the inside line on Brexit with top politicians, commentators and the Telegraph’s Westminster teamwww.playpodca.st/chopperMad World - candid conversations about mental health, with everyone from Prince Harry to Fearne Cottonwww.playpodca.st/madworld Fashion Unzipped - interviews and exclusives from the Telegraph's fashion teamwww.playpodca.st/unzipped Audio Football Club - top-flight analysis and reaction, every Mondaywww.playpodca.st/afc See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Hosted on Acast. See acast.com/privacy for more information.

Student debt. Two words guaranteed to strike terror into the heart of any young person. But are the headline-grabbing sums more project fear than practical warnings? This week in the It’s Your Money podcast, Laura and Sam ask student finance expert and breakfast show sofa legend Martin Lewis for his advice. We find out if a £50,000 student loan really will hamper you for life, how to avoid getting suckered by 'special' student bank accounts, and the one day of the month on which you can splurge and not regret it. To get in touch, email [email protected] or phone our voicemail number at 07523 039447. And visit www.telegraph.co.uk/moneypodcast for more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Hosted on Acast. See acast.com/privacy for more information.

This week Laura and Sam discover there's truth behind the industry saying: "If you can think of it, you can insure it". From putting money on your body parts to insuring against alien invasion, The Telegraph's personal finance reporters discover what cover you need - and what you don't.They speak to Martyn James, a lifelong insurance geek who fights to get consumers a fair deal on everything from car cover premiums to mobile phone add-ons. Plus they go behind the scenes of the 300-year-old institution insurer Lloyds of London to find out how companies decide the cost of a risky gamble, and why only half the chairs in the building have backs...To get in touch, email [email protected] or phone our voicemail number at 07523 039447.And visit www.telegraph.co.uk/moneypodcast for more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Hosted on Acast. See acast.com/privacy for more information.

You’ve got a taste for luxury, but a bank balance that’s less than five-star. Holidays seem like an extravagance that’s beyond your means.Fear not: the It’s Your Money team is here to tell you how you can get away with getting away more often than you might think (and it doesn’t always mean taking the overnight coach).Sam and Laura draw on the expertise of Telegraph travel writer, Greg Dickinson, plus blogger and cheap travel expert, Chelsea Dickenson tells us how you’ve been booking your holidays the wrong way round all along…To get in touch, email [email protected] or phone our voicemail number at 07523 039447.And visit www.telegraph.co.uk/moneypodcast for more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Hosted on Acast. See acast.com/privacy for more information.

Bit vulgar, isn’t it, asking if love makes you richer or poorer? Well -- the It’s Your Money podcast team have never shied away from some gritty realism.In this Valentine’s special, Sam and Laura poke about in the caverns of the heart and count the cost of finding The One, getting hitched and, when it all goes wrong, the inevitably messy divorce.Dating expert Hayley Quinn reveals the best way to snare a mate without breaking the bank, Sam exposes his own thriftiness with a cut-price wedding - and hot shot lawyer Sandra Davis give us her wisdom from handling divorce for the rich and famous - including Arsenal legend Thierry Henry and Princess Diana.To get in touch, email [email protected] or phone our voicemail number at 07523 039447.And visit www.telegraph.co.uk/moneypodcast for more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Hosted on Acast. See acast.com/privacy for more information.

What if the alarm you snoozed this morning could be switched off for good?We are all taught retirement happens in our 60s and 70s after decades putting in the shifts at work. Wouldn’t it be better if you could enjoy all that time off while you’re young?A growing group of mavericks are using an extreme savings technique to hack the system and get the work-free life at just 40, or even earlier.This week on the It’s Your Money podcast, Laura and Sam spoke to Mr Money Moustache who did just that. He spills the beans on how he and his family beat our consumerist culture and still get to live in a beautiful house in Colorado. Could you stick to his strict rules to get rich fast and retire young?As an added bonus, Laura puts her money where her mouth is and opens up her bank accounts to reveal all and get a mini financial makeover from expert adviser Nick Earl. Find out if even despite her spendthrift ways she will be able to retire on more than cat food and crackers, and how you can use his advice to get your financial house in order.To get in touch, email [email protected] or phone our voicemail number at 07523 039447.And visit www.telegraph.co.uk/moneypodcast for moreSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Hosted on Acast. See acast.com/privacy for more information.

Stuck in a rut at work? Sure you deserve promotion but unsure how to build a case for more money and power? Or have a couple of nightmare interviews left you in need of a pep talk? We can help. This week we do what your school careers adviser never did, taking through the best (and worst) practice to ace interviews and how to avoid common pitfalls when trying to get promoted.  Laura and Sam hear from a career fairy godmother who builds successful candidates from the bottom up, and grill their own boss to find out the one thing that will never get you hired. To get in touch, email [email protected] or phone our voicemail number at 07523 039447. And visit www.telegraph.co.uk/moneypodcast for more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Hosted on Acast. See acast.com/privacy for more information.

Everyone's heard of Bitcoin, but what actually is a "cryptocurrency"? Will this digital money replace the cash in our pockets, and can you get rich quick by buying now, or is the boom already over?We speak to someone who made life-changing sums by investing at the right time, and hear from a senior City investor who says buying Bitcoin is like betting on the horses, only less predictable.Sam and Laura also explain, step-by-step, how to get involved yourself - including a cautionary tale from someone who got seriously burned at the height of the craze.To get in touch, email [email protected] or phone our voicemail number at 07523 039447. And visit www.telegraph.co.uk/moneypodcast for moreOther useful links:What is Bitcoin: http://bit.ly/2PQipx9How to buy Bitcoin: http://bit.ly/2T7nrYnWhat tax you need to pay on cryptocurrency profits: http://bit.ly/2EJk9XYSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Hosted on Acast. See acast.com/privacy for more information.

Is your current account a force for good in the world?Do you want to invest in social issues close to your heart without losing your financial head?With the help of bank account guru Lisa Stanley, pensions expert Anne-Marie Williams, and by ethical fund manager Peter Michaelis, Sam and Laura unpack a few simple ways to be moral with your money.To get in touch, email [email protected] or phone our voicemail number at 07523 039447.And visit www.telegraph.co.uk/moneypodcast for moreOther useful links:https://shareaction.org/responsible-investment/ http://ethicalinvestment.org.uk/ https://good-with-money.com/   See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Hosted on Acast. See acast.com/privacy for more information.